Best Mortgage Refinance Companies in Santa Fe, NM

Homewise has been supporting the homeownership dreams of the community since 1986. Through financial coaching, the company delivers an educational approach to aid Santa Fe loan borrowers in determining if applying for refinancing suits their needs. Its team analyzes current mortgage and provide recommendations for goals such as credit score improvement, debt reduction, and loan term change. Homewise is the recipient of the 2016 New Mexico Mortgage Finance Authority Summit Award and the 2008 EPA Water Efficiency Leader Award.

Dash Hamblin is a mortgage professional serving clients in Santa Fe and nearby areas. He offers refinancing services for borrowers with existing properties. He provides different loan options, including conventional, jumbo, rehab, VA, FHA, and USDA loans. He also carries Bell’s borrower-financed construction lending program that allows clients to build a new construction home with standard and custom blueprints. Hamblin has been in the industry since 2017 with experience as a loan broker and residential loan officer.

Anasazi Mortgage serves clients throughout the Santa Fe area. The company helps homeowners lower their interest rates through assistance with the mortgage refinancing process. It also deals with clients seeking to refinance their loans to fund home improvement projects or family vacations. It offers other solutions like the reverse mortgage, an FHA-guaranteed program that allows senior homeowners to supplement their fixed incomes with funds from their home equity. The company's website contains information on current housing market trends.

Mortgage Partners Santa Fe caters to clients in the metro. The firm works with various lenders to offer mortgage refinancing options, including VA, USDA, FHA, jumbo, and construction loans. It also offers conventional loan programs like Fannie Mae and Freddie Mac, with terms ranging from 15 to 30 years. The company comprises loan officers with over 45 years of collective experience in the industry, providing market information to help clients make informed decisions about home financing.

Luke Rodriguez is a mortgage professional under Guaranteed Rate who looks for products that best serve the refinancing needs of Santa Fe homeowners. He walks mortgage borrowers through the refinancing process, starting from benefit analysis to application and closing. Additionally, Rodriguez responds to mortgage queries long after funding and provides educational resources and digital calculators. The agent was born and raised in Santa Fe and has been in the loan origination industry for over 26 years. He offers also programs such as HELOC, cash-out refinance, and personal loans.

Santa Fe Mortgage serves residential property owners in the metro. It assists with refinancing to reduce interest rates, get cash out, consolidate two mortgages, or eliminate mortgage insurance. It also helps homeowners switch to a fixed-rate mortgage to stabilize their monthly payments. Since its establishment in 1993, Santa Fe Mortgage has maintained a small lending operation in order to give clients hands-on support while still providing loan rates comparable to large banks. The company also offers VA and FHA loans.

PSD caters to clients in the Santa Fe metro who seek mortgage programs and refinancing to obtain less burdensome rates. The crew delivers traditional fixed-rate loans with terms ranging from a decade to three, as well as adjustable-rate alternatives. Reverse mortgages are available to address the needs of aging members of the community. The company also provides government-backed programs under Veterans Affairs and the FHA. PSD is a member of the Association of Independent Mortgage Experts.