Best Mortgage Refinance Companies in Toms River, NJ

Dynasty Mortgage Network, LLC, helps Toms River locals who are looking for refinancing options. It uses a simple online tool to provide homeowners with multiple refinancing options, whether they want to lower their monthly payments, interest rates, and loan terms or get cash from equity. The company also provides FHA, jumbo, and adjustable-rate loans, as well as fixed-rate loans with terms of 10, 15, 20, and 30 years. Dynasty Mortgage aims to speed up the loan process by utilizing automated software.

AnnieMac Home Mortgage is a national loan provider that serves home buyers and homeowners in Toms River and the surrounding areas. It helps clients renovate their homes through refinancing products such as the FHA 203k and FannieMae Homestyle. The latter allows for luxury renovations like swimming pools, saunas, and basketball courts. AnnieMac Home Mortgage has been in business for more than a decade. It supports non-profit organizations such as the Freedom Service Dogs of America, Toys for Tots, and Habitat for Humanity.

NJ Lenders Corp. - Shrewsbury, NJ, works with Toms River residents who want to lower their interest rates and monthly payments, consolidate debt, or withdraw cash for home improvements. Its team of mortgage loan originators and advisors provides them with refinancing options. They also walk them through the refinance process, from determining their financial objectives and selecting the best loan program to processing the application and signing loan documents. NJ Lenders Corp. has helped more than 200,000 families with their mortgage needs since 1991.

Red Oak Mortgage, Inc., caters to Toms River clients. The company determines the value of the homeowner's property to help them refinance their mortgages. It offers a program that allows borrowers to refinance their loans and obtain cash from their home equity. The company also provides mortgage programs backed by various government agencies, including the VA, FHA, and USDA. Its president, Brian LaRue, has more than 15 years of industry experience. He has originated more than $500 million in loans throughout his career.

New Jersey Mortgage Services is a family-owned business that works with its clients in Toms River and nearby areas to find the best option for their needs and help them get a mortgage from the full lineup of products it offers. It is a local company established in 2004 that is familiar with the ins and outs of the New Jersey mortgage market. Broker-owner Tom Altieri has been in the industry for more than three decades.

Oceanside Mortgage Company serves clients in and around Toms River. It helps homeowners achieve their financing goals by reducing their monthly payments or changing their loan terms through a refinancing program. It also offers refinancing options to borrowers who want to cash out their home equity for various purposes, like improving or renovating a house. Home loans for first-time homebuyers and veterans are among the other products available. Oceanside Mortgage Company has been in business for more than 25 years.

PRMG Toms River is a team of loan originators who cater to customers refinancing or purchasing a home. The team works under Paramount Residential Mortgage Group, Inc., a lending company that has been in the industry for over 20 years. The company is a direct lender of Freddie Mac and Fannie Mae, providing standard conventional and renovation loans. It gives back to the community through its PRMG Cares foundation, which donates time and funds to local and nationwide charities.

Jeff Coon is a Wall-based area branch manager that caters to clients across Toms River. He explains the process of mortgage refinancing to homeowners to help them reduce interest rates or monthly payments. Coon provides online tools like affordability calculators to guide them in their decision-making. He also offers the Fannie Mae Homestyle, a program that allows clients to renovate various luxury spaces in their homes, including swimming pools, saunas, and basketball courts. Coon has more than 15 years of experience in the industry.

Navesink Home Loans guides clients in Toms River about the residential lending process. It helps individuals refinance a home mortgage. Its team evaluates the mortgage needs of each client and assists in drafting a refinancing plan. Other loan programs include FHA, VA, USDA, jumbo, construction, and conventional. The company helps first-time homebuyers in getting the loan they need and also handles reverse mortgages. Its staff offers guidance in every step of the loan application, from pre-qualification to closing.

Team Maier, a group of professionals working under United Mortgage Corp., caters to the residents of Toms River. It offers refinancing solutions to clients who are thinking of taking cash out of their homes, consolidating their debts, looking to lower their payments, and trying to pay off their mortgages faster. It also provides assistance to individuals who want to purchase a house. One of its members, William Maier III, has over three decades of lending and banking experience.

AAFC Group LLC has mortgage programs and refinancing options for residents of Toms River. These choices include conventional products that are suitable for rearranging current debts and jumbo loans for buyers of luxurious and spacious real estate. Reverse mortgages are on hand for retirees, and non-QM selections are also available to customers who are better served by non-traditional financing solutions. The crew helps realtors and their associates get through the complicated paperwork that comes with buying property. 

Unity Residential and Commercial Mortgage addresses the home refinancing concerns of people in Toms River. The firm helps individuals maximize their savings, pay off their debt, and get lower interest rates through various refinancing options, which include FHA streamline, HELOC, FHA 203k, and VA cash out. It has other programs for first-time buyers, such as conventional, jumbo, HomePath, and government-backed loans. Founder Dina Elbiherie is an immigrant who moved to the US and started her finance career at 21.

AnnieMac Home Mortgage is a nationwide mortgage loan provider offering its services to homeowners and home buyers in the Toms River metro and the surrounding areas. Its loan officers provide assistance to clients who are exploring possible ways to reduce the amount they are paying through refinancing options. Customers may also take advantage of their home's equity through cash-out refinancing solutions. Other available mortgage programs that the company offers include conventional, government, and non-conforming mortgages.

Intercounty Mortgage Network Corp. offers services across the Toms River metro and the surrounding areas. It offers jumbo loans for clients wishing to refinance their existing mortgage loans to improve their properties. This jumbo loan option is also available for individuals and families wishing to purchase vacation or primary homes that exceed the regular loan limit. In addition to jumbo, the company provides loans with fixed and adjustable rates to help clients meet their financial goals.