Best Mortgage Refinance Companies in Camden, NJ

Garden State Home Loans Inc. serves locals in Camden who are seeking home purchase options or need to refinance existing debts. It has loans fit for buyers of single-family structures and multi-unit properties. The company has funded over $5.6 billion in collective sums spread across more than 19,000 loans. Garden State caters to individuals who need products other than the typical fare offered by banks. It also has educational blog articles that instruct readers on matters like titles and bureaucratic issues.

The Brondt Cook Group is a Voorhees-based business that deals with Camden clients. It helps them through the mortgage refinancing process. The company considers the client's financial situation, discusses their options, and locks in rates as part of its work process. It also assists individuals applying for mortgages insured or guaranteed by federal agencies like the VA, FHA, and USDA. It educates them on the impact of inflation on current mortgage rates. Brad Brondt, its namesake, has been in the industry for over a decade.

AnnieMac Home Mortgage assists clients in Camden who want to fund their property improvement projects through refinancing. It offers the FHA 203K program, which allows one to pay for major renovations, and the FHA Limited option, which is apt for those taking on small-scale projects. The company also has the FannieMae Homestyle loan, which can be used to improve various areas, such as saunas and basketball courts, in luxury homes. AnnieMac Home Mortgage processes and underwrites loans in-house.

Paradise Mortgage Brokers helps homeowners and buyers in the Camden area achieve their financial goals. Its loan officers offer various loan options, such as VA, FHA, jumbo, conventional, and USDA-RD. It also assists customers in taking out cash from their equity, getting lower monthly payments, and refinancing to short loan terms. Being in the industry for more than 20 years, Paradise Mortgage Broker has funded over $2 billion in loans to refinanced and purchased homes.

EMM Loans LLC is a direct residential mortgage lender that serves borrowers in and around Camden. It offers various loan options for those seeking to refinance their existing mortgages to save money, consolidate their debt, access cash, or shorten their loan terms. The lender provides financing for low to moderate-income borrowers and single-family home or condo owners through its Refi Possible and RefiNow trademarked programs. EMM Loans LLC has funded over $17 billion in home loans since 2002.

Nation One Mortgage Corporation is a locally owned and operated independent brokerage serving individuals and families throughout Camden. It provides home refinancing loans for different types of purposes, including lowering interest rates or monthly payments. It also offers debt consolidation, home improvement, and cash-out refinance loans. In addition, the team assists with a variety of home purchase loans, including conventional, FHA, VA, and USDA loans. The company has been in business for more than six years.

Since 2020, UMortgage has been offering home financing solutions to the people of Camden and nearby areas. It works with borrowers who want to refinance their homes in order to shorten terms, reduce monthly loan payments, and optimize their monthly savings. A variety of financing products are also available for those who want to buy investment properties and family homes. As an independent mortgage broker, UMortgage shops and evaluates mortgage deals for its clients with a network of lenders.

Chesen Mortgage Group serves real estate professionals, builders, and individual home purchasers in Camden and nearby locations. Its mortgage team assists in home refinancing that involves replacing the old mortgage with a new one, helping borrowers lower monthly payments and interest rates. In addition, it allows borrowers to take cash out from their home’s equity. The company also has FHA 203K loan, a federal government-backed loan granted to house purchasers who wish to modify their homes. Other products are VA, USDA, and Jumbo loans.

Allied Mortgage Group Voorhees has served over 6,000 clients in Camden and its neighboring communities. Its mortgage professionals assist homebuyers in finding and getting their preferred loan options, such as custom reverse mortgages for individuals above 62 years old or refinancing options included in 203k loans. They work with clients throughout the application process, from initial consultation on loan types or refinancing benefits to regular updates until the loan closing. The company has been operating for over 20 years.

CrossCountry Mortgage serves residential property owners and home buyers across the Camden metro. It offers to refinance loans for different property uses, such as for investment, vacation homes, and primary residences. The company also provides the HARP 2.0 refinancing loan for homeowners who owe more on their house than their property is worth. CrossCountry Mortgage is a member of the Mortgage Bankers Association and is also licensed in Pennsylvania and Florida.

Aspire Home Mortgage Inc serves clients across Camden. It helps them refinance their loans and discusses the differences between different mortgage programs. The company has dealt with clients refinancing for the seventh time. It also assists aspiring homeowners with their loan application process and offers various programs insured or guaranteed by the USDA, FHA, and VA. It provides other solutions, including jumbo loans. The team at Aspire Home Mortgage includes members with more than 20 years of experience in the industry.

April Samuels is a mortgage professional who works with homeowners and buyers in Camden. When assisting clients with their refinancing needs, she draws on her more than 15 years of industry experience, which includes cash-out and FHA and VA Streamline refinancing. April assists property owners in obtaining cash from their home mortgage to make home improvements or consolidate debt. She also helps people who want to refinance or save their homes after a divorce or probate.