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Best Mortgage Refinance Companies in Omaha, NE

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Omaha mortgage refinance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

245Reviewed

153Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4610 South 143rd Street, Omaha, NE 68137
WebsiteLicense: 4622

Expertise.com Rating

Review Sources

Google
4.5 (31)

Why choose this provider?

Freedom Lending is a company that offers its mortgage expertise to clients in Omaha. It provides mortgage refinancing, lending, and pre-approval process services. Its refinancing services include FHA streamline, low-rate mortgage, longer-term, and shorter-term options. Its loan consultant, Justin Roche, has over 15 years of banking experience. The company's loan officer, Ben D. Kugler, has been in the real estate industry for more than 20 years. Freedom Lending has been attending to its clients' mortgage concerns since 2000.

  • Residential

7581 Main Street, Omaha, NE 68127
WebsiteLicense: 1325

Expertise.com Rating

Review Sources

Google
4.9 (18)
Facebook
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

Rotella Mortgage has been providing mortgage services in Omaha for over 80 years. It offers mortgage refinance options that include rate reduction, debt consolidation, and cash-out programs for owners of primary residences and investment properties. The company is led by Al Rotella and Richard Onderlinde, who have also been granted the Lending Integrity Seal of Approval by the National Association of Mortgage Brokers. Rotella began his mortgage career in 1998 and previously served as a regional manager of eight branches.

  • Reverse Mortgages
  • NMLS #: 39166

13305 Birch Dr, #200, Omaha, NE 68164
WebsiteLicense: 623814

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Google
5.0 (1)

Why choose this provider?

Angie Brookhouser is a senior home loan advisor for Belay Bank Mortgage, a division of First Bank formerly known as First Bank Mortgage. She serves clients in Omaha and the surrounding areas looking for mortgage refinancing solutions. Her areas of expertise also include assisting first-time homebuyers with conventional and government-backed loans. Angie Brookhouser has attained the Certified Divorce Lending Professional designation with the DLA. She has more than two decades of experience in real estate financing.

  • Cash-out Refinance
  • Home Loans
  • Divorce Mortgage

17838 Burke Street, Omaha, NE 68118
WebsiteLicense: 1944087

Expertise.com Rating

Review Sources

Google
5.0 (28)

Why choose this provider?

Aksarben Mortgage is a mortgage brokerage providing a variety of services to clients in Omaha. The firm offers refinancing options, private mortgage insurance, fixed-rate and adjustable-rate mortgages, FHA and VA loans, and reverse mortgages. It also handles balloon mortgages, appraisals, closing costs, and foreclosures. Arksarben Mortgage commits itself to assisting clients in overcoming roadblocks to acquiring loans and helping them afford their dream homes. It conducts its business to build long-term relationships with clients rather than treat them as mere transactions.

  • Multi-Family Loans

237 S 70th Street, Lincoln, NE 68510
WebsiteLicense: 3320

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Google
5.0 (5)

Why choose this provider?

Capital City Mortgage provides mortgage options to borrowers in the Omaha metro and the nearby areas. Its agents help clients optimize their income, assets, and credit to obtain a mortgage plan that will suit their current needs and situation. Among the concerns they help customers with is mortgage refinancing. They also offer assistance for adjustable rate mortgages, conventional loans, FHA loans, USDA home loans, and fixed rate mortgages. Capital City Mortgage has been addressing the concerns of borrowers since 2003.

  • Reverse Mortgages

14301 FNB Parkway, Suite 100, Omaha, NE 68154
WebsiteLicense: 20612

Expertise.com Rating

Why choose this provider?

The Denman Team Mortgage helps individuals in Omaha and the surrounding communities who require assistance refinancing their mortgages. The company guides first-time homebuyers through the loan and homebuying process and offers FHA, USDA, VA, and conventional mortgages. It also educates them on assistance programs, such as the Nebraska Investment Finance Authority. Mortgage professionals Tony Denman and David Ruether have closed around 3,000 deals since 1995. They have a combined experience of more than 34 years in the mortgage industry.

  • New Construction

11422 Miracle Hills Drive Suite 504, Omaha, NE 68154
WebsiteLicense: 13657

Expertise.com Rating

Review Sources

Google
4.9 (109)
Facebook
4.8 (18)

Why choose this provider?

The Greg Acero Team of Fairway Independent Mortgage Corporation serves first-time home buyers and residential property investors in Omaha. It offers a variety of mortgage loan options, such as fixed-rate, FHA, USDA, jumbo, and Veteran's Affairs, designed to help clients purchase and refinance private single-family homes, condo units, and vacation properties. The team's agents are equipped to assist clients through the process of identifying mortgage refinancing programs parallel to their needs and financial capabilities. The Greg Acero Team's website features a mortgage calculator.

  • Reverse Mortgages

8420 West Dodge Road, Omaha, NE 68114
WebsiteLicense: 2424

Expertise.com Rating

Review Sources

Google
5.0 (440)
Facebook
5.0 (166)
Yelp
5.0 (13)

Why choose this provider?

Mortgage Specialists is a full-service mortgage lending company serving the Omaha metro area. The company assists homeowners in reducing their monthly payments or change their current mortgage through mortgage refinancing. The firm offers different refinance loans, including rate or term, cash-out, and divorce refinance, that clients can choose from. Its mortgage advisors also deliver home purchase loans. Brent Rasmussen, the company's owner, has been a mortgage loan originator since 2001 and is one of the only 33 individuals in the U.S. who hold both CMC and CRMS certifications.

  • Residential

13911 Gold Circle, Omaha, NE 68144
WebsiteLicense: 109995

Expertise.com Rating

Review Sources

Facebook
4.5 (59)
Yelp
3.4 (10)
Google
4.7 (3)

Why choose this provider?

Pivot Lending Group is a full-service mortgage lending company serving the Omaha metro area and nearby localities. The firm works with clients who want to refinance their current mortgage in order to lower monthly payments, shorten loan terms, and obtain home equity. The team offers a variety of refinancing options, including FHA streamlined, VA IRRRL, conventional, and cash-out refinance. Other mortgage products include VA, USDA, HELOC, and downpayment assistance loans. CEO Bryant Ottaviano has been in the mortgage business for over 25 years.

  • Reverse Mortgages

13340 California Street, Omaha, NE 68154
WebsiteLicense: 1495250

Expertise.com Rating

Review Sources

Google
5.0 (636)
Facebook
5.0 (195)
Yelp
5.0 (1)

Why choose this provider?

Benchmark Mortgage Omaha is a group of mortgage specialists who helps clients in the metro and nearby areas. The mortgage consultants have their own in-house processors who can help find suitable loans for clients. For the past 20 years, the team has also been providing financing options so veterans can settle in their own homes. They help with securing loans and track hourly and daily mortgage-backed securities movements for their clients. Benchmark Mortgage Omaha branch manager Eric Almquist has been in the mortgage industry for almost 25 years.

  • Residential

303 North 114th Street, Omaha, NE 68154
WebsiteLicense: 2376

Expertise.com Rating

Review Sources

Google
4.9 (80)
Facebook
5.0 (75)
Yelp
4.0 (4)

Why choose this provider?

Eagle Mortgage Inc. offers its services to the residents of Omaha and the nearby communities. It offers several loan options, including conventional, jumbo, and government-backed programs such as VA, FHA, and USDA rural development mortgages. The company has been in the industry for more than 25 years. Additionally, it helps clients who are looking to lower their monthly payments and interest rates and those who wish to get some cash out of their home equity for renovations through refinancing options.

  • Residential

1910 South 72nd Street, Omaha, NE 68124
WebsiteLicense: 2365

Expertise.com Rating

Review Sources

Facebook
5.0 (23)
Google
4.7 (11)

Why choose this provider?

The Regent Financial Group Inc. can help homeowners with home mortgage refinance in Omaha and Douglas County. The group uses a combination of cutting-edge technology and experienced mortgage brokers to help homeowners quickly find a refinancing program that satisfies their needs. It can help people with imperfect credit scores get an FHA loan, past and present members of the military refinance their mortgage with a Veteran's Administration loan, and clients in rural locations with USDA mortgages.

  • Reverse Mortgages
  • NMLS #: 39166

1005 South 76th Street, Omaha, NE 68114
WebsiteLicense: 10136

Expertise.com Rating

Review Sources

Google
5.0 (116)
Facebook
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Finance 1 LLC is a family-owned and operated mortgage refinance company in Omaha, serving the residents of Nebraska and Iowa. Randy Forest is a real estate professional with 40+ years of experience helping his clients find the mortgage refinance program that satisfies their needs and reduces their monthly payments. He routinely arranges conventional mortgages, both fixed-rate and adjustable-rate, refinancing loans for veterans through the VA program, and mortgages for homeowners in rural locations with USDA.

  • Reverse Mortgages
  • NMLS #: 39166

10404 Essex Court, Omaha, NE 68114
WebsiteLicense: 1150323

Expertise.com Rating

Review Sources

Facebook
4.7 (347)
Google
5.0 (22)

Why choose this provider?

Serving Omaha and nearby locations, Ryley Cidlik is a home loan professional, who is affiliated with Prosperity Home Mortgage. He offers a variety of products for clients refinancing current mortgages and planning to apply to fund their first home purchase. These include fixed and adjustable-rate mortgages and VA and FHA loans. He also helps clients apply for FHA streamline loans and unique products, including XLR8, which verifies applicants' employment and assets with minimal documentation. He also provides loans designed for newly married couples.

  • Reverse Mortgages

15821 West Dodge Road Suite 161, Omaha, NE 68118
WebsiteLicense: 2650

Expertise.com Rating

Review Sources

Google
4.7 (28)
Facebook
5.0 (17)
Yelp
3.0 (2)

Why choose this provider?

Pillar Financial Mortgage serves clients in Omaha. It aids property owners looking to refinance their mortgages. The company deals with different loan programs, including USDA, FHA, and VA loans. It works with homeowners with significant levels of debt and helps them obtain the HARP 2.0 program. In addition, it deals with home buyers and offers fixed-rate and adjustable-rate mortgages. Gerald "Jerry" Johnson Jr., the company's owner, has been in the real estate industry for more than 15 years.

  • Reverse Mortgages

17310 Wright Street, Omaha, NE 68130
WebsiteLicense: 10196

Expertise.com Rating

Review Sources

Google
5.0 (112)
Facebook
5.0 (20)

Why choose this provider?

Shotbolt Mortgage Corp. is a full-service mortgage financing company that serves clients in Omaha and the surrounding localities. The firm assists homeowners who wish to lessen their monthly payments, reduce their current mortgage, or utilize their home equity for other expenses through mortgage refinancing. Its mortgage specialists shop for the best refinancing plan among several providers. The company also offers various mortgage plans for first-time and repeat homebuyers. Founder Jack Shotbolt has been in the mortgage lending business for over 20 years.

  • Investor Loan

14301 FNB Parkway, Omaha, NE 68154
WebsiteLicense: 1936697

Expertise.com Rating

Review Sources

Google
5.0 (309)
Facebook
5.0 (130)
Yelp
5.0 (2)

Why choose this provider?

Petrovich Team Home Loan is a mortgage brokerage firm serving Omaha. It assists clients who need to purchase or refinance a property. The company educates clients about the benefits of refinancing, including the consolidation of high-interest debts. It strives to help clients secure a loan that is suitable to their needs and paying capability. Inspired by the business models ‘Company of One’ by Paul Jarvis and ‘Profit First’ by Mike Michalowicz, founding owner Michael Petrovich strives to keep his small business run with low overhead while maintaining a personalized service approach.

  • Residential

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Freedom Lending
4610 South 143rd Street, Omaha, NE 68137
Rotella Mortgage
7581 Main Street, Omaha, NE 68127
Angie Brookhouser
13305 Birch Dr, #200, Omaha, NE 68164
Aksarben Mortgage
17838 Burke Street, Omaha, NE 68118
Capital City Mortgage
237 S 70th Street, Lincoln, NE 68510
The Denman Team Mortgage
14301 FNB Parkway, Suite 100, Omaha, NE 68154
The Greg Acero Team
11422 Miracle Hills Drive Suite 504, Omaha, NE 68154
Mortgage Specialists
8420 West Dodge Road, Omaha, NE 68114
Pivot Lending Group Nebraska (Omaha)
13911 Gold Circle, Omaha, NE 68144
Benchmark Mortgage Omaha
13340 California Street, Omaha, NE 68154
Eagle Mortgage Inc.
303 North 114th Street, Omaha, NE 68154
Regent Financial Group, Inc. - Nebraska
1910 South 72nd Street, Omaha, NE 68124
Finance 1 LLC
1005 South 76th Street, Omaha, NE 68114
Ryley Cidlik
10404 Essex Court, Omaha, NE 68114
Pillar Financial Mortgage
15821 West Dodge Road Suite 161, Omaha, NE 68118
Shotbolt Mortgage Corp.
17310 Wright Street, Omaha, NE 68130
Petrovich Team Home Loan
14301 FNB Parkway, Omaha, NE 68154

Omaha, NE Mortgage Refinance FAQs

  • When is the best time for homeowners in Omaha to refinance their mortgage?

    The optimal time for Omaha homeowners to refinance their mortgage is when interest rates are 2% lower than their existing loan rate. However, if the interest rate difference is merely 1% or less, refinancing may still be a reasonable alternative, as any drop can cut monthly mortgage payments. Consultation with a reputable local lender can help homeowners evaluate their options.

  • How can divorcees in Omaha refinance the marital home in their name?

    Divorcees in Omaha can refinance the marital home in their name through a divorce refinance, which necessitates qualifying for a mortgage based on individual income and credit score. The qualification process may consider support payments such as alimony, spousal, and child support. Before proceeding, it is highly recommended to consult with professionals such as divorce attorneys, financial planners, and qualified mortgage lenders to navigate the process accurately.

  • When is it advisable for homeowners in Omaha to switch mortgages?

    For homeowners in Omaha, switching mortgages when mortgage refinance rates are at all-time lows is advisable. This period presents an opportunity to secure a loan with a significantly better interest rate. Although staying with the initial lender is an option, exploring different lenders may offer a better deal, as they could provide more competitive interest rates and lower fees.

  • What are some unforeseen costs that individuals in Omaha should consider when refinancing their home loan?

    In Omaha, those seeking to refinance a home loan must assess unseen expenses such as ongoing costs, LMI, application and establishment fees, termination, potential shifts in interest rates, and break costs. It is critical to consider all financial ramifications, seek counsel from an unaffiliated mortgage professional, and compare loan bids from several financial institutions. Such thorough examination assures a financially sound decision that is consistent with long-term monetary stability.

  • Can refinancing a property in Omaha prevent foreclosure?

    Yes, refinancing a property in Omaha can prevent foreclosure by achieving a lower monthly payment. However, refinancing with a hard money loan may result in a high-interest rate, as these loans are based on collateral rather than creditworthiness, potentially costing more over time. Communicating with the current lender to refinance the existing loan is another option, though they may need to assess the homeowner's long-term ability to pay.