Best Mortgage Refinance Companies in Lincoln, NE

Located in Waterloo, Great Plains Mortgage Company, LLC, caters to clients in the Lincoln metro and the surrounding areas. It assists homeowners who are looking to refinance their mortgage to cash out equity, change their loan terms, get a lower interest rate, or reduce their monthly payments. Its team also helps individuals apply for other types of loans, such as conventional, jumbo, FHA 203k, Harp 2.0, and VA. In addition, the company provides reverse mortgages.

Prosperity Home Mortgage, LLC, provides refinancing assistance in Lincoln. It works with homeowners looking for lower interest rates to save money. Its team of mortgage specialists educates clients on various loan programs and the necessary qualifications required to apply. Its standard and government-issued programs include FHA, VA, USDA, FHA streamline, and Jumbo loans. In addition, it offers FNMA HomeReady for moderate-income borrowers who fit the criteria. With over 700 branches throughout the United States, the company can navigate the local market.

Mortgage Specialists has been serving clients in Lincoln and the neighboring communities for almost 20 years. It provides mortgage refinancing programs for homeowners and homebuyers, including fixed-rate mortgages, home equity, and FHA loans. Owner Brent Rasmussen has been a mortgage loan originator since 2001 and holds both the CRMS and CMC certifications. He is also a certified divorce lending professional who takes a holistic approach to mortgage option evaluation and identifies potential conflicts between the divorce settlement, the mortgage, and the real property.

Operating in Lincoln, Capital City Mortgage is a broker that caters to homeowners and residents within and around the city. Its loan officers advise clients on different loan options and recommend suitable plans, like the Freddie Mac refinance program. They also offer standard, conventional, VA, and FHA loan programs. For those with existing VA home loans, the broker is able to refinance these plans and provide cash-out. Capital City Mortgage also provides its customers with real estate reports on current home values.

Benchmark Mortgage helps individuals in Lincoln and the surrounding areas who require assistance with refinancing a mortgage. The agency has access to market rates that enables it to monitor figures in relation to clients' personal loans. It also assists with loan creation and provides yearly mortgage reviews. Benchmark Mortgage gives back to the community through its partnership with the Brain Treatment Foundation. It also hosts the Boot’N & Shoot’N event, where it gives two mortgage-free home grants to deserving military families.

Established in 2002, Veterans United Home Loans offers mortgage refinance solutions to individuals in Lincoln and the neighboring communities. The company assists service members, veterans, and select military spouses through the process of availing different types of VA loans, such as cash-out refinance and energy-efficient mortgage. The company has been featured in The New York Times, Yahoo! Finance, USA Today, and CBS News. It also promotes diversity and inclusion through its United Initiative, launched in 2013.

US Home Mortgage, Inc. is a mortgage lending company based in Lincoln that has been in operation for over 14 years. As a group with over 42 years of combined experience in the lending industry, the company has an extensive portfolio of loan programs ranging from purchasing and refinancing to investment property and interim financing. The team at US Home Mortgage works to ensure that the entire loaning process is as straightforward as possible for their clients.

Petrovich Team Home Loan serves first-time property buyers in the Lincoln area and nearby locations. It helps clients achieve their dream homes by providing them with refinancing solutions. The agency creates strategies to reduce customers' monthly mortgage rates and improve credit scores. Its specialists also assist individuals in acquiring various loan programs, such as conventional, jumbo, VA, and FHA. Founder Michael Petrovich is an independent mortgage broker who has been in the industry for two decades.

Gershman Mortgage has been providing home buying and refinancing solutions in the Lincoln area since 1955. The company assists homeowners in reducing their current mortgage terms and lowering monthly payments with its rate-and-term and cashout refinancing programs. It also offers other types of mortgages, including conventional, VA, FHA, and USDA loans. The loan advisors at this firm also handle commercial real estate financing. Gershman Mortgage operates across 14 states and employs over 300 employees throughout the country.

Nebraska Mortgage Expert provides mortgage programs and refinancing services for clients in the Lincoln area. The company's loan officer, Shari Barnhill, offers advice on loan options to help clients choose the refinancing program that best fits their situation. Nebraska Mortgage Expert provides a variety of mortgage options including conventional, reverse, jumbo, and home construction loans. She also helps clients refinance existing loans with the aim of lowering interest rates, shortening overall loan terms, or removing a person from the loan.

Regent Financial Group, Inc., addresses the needs of individuals in Lincoln. The business caters to clients looking to refinance or purchase a home. Its refinancing solutions aim to help customers reduce their monthly mortgage payments. Its professionals equip clients with tools and knowledge in the mortgage process to assist in making informed decisions. The company offers a wide selection of loan options, including jumbo, conventional, USDA, FHA, and VA. It serves as a member of the Greater Omaha Chamber of Commerce.

Midwest Family Lending is a mortgage refinance company that has been serving Lincoln for over 25 years. Its team of home loan originators helps clients find the best loan option that can help them build, buy, refinance or remodel a home. They assess mortgage programs among their network of lenders to find a match for their client's financial goals. The programs include conventional mortgage, FHA Mortgage, VA Mortgage for veterans, and USDA FInancing for the rural areas.