Best Mortgage Refinance Companies in Kansas City, MO

An associate loan originator with Prime Lending, Steve Myrick assists homeowners in Kansas City and other neighboring areas in their search for suitable mortgage refinance solutions. With an aim to deliver personalized service, he strives to understand the goals of clients like lowering interest rates, shortening loan terms, cash-out refinancing, or switching from adjustable- to fixed-rate mortgage. Myrick looks through over 400 options from Prime Lending to present customers with appropriate programs like conventional, FHA, jumbo, or renovation loans.

The Copeland Mortgage Team has served homeowners in Kansas City, Lee's Summit, and the neighboring communities for more than a decade. Darren Copeland is a mortgage consultant who's services include helping clients refinance their existing mortgages. Homeowners can use the company's online application or call Mr. Copeland directly to begin the prequalification process. The company can assist with various refinancing loans, including conventional fixed and adjustable-rate mortgages, VA, FHA, and USDA.

A1 Mortgage is a residential mortgage specialist whose portfolio of services includes processing mortgage refinance loans quickly, sometimes within 10 days. It works with a variety of lenders to get the best loan for its clients, such as jumbo loans for people who need more than the limits set by Fannie Mae and Freddie Mac, USDA loans for clients in rural areas, and VA loans for qualifying military personnel. A1 mortgage is a veteran-owned and operated company.

Clear Mortgage is a company that serves individuals in Kansas City and nearby locations. Its team of mortgage experts helps clients consolidate their debts, change the terms of their loans, and borrow against the equity in their homes. It also offers conventional, USDA, FHA, VA, and reverse mortgages. One of its owners, Adriana Bates, is personally involved in the consultation process. She provides advice on homebuyers' financial options by identifying their financial situation and priorities.

Community Mortgage helps homeowners in Kansas City and other neighboring communities find suitable refinance options. Its agents consider the credit situation of clients and determine which FHA, USDA, or VA products are appropriate for their situations. They also inform them about the available home improvement financing and conventional programs. Team member Brian Kilkenny has been in the mortgage profession for more than 21 years and has filled various positions from loan officer to regional manager.

First Mortgage Direct provides home refinancing solutions for clients in the Kansas City area. It creates a custom refinancing plan for each of its customers, offering solutions based on their loan amount, credit profile, and loan-to-value of the property. First Mortgage Direct's lending division also works with the Federal Housing Authority, the Veterans Administration, and the US Department of Agriculture. Ryan Wiebe, the company's president and CEO, entered the field in 2005 and established First Mortgage Direct in 2009.

Lusk Mortgage Group serves homeowners in Kansas City looking to refinance their mortgages. It guides clients in navigating options like fixed- or adjustable-rate, jumbo, FHA, and VA loans according to their specific scenario and criteria. The loan originators of the agency work with clients in choosing products that could reduce their interest rates, change the loan terms, or give them cash from their home's equity. Team member Courtney Carter is also licensed to work as a loan officer in Missouri.

Rochon Mortgage Team assists Kansas City homebuyers needing to reorganize existing mortgages. Its refinance products are aimed at enabling clients to switch from ARM to fixed-rate arrangements, remove private insurance, consolidate debts, raise funds from equities, cut interest rates, and shorten terms. Loan officer Aaron Rochon reviews current statements, communicates with underwriters, and guides clients in the application to prevent common mistakes. He strives to complete the pre-approval process within 15 days. His team represents NEXA Mortgage, a broker carrying over 160 lenders at raw wholesale rates.

KC Loan Guy is a mortgage broker that caters to clients throughout Kansas City and its neighboring communities. Its staff briefs clients on the details behind their refinancing options, which remove PMI and reduce loan lengths while providing the means to cash out for debt payments or personal purchases. It provides comprehensive advice on switching from adjustable-rate to fixed-rate mortgages for improved stability regarding monthly payments. The company also works with multiple lenders in providing different choices involving VA, FHA, and conventional loans.

Integrity First Mortgage LLC is a local mortgage refinance company serving Kansas City and the surrounding areas. It counts on its over 25 years of industry experience in providing services to individuals and families. It offers mortgage loan programs available in standard fixed rates. The firm also carries FHA, VA, and USDA loans. Integrity First Mortgage assists clients in tapping their home equity for loans that can be used to pay off debt, purchases, or home improvement costs.

Encompass Home Loans is a mortgage lending and refinancing company that caters to clients in Kansas City. It provides loan options such as a 30 and 15-year fixed mortgage, FHA, VA, and Jumbo loans. The company also offers future homeowners and investors adjustable-rate mortgages that change periodically and has a lower initial rate compared to fixed-rate mortgages. It provides clients with decision-making tools and calculators including ARM qualifier, refinances analysis and payment, and a real-time daily mortgage rate comparator.

WB Mortgage Team caters to clients residing in Kansas City and its neighboring communities. Its team of advisors assists clients who want to refinance their homes through a jumbo mortgage, conventional mortgage, or FHA loan. The professionals also help clients gain an understanding of their various loan and mortgage options, allowing them to make well-informed financial decisions for their families. In addition, WB Mortgage Team funds and underwrites its own loans which streamlines any refinancing process.

Primary Lender guides clients in Kansas City through the home loan process. It offers several mortgage refinancing options for homeowners, including conventional fixed-rate mortgage, home equity, construction, jumbo, and FHA loans. The mortgage lender also offers a variety of business and commercial loans for several property types, including ranches and farms, churches, motels and hotels, hospitals, and office buildings. The types of loans offered include SBA, bond, mezzanine, bridge, forward commitment, and acquisition and development.