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Best Mortgage Refinance Companies in Westland, MI

Our Recommended Top 14

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Our goal is to connect people with the best local professionals. We scored Westland mortgage refinance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

56Reviewed

39Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

45340 Hanford Road, Canton, MI 48187
Visit WebsiteLicense: 171501

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5.0 (40)
Facebook
4.7 (17)

Why choose this provider?

AmeriPlus Financial serves locals in Westland who need to refinance their current debts or acquire new mortgage programs for upcoming real estate investments. It advises its clients on the daily rate shifts and trends within the local market, and it has solutions fit for military service veterans and commercial property purchasers. Fixed and adjustable rate choices are also on hand. The team also maintains online tools that educate the public on the financial aspects of buying real estate.

  • New Construction
  • Reverse Mortgages

8530 Canton Center Rd, Canton, MI 48187
Visit WebsiteLicense: 1636674

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5.0 (12)
Google
4.5 (2)

Why choose this provider?

Hart Mortgage offers home refinancing solutions for individuals and families in Westland. The team helps clients who want to cash out equity or get lower monthly rates for their single or multi-family homes, condominiums, townhouses, and manufactured homes. Some of its loan programs include FHA, VA, jumbo, and USDA options. Hart Mortgage has been in the residential and commercial real estate industry for more than 20 years. To help clients decide which loan fits them without the worry of commitment, it gives access to mortgage calculators online.

  • Reverse Mortgages

36139 Schoolcraft, Livonia, MI 48150
Visit WebsiteLicense: 138558

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4.8 (17)
Facebook
5.0 (5)

Why choose this provider?

Home Loan Specialist, Inc., is a locally owned and operated business that serves the Westland metro. The company assists customers in refinancing various residential properties, such as townhouses, single-family homes, condominiums, and multifamily residences. It also provides cash-out refinance, debt consolidation, HARP, and home equity loans. Loan officer Jack Schwartz collaborates with several professionals, like plumbers, home inspectors, and real estate agents, to guide first-time homebuyers in the home purchasing process. He has been working in the mortgage trade for over 20 years.

  • Reverse Mortgages

43422 W Oaks Dr, Suite 421, Novi, MI 48377
Visit WebsiteLicense: 2119829

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5.0 (44)

Why choose this provider?

Pro Mortgage Funding has been serving residential property owners in Westland for over a decade. The Novi-based full-service mortgage business offers a variety of refinancing programs, including USDA streamline, HELOC, HARP, and FHA cash-out loans. It also provides HomePath, jumbo, VA, and USDA loan options, as well as non-QM and reverse mortgages. Pro Mortgage Funding has contributed to financing that amounts to more than $150 million. Its team has gained extensive experience working at a Fortune 500 company.

  • New Construction

14536 Gulley St, Taylor, MI 48180
Visit WebsiteLicense: 1003393

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Google
5.0 (18)

Why choose this provider?

Nick Mastropietro addresses the real estate needs of people in Westland and the surrounding areas. He is a Barrett Financial Group loan officer who caters to individuals and families seeking refinancing solutions. He helps borrowers refinance their loans to enable them to purchase their dream residential properties. The expert collaborates with investors and buyers to develop strategies on how they can lower their monthly payments. Mastropietro is a mortgage advisor who has been certified by MBS Highway.

  • New Construction

8359 N Wayne Rd, Westland, MI 48185
Visit WebsiteLicense: 1658556

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5.0 (7)
Facebook
5.0 (6)

Why choose this provider?

MI Home Loans is a mortgage brokerage firm providing services to the people of Westland. It offers a variety of programs, such as VA and FHA loans, for clients who are looking to purchase their first home or investment properties. It also offers mortgage refinance solutions to help clients reduce their loan interest and monthly payments to fund home improvement projects or other necessities. MI Home Loans was founded by Garrett Stone, who has been working in the home financing industry since 2017.

  • New Construction

36887 Schoolcraft Rd, Livonia, MI 48150
Visit WebsiteLicense: 140012

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Google
5.0 (105)

Why choose this provider?

The Vista Team is a mortgage firm under Total Home Lending. It serves borrowers and homeowners in and around Westland searching for home purchasing or refinancing loan programs. These enable borrowers to extract cash equity for paying off debts, improving homes, or funding education. Clients may also apply for refinance mortgages to shorten loan terms and lower interest rates. The firm's lending specialists guide loan applicants through the borrowing procedure, including paperwork processing and closing.

  • Multi-Family Loans
  • New Construction

9937 Chatham, Detroit, MI 48239
Visit WebsiteLicense: 2039971

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Google
5.0 (8)

Why choose this provider?

JayD Financial LLC handles home purchase loans and mortgage refinancing in Westland. Since 2021, it has funded more than $150 million in loan transactions. It offers various refinance options designed to reduce payments, shorten terms, and acquire cash from equities. The mortgage broker carries conventional and government-sponsored streamlined and cash-out loan products. Its Blink mobile app guides individuals in their financing applications and links them to loan officers and Realtors. The full-service company also assists potential homebuyers in locating their dream properties.

  • New Construction

107 S. Main St., Plymouth, MI 48170
Visit WebsiteLicense: 1055447

Expertise.com Rating

Review Sources

Google
4.1 (28)

Why choose this provider?

National Home Lending is a mortgage lender that serves clients in Westland and surrounding areas. It provides homeowners with various refinancing options, helping them to benefit from the lower monthly principal and interest payments or to consolidate debt. It offers refinancing to 15-year or 30-year fixed rate mortgage as well as streamline programs for VA and FHA-backed loans. It has loan programs dedicated to helping DACA residents and medical professionals. National Home Lending is a division of Gold Star Mortgage Financial Group.

  • Reverse Mortgages

43456 Mound Rd., Sterling Heights, MI 48314
Visit WebsiteLicense: 129386

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Facebook
5.0 (39)
Google
4.5 (8)
Yelp
2.0 (4)

Why choose this provider?

Mortgage 1 Inc. assists homebuyers of all kinds in the Westland metro. Its agents help property owners with existing mortgages who wish to refinance find a loan with more favorable terms and monthly repayments or access their equities for emergency cash. They offer FHA, VA, conventional, FHA's Streamlined 203(k), MSHDA downpayment assistance, and USDA loans. The agency also helps first-time and second-time homebuyers. A member of NAMB, the agency is an equal housing opportunity lender and has helped over 87,000 clients.

  • New Construction

1200 S. Sheldon Rd., Plymouth, MI 48170
Visit WebsiteLicense: 164300

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4.7 (17)

Why choose this provider?

Brenda Jenkins is a loan specialist that assists borrowers with finding financing solutions for their home purchase or refinance needs in Westland and the surrounding areas. Her mortgage refinance offerings help customers with outstanding home loans get a better rate or take some cash out of home equity. Jenkins also caters to first-time homebuyers, move-up and second-home buyers, seasoned real estate investors, and seniors seeking reverse mortgages. Former clients praise Jenkins for her reliability and for closing their loans on time.

  • Reverse Mortgages

Northville, MI 48168
Visit WebsiteLicense: 2000445

Expertise.com Rating

Review Sources

Google
5.0 (16)

Why choose this provider?

1st Residential Lending offers services to clients in the Westland metro. It helps homeowners refinance their current mortgages to find loan programs that match their situations. Its mortgage refinance solutions help customers who are planning to reduce their interest rates or switch from an adjustable-rate mortgage to a fixed-rate mortgage. The company provides jumbo, construction, and home equity loans. It also offers reverse mortgage loans for senior citizen homeowners who want to increase their monthly incomes.

  • New Construction

36139 Schoolcraft Rd., Livonia, MI 48150
Visit WebsiteLicense: 129386

Expertise.com Rating

Review Sources

Google
4.8 (17)

Why choose this provider?

Home Loan Specialists has been serving homeowners in Westland since 1997. The firm has worked with people refinancing their loans to reduce their terms and rate, consolidate their debt, or remove a borrower from the loan. It works with clients to understand their short- and long-term mortgage loan goals and then recommends options based on its findings. The company also assists people who are looking to buy a home by offering loan options such as FHA, VA, conventional, and rural development loans.

  • New Construction

Canton, MI 48187
Visit WebsiteLicense: 2167537

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

Best Processing Mortgage Broker serves clients across the Westland metro and the surrounding areas. The company caters to individuals and families needing mortgage refinancing services to lower their payments, consolidate their debts, shorten their loan terms, and obtain cash funds. Its refinance services also allow clients to achieve their home renovation needs. In addition to refinancing matters, its team serves potential homeowners applying for USDA, FHA, and jumbo loans. VA loans for active military personnel, veterans, and their spouses are also available.

  • New Construction
  • Reverse Mortgages

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
AmeriPlus Financial
45340 Hanford Road, Canton, MI 48187
Hart Mortgage
8530 Canton Center Rd, Canton, MI 48187
Home Loan Specialist, Inc.
36139 Schoolcraft, Livonia, MI 48150
Pro Mortgage Funding
43422 W Oaks Dr, Suite 421, Novi, MI 48377
Nick Mastropietro
14536 Gulley St, Taylor, MI 48180
MI Home Loans
8359 N Wayne Rd, Westland, MI 48185
The Vista Team
36887 Schoolcraft Rd, Livonia, MI 48150
JayD Financial LLC
9937 Chatham, Detroit, MI 48239
National Home Lending
107 S. Main St., Plymouth, MI 48170
Mortgage 1 Inc.
43456 Mound Rd., Sterling Heights, MI 48314
Brenda Jenkins
1200 S. Sheldon Rd., Plymouth, MI 48170
1st Residential Lending
Northville, MI 48168
Home Loan Specialists
36139 Schoolcraft Rd., Livonia, MI 48150
Best Processing Mortgage Broker
Canton, MI 48187

Westland, MI Mortgage Refinance FAQs

  • How may a borrower in Westland build up home equity quicker and fully pay off a debt?

    A borrower in Westland may build up home equity quicker and fully pay off a debt by refinancing. The appropriate program is one that shortens the term of the loan because this would reduce the number of installments owed. The tradeoff is that each monthly due will become pricier, but the principal should remain the same.

  • What is the tradeoff when a borrower in Westland opts to lower monthly interest rates after refinancing?

    When a borrower in Westland opts to lower monthly interest rates after refinancing, the tradeoff is a lengthening of the term of the mortgage. The person will take a longer time to fully own the house, but since the principal owed remains the same, the cost of each installment will go down as the number of monthly payments increases.

  • What loan programs may a borrower in Westland refinance into?

    A borrower in Westland may generally refinance into any kind of mortgage program when refinancing since the process is essentially the use of one loan to pay another. However, there could be restrictions based on the product used or additional requirements that should be discussed with a qualified mortgage professional.

  • Why is it popular in Westland to convert an adjustable-rate mortgage into a fixed-rate one?

    Adjustable-rate mortgages in Westland may be cheaper at the beginning, but interest can rise beyond one's expectations. This makes refinancing into a fixed-rate option tempting to consider. A fixed-rate loan prevents interest dues from going up further because the borrower locks in the rate to a single and unchanging value.

  • How extensively must a borrower shop around for refinance options in Westland?

    When shopping for refinance options in Westland, a borrower must scour the market thoroughly to find the best mix of either reduced interest rates or shorter terms. Talking to at least three lenders is advised. Each lender would have its own folio of choices that a person could study and dissect, so three should be extensive.