Best Mortgage Refinance Companies in Waterford, MI

Lucrative Home Loans, Inc., is a one-stop-shop service provider delivering refinancing solutions to residents in Waterford. Led by owner Nicole Messina, its team assists mortgage borrowers in applying for refinancing to change their existing program, cash out, or reduce interest rates. The team analyzes short-term and long-term goals, provides market insights and advice, and keeps clients informed throughout the refinancing process. Messina holds a business degree with a major in finance. Additionally, she and her team serve Florida.

JM Mortgage Services helps clients in Waterford realize their dream of home ownership. It offers different types of refinance options to help meet the needs of local borrowers. Its refinancing programs include FHA streamline and cashout, conventional, and jumbo loans. For individuals looking for purchase loan programs, available programs are VA, USDA, conventional, and reverse mortgages. The company has been serving the lending needs of clients for more than 20 years. It is also a licensed lender in Florida.

Mortgage broker Amax Lending has been serving residents in Waterford and across Michigan for 17 years. It assists homeowners considering refinancing to lower their monthly payments and pay off their loans faster. It offers new home purchase and home equity loans as well. The company does all processing and underwriting in-house which keeps everything streamlined. It partners with multiple lenders including Chase, Quicken Loans, and Loan Depot. Its services extend to residents in Florida, Colorado, Arizona, California, and Texas.

Clarkston Mortgage is a brokerage firm that provides loan origination services in Waterford and surrounding areas. It offers mortgage refinancing options to homeowners looking to reduce their interest rates and monthly payments or change the length of their loan terms. The options include cash-out refinance and HARP, a federal program that aids underwater and near-underwater homeowners. The veteran-owned business also processes conforming, jumbo, FHA, VA, USDA, and reverse mortgages under 15-year and 30-year fixed, and adjustable terms.

Member Mortgage Services is a full-service mortgage banker assisting the citizens of Waterford. The business offers a variety of mortgage products, including conventional, FHA, VA, jumbo, USDA, and reverse mortgages. Additionally, its staff helps clients take advantage of financing alternatives, such as MHSDA, construction, rental property, investment mortgages, and first-time home buyer loans. Refinancing and vacation home loans are further options. The company has been in service for more than 30 years.

Range Lending is a full-service mortgage broker that assists clients in Waterford and the surrounding areas. The firm guides homeowners seeking to cut their costs or shorten their loan terms to meet their financial needs through its refinancing options. Its loan programs also include financing for portfolio, USDA, VA, FHA, and jumbo loans. Range Lending broker-owner Tom Lower has been in the industry for about 15 years. The firm has financed over $100 million in loans.

For over 25 years, Zimmerman Home Loans Team has been assisting clients in the Waterford area traverse their homeownership journey. Its team offers mortgage refinance options to help those with existing mortgages reduce their monthly payments, lengthen the term, and take cash out from their home’s equity. Mortgage options like fixed-rate, adjustable-rate, conforming, jumbo, FHA and VA loans are also available for first-time homebuyers and property investors. The company's brokers guide clients in understanding their options and selecting the one that suits their goals.

National Mortgage Funding is a brokerage firm delivering solutions to the refinancing goals of Waterford residents. It guides mortgage borrowers throughout the refinancing process, from analysis and application to funding. Its team, led by Steven Frost, deploys educational resources and benefit calculators to aid clients during the decision-making process. Frost has been working in the mortgage industry since 2005 and has closed over $100 million in loan referrals in 2019. Additionally, the company offers HARP programs.

Modern Mortgage caters to individuals, families, and businesses in Waterford. It provides mortgage refinance programs for property owners seeking to reduce or lower interest rates, lower monthly payments, and consolidate debts. The team customizes FHA, VA, USDA, and jumbo loan options. It also offers fixed-rate, adjustable-rate, and interest-only mortgages. The company assists people who want to purchase single-family and multi-family residences, condominium units, townhouses, and manufactured homes. In addition, commercial loans for investors and builders are available.

Fidel Gonzalez is a branch manager and loan officer with Nexa Mortgage, serving customers in Waterford and nearby areas. He assists clients looking to refinance existing mortgages to reduce interest rates, get lower monthly payments, get cash out from equity, or change loan terms. He offers different types of loan options, including FHA, conventional, VA, USDA, and jumbo, with 15-year and 30-year fixed rates. Gonzalez has been in the industry for over 10 years and is bilingual in English and Spanish.

Green Oak Lending Group is a boutique mortgage brokerage that serves first responders in and around the Waterford metro. It assists homeowners who are looking to refinance a multi-family home, townhouse, or condominium. The company offers a wide variety of options, including VA, FHA, USDA, and rehab loans, as well as fixed-rate and reverse mortgages. It was founded in 2019 by David LiVolsi and Michael Wagner, mortgage bankers with over two decades of combined experience.

365 Lending, LLC is an independent, full-service residential mortgage broker serving Waterford and surrounding areas. Homeowners considering refinancing their existing mortgage may choose from the loan types it offers, which include conventional, VA, FHA, and jumbo. It also provides various loan products to first-time, vacation, and experienced homebuyers, and property investors as well as those looking to renovate their homes or downsize. 365 Lending, LLC handles the entire mortgage process in-house, guiding clients from beginning to end.

Lighthouse Mortgage Group aims to help clients in the Waterford metro and nearby areas break through the barriers that impede homeownership through its wide selection of loan options. Loan programs include USDA, jumbo, VA, and FHA home loans and mortgage rate options that include fixed- and adjustable-rate, interest-only, and graduated payments. Similarly, the full-service mortgage firm offers refinancing solutions to help clients lower monthly payments, cash out a portion of their equity, or consolidate current loans.