Best Mortgage Refinance Companies in Fall River, MA

Since 2008, Fall River-based Troy City Mortgage LLC has been providing clients throughout Bristol County with home loan solutions. It offers cash-out refinance, and FHA and VA streamline programs for homeowners considering refinancing their mortgages for various reasons such as lowering their monthly rates, shortening their loan terms, and eliminating PMI. The mortgage broker also handles first-time homebuyer, jumbo, USDA, rehab, low down payment, and investment property loans. Broker-owner David Pereira has been in the industry for over 17 years.

Onshore Mortgage, LLC, serves clients in and around Fall River. It offers a variety of mortgage loan options for current homeowners and new homebuyers. Its mortgage advisors assist clients in exploring mortgage refinancing loan products and choosing the program that suits their budget and situation. Other loan products available at the company include fixed-rate and adjustable-rate conventional, jumbo, VA, FHA, USDA-RD, and asset-only loans. The company is backed by more than 25 years of experience in the loan industry.

For over 20 years, Capital City Financial Corporation has been helping Fall River residents purchase new homes or refinance current mortgages. It assists borrowers seeking to lower interest rates or payments, shorten terms, or cash out from their homes’ equity. Its specialists offer different loan programs to fit clients’ individual needs, which include conventional, FHA, first-time homebuyer, jumbo, USDA Rural Housing, and VA. The company gives back to the community by supporting causes like The Dana Farber Cancer Institute and the Jimmy Fund.

Accutrust Mortgage Inc. provides services to residents in the Fall River metro and nearby locations. Its team offers mortgage assistance to families and individuals to acquire their dream residential spaces. It also helps create refinancing strategies to consolidate debts and lower monthly mortgage payments and interest rates. The company offers different types of mortgage products for clients to choose from, including ARM, REHAB, FHA, VA, reverse, and construction loans. Accutrust Mortgage holds the mortgage planning specialist certification.

CHM Mortgage Group is a boutique agency that caters to the home buying, refinancing, and debt consolidation needs of Fall River borrowers. It makes the mortgage process easier by providing access to over 10 lenders and more than a hundred products. The agency is committed to ethical mortgage practices and builds its business on honesty and trust. Founder Eric DeBello has over 15 years of industry experience, having held sales and operational roles in both small and large lending companies.

Heritage Mortgage Co. is a brokerage that provides services across Fall River and the surrounding areas. It guides individuals in refinancing their existing mortgage loans for their residential and commercial properties. It handles home purchasing mortgage loan programs. Heritage Mortgage Co. has access to various lenders, allowing them to find loan options suitable for their client's needs and requests. The company's vice president, John Trotman, has over 25 years of experience in the financial industry.

Prime Rate Home Mortgage is a locally owned and operated brokerage firm that serves Fall River and the surrounding areas. It provides refinance loans for clients who wish to decrease their interest rates, reduce their loan terms, or switch from an ARM to an FRM. It also offers conventional, first-time home buyer, and jumbo purchase loans. In addition, it assists with government financing programs such as FHA, VA, and USDA loans. The company has been operating for more than seven years.

Diamond Mortgage Services, Inc., is a brokerage that offers to arrange purchase and refinance loans. It serves borrowers in Fall River who want to buy their dream homes, invest, or lower their interest rates. The agency looks for programs that suit its clients' needs or develops one specifically for them. It helps with loan programs such as HARP and FHA. Diamond Mortgage Services has been in the industry for over three decades. It received the 2010 Best of Taunton Award from the US Commerce Association.

Loanpal Mortgage is a full-service company that serves clients in the Fall River metro and the surrounding areas. It offers mortgage refinancing services and helps borrowers obtain low-interest rates, reduce mortgage payments, and borrow against the equity in their homes. It also offers VA loans to aid veterans in purchasing a home. In addition, it has FHA loans available for single and multifamily homes. To date, the company has funded over $150 million worth of loans.

Peoples Home Loans is a mortgage brokerage company that deals with the refinancing concerns of its clients in Fall River. Its team offers home equity lines of loan products that help individuals get cash for their other needs. In addition, it has government-backed loan options for first-time and second-time buyers, which include FHA, VA, Fannie Mae Home Ready, and USDA. Peoples Home Loans is also licensed to operate in the states of Rhode Island and Florida.

Brick Road Mortgage supports clients in and around Fall River. It assists customers in resolving their refinancing needs and locating the program that meets their specific needs and circumstances. It provides lending options, such as fixed-rate and adjustable-rate mortgages as well as USDA, VA, jumbo, and conventional loans. Reverse mortgages are also available to seniors 62 and older. The company's managing partner, Meagan Arone, has been in the industry for more than 10 years and has experience in property management and real estate marketing.

South Shore Mortgage Inc. offers various refinancing options for properties like single- and multi-family homes, condominiums, and townhouses in Fall River. It handles FHA, VA, and USDA programs, as well as HELOC and HARP refinancing solutions. It also provides specialized programs such as asset depletion and bank statements. South Shore Mortgage completes a loan transaction in five steps: determining how much a client can borrow, choosing the appropriate loan program, applying for the loan, processing, and closing.