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Best Mortgage Refinance Companies in Brockton, MA

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Brockton Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

61Reviewed

41Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1044 Central Street,, Stoughton, MA 02072
WebsiteLicense: 182564

Expertise.com Rating

Review Sources

Google
4.8 (25)

Why choose this provider?

Easy Apps Mortgage addresses the customers' needs in Brockton. Peter Costa, the company's president, is a mortgage broker who has been in the industry for over 25 years, providing refinancing, home purchasing, and income protection services. He offers USDA, FHA, VA, and conventional loans, helping borrowers find the rate and program that suit their needs. Before establishing the company, Costa served as the owner and broker of Spencer Homes Realty, which is composed of brokers and salespersons providing home financing and development services.

  • New Construction

859 Washington Street, South Easton, MA 02375
WebsiteLicense: 1511439

Expertise.com Rating

Review Sources

Google
5.0 (198)
Facebook
5.0 (69)

Why choose this provider?

Right Key Mortgage assists borrowers in Brockton in purchasing homes and investment properties or refinancing outstanding loans. As an independent broker, it works with multiple lenders to offer USDA, VA, 203K rehab, and FHA loans at fixed and adjustable interest rates. Its loan officers, who participate in continuous training, help individuals without a legal status or social security number qualify for an ITIN loan. In addition to providing mortgage programs, the company educates the public about investments and financial literacy.

  • Reverse Mortgages

10 Forbes Rd Suite 290E, Braintree, MA 02184
WebsiteLicense: 2104340

Expertise.com Rating

Review Sources

Google
5.0 (65)
Facebook
5.0 (1)

Why choose this provider?

Dovetail Mortgage is a brokerage company that assists Brockton residents with refinancing and loans. It offers the jumbo loan option to first-time and second-time homebuyers, as well as clients seeking to refinance. The business also offers senior citizens both home equity conversion and reverse mortgage solutions. Dovetail Mortgage supports charitable institutions like the Imani Rescue Center and Born to Run Foundation. Its team has a collective experience of more than six decades, with chief people officer Craig Good working in mortgage lending for over 27 years.

  • New Construction
  • Reverse Mortgages

120 Campanelli Drive, Suite 2A, Braintree, MA 02184
WebsiteLicense: 20592

Expertise.com Rating

Review Sources

Google
5.0 (71)
Facebook
5.0 (46)

Why choose this provider?

The Bob Melone Team caters to the mortgage needs of individuals and families in Brockton and the surrounding areas. It conducts consultations with borrowers on their home loan applications, helping them gain pre-approval, search for their dream house, outline terms, and close their mortgages. Bob Melone, the team leader, has been in the mortgage lending industry since 2003. He was named to the Top 1% of Mortgage Originators list by Mortgage Exclusive Magazine in 2016 and 2019.

  • Reverse Mortgages

167 Washington St., Norwell, MA 02061
WebsiteLicense: 1219

Expertise.com Rating

Review Sources

Facebook
5.0 (22)
Google
4.0 (4)

Why choose this provider?

South Shore Mortgage, Inc., helps Brockton residents afford their dream homes by obtaining loan programs that suit their financial goals. It provides refinancing options for local borrowers seeking to cash out or get lower rates and terms, such as commercial, conventional, HELOC, and FHA, USDA, and VA Streamline loans. Its mortgage experts offer niche programs, which include asset depletion, bank statement, interest-only, and non-QM loans. The company also assists clients with high debt-to-income ratios, helping them overcome roadblocks when securing loans.

  • Reverse Mortgages

540 Main St Suite 15, Hyannis, MA 02601
WebsiteLicense: 153492

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

SpaceX, from Homestead Mortgage, serves the locals of Brockton and surrounding neighborhoods. It provides mortgage refinancing services that are crafted with careful consideration of the client's history, finances, and needs. Some of these loan programs include FHA, VA, and USDA; low down payment options; fixed-rate mortgage; vacation and investment properties; rehab; and jumbo flexibility loans. There are also loan programs offered to first-time home buyers. SpaceX is a Hyannis-based company operated by six women loan originators.

  • Reverse Mortgages

627 Broadway, Everett, MA 02149
WebsiteLicense: 5743

Expertise.com Rating

Review Sources

Google
5.0 (14)

Why choose this provider?

MJ Mortgage has been catering to clients in Brockton and the surrounding areas for more than 15 years. It works with customers who own condominiums, manufactured homes, single- and multi-family residences, and townhouses and offers them refinancing options, including conventional, HARP, jumbo, FHA 203K and streamline, and VA loans. These allow them to change terms, consolidate debts, lower their interest rates and monthly payments, and take cash out. MJ Mortgage extends its services to Portuguese and Spanish-speaking clients.

  • New Construction

100 Grandview Road, Suite 105, Braintree, MA 02184
WebsiteLicense: 2846

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Harbor Mortgage Solutions, Inc., is a local mortgage brokerage that serves individuals and families in and around Brockton. It provides various loan options, including FHA, jumbo, and home equity. It offers construction financing and programs for first-time homebuyers. The brokerage also focuses on reverse mortgages and offers HECM and proprietary mortgages for clients who are over 62 years old. The family-owned firm has been in business for more than 25 years. It also caters to clients in Rhode Island.

  • Reverse Mortgages

691 Washington Street, South Easton, MA 02375
WebsiteLicense: 1206

Expertise.com Rating

Review Sources

Google
5.0 (183)

Why choose this provider?

Star Mortgage serves individuals across Brockton and the neighboring communities. Its team guides clients in choosing loan programs suitable for their home purchasing needs and financial goals. It offers a wide range of loan options, including USDA, FHA, and jumbo. The company is also available to assist military veterans or active military wishing to apply for VA loans to purchase homes without a down payment. It has interest-only, adjustable, and fixed mortgage rate options. Star Mortgage also offers refinancing solutions.

  • New Construction

17 Trescott Street, First Floor, Taunton, MA 02780
WebsiteLicense: 1517

Expertise.com Rating

Review Sources

Google
5.0 (12)

Why choose this provider?

For more than 25 years, Diamond Mortgage Services, Inc., has been accommodating Brockton individuals who are in need of financing to purchase residential and investment properties. The company keeps clients educated about various loan options and guides them through every step of the refinancing process. It helps homeowners move from interest-only and short-term ARMs to fixed-rate mortgages by offering the Home Affordable Refinance Program, a loan designed to reduce monthly principal, interest payments, interest rates, and amortization period.

  • New Construction

1073 Hancock St. Suite 100, Quincy, MA 02169
WebsiteLicense: 527601

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Google
5.0 (3)

Why choose this provider?

Northeastern Mortgage LLC is a brokerage company that serves people in Brockton seeking residential and commercial loans. It offers mortgage refinancing options, including conventional, jumbo, government, and portfolio loans with fixed, adjustable, and hybrid rates. It develops mortgage solutions based on clients' financial goals and capacity. Northeastern Mortgage also provides home-purchasing solutions for single-family and multi-family homes, condominiums, and investment properties. Its president and founder, Joseph Garjian, has been in the industry for over 19 years.

  • New Construction

800 Hingham Street, Rockland, MA 02370
WebsiteLicense: 2674

Expertise.com Rating

Review Sources

Facebook
4.8 (27)
Google
5.0 (5)

Why choose this provider?

Mortgage Corp East serves locals in Brockton who seek refinancing and loan solutions. It consolidates existing debts to make these less burdensome to fulfill. The company has online tools available to give clients a preliminary glimpse into the effects of restructuring. The team also offers various mortgages ranging from conventional fare to publicly-backed options under VA and FHA. Loan officer Andrew Aizenstadt completed studies in accounting and joined the company in 2015 following a career in baseball.

  • Reverse Mortgages

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Easy Apps Mortgage
1044 Central Street,, Stoughton, MA 02072
Right Key Mortgage
859 Washington Street, South Easton, MA 02375
Dovetail Mortgage
10 Forbes Rd Suite 290E, Braintree, MA 02184
The Bob Melone Team
120 Campanelli Drive, Suite 2A, Braintree, MA 02184
South Shore Mortgage Inc.
167 Washington St., Norwell, MA 02061
SpaceX
540 Main St Suite 15, Hyannis, MA 02601
MJ Mortgage
627 Broadway, Everett, MA 02149
Harbor Mortgage Solutions, Inc.
100 Grandview Road, Suite 105, Braintree, MA 02184
Star Mortgage
691 Washington Street, South Easton, MA 02375
Diamond Mortgage Services, Inc.
17 Trescott Street, First Floor, Taunton, MA 02780
Northeastern Mortgage LLC
1073 Hancock St. Suite 100, Quincy, MA 02169
Mortgage Corp East
800 Hingham Street, Rockland, MA 02370

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What does it mean in Brockton to refinance a mortgage?

    Refinancing a mortgage in Brockton means obtaining a new loan to pay for an older one. This is usually done when interest rates improve, and one could save money by obtaining a new mortgage at a lower rate. However, a borrower should be wary of fees that accompany terminating a pre-existing obligation.

  • How extensively should a mortgage seeker in Brockton shop around when comparing products for refinancing?

    A mortgage seeker in Brockton should thoroughly shop around for mortgage lenders and products to develop a feel for the market. The recommendation is to approach at least three lenders. This should allow a borrower to obtain sufficient estimates to test the market without being overwhelmed by data pertaining to fees and interest rates.

  • Is there ever a good reason to raise one's monthly mortgage payments after refinancing in Brockton?

    Yes, in Brockton it could be preferable to raise one's monthly mortgage payments if it is accompanied by a matching decrease in the number of installments. When the mortgage holder's economic situation sufficiently improves, there may be a preference to pay off the mortgage faster instead of having a lengthier debt that is cheaper per month.

  • Why is it a common choice in Brockton and elsewhere to refinance from an adjustable-rate loan to a fixed-rate one?

    It is a common choice in Brockton and elsewhere to refinance from an adjustable-rate loan to a fixed-rate one because the former is prone to instability and sudden shifts in interest rates. While the monthly payments are cheap at the start, they can spiral as time passes on. Switching to a fixed-rate loan will lock down the rate.

  • Is it wise to use a mortgage refinance calculator to determine if it's safe to get a new loan in Brockton?

    It is not a bad idea in Brockton to use mortgage refinance calculators to determine when to refinance, and these utilities are useful for determining the break-even point for the new loan. But there are factors besides fees and interests that are best sorted out by a live human broker or consultant.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.