Best Mortgage Refinance Companies in Baltimore, MD

Federal Hill Mortgage caters to clients in Baltimore and its surrounding communities. It offers various mortgage loan options for home buyers and those planning to refinance, including 15- and 30-year fixed mortgages, adjustable-rate mortgages, VA, USDA, and FHA loans. The company closed $312 million loans in 2021 and was featured on CNBC. One client who needed assistance with a real estate transaction praised founding member Tammy Saul for researching the borrower's situation and developing a strategy to accomplish a successful closing.

Sun West Mortgage Company, Inc., serves residents of Baltimore who need lending and refinancing options. The team offers fixed mortgages with 15- or 30-year terms, small business choices, and renovation products. It has VA-backed plans to cater to veterans of the military service establishment. Loan servicing is also available for existing debts. Sun West has been open since 1985 and has been featured in publications like the Scotsman Guide Magazine. The company operates across the entire country.

Annapolis First Mortgage, LLC, is a brokerage company based in Baltimore. For more than 20 years, its mortgage specialists have assisted borrowers in applying for refinancing and shopping for a loan product that meets their needs. Fixed-rate mortgages are provided and locked in for 15 or 30 years, while adjustable-rate ones are recalculated monthly or annually. Hybrid ARMs and 2/1 buy-down mortgages are also available. Additionally, Annapolis First Mortgage offers construction lending for builders and real estate professionals.

Mint Home Loans, LLC, is a local mortgage brokerage firm that serves clients in Baltimore. It offers refinance mortgage options that provide lower interest rates and reduced monthly payments and loan terms. It also assists first-time home buyers with Freddie Mac and Fannie Mae programs. Additionally, its team helps with national HUD and FHA loan programs. Mint Home Loans was established by Jeremy Kahalas, who has over 20 years of industry experience and is licensed in Arizona, Maryland, and Virginia.

NFM Lending is a locally owned residential mortgage lender that has been serving individuals and families in Baltimore and the surrounding areas for more than two decades. Its team helps clients shorten their mortgage terms, reduce payments, and take advantage of home equity through refinancing programs. It also offers different types of home purchase loans. NFM Lending has received recognition from The Washington Post, The Baltimore Sun, the National Mortgage Professional Magazine, and the Mortgage Executive Magazine.

Shymeia Lee is a loan officer who offers her services and options to Fairway clients based within Baltimore. She uses her knowledge of mortgage-related factors and her background as a former Realtor to provide refinancing applicants with relevant information on current interest rates and changing trends in the local real estate market. She guides clients in evaluating their specific goals for refinancing, ranging from debt consolidation to home improvement funding. She also covers a variety of programs involving reverse, jumbo, renovation, and conventional loans.

Nationwide Equities caters to residents of Baltimore who require refinancing and mortgage programs. HECM and EquityPower reverse mortgage products for senior citizens are on hand with refinancing as an option. The crew also delivers government-sponsored selections for combat veterans and agricultural asset buyers. It has custom solutions for clients with unique concerns that evade cookie-cutter remedies. Nationwide Equities began in 1999 after being conceptualized in 1994. It operates in more than 15 states and the District of Columbia.

Malcolm Crane helps Baltimore residents with their mortgage refinancing needs. As a branch manager at Fairway Independent Mortgage Corporation since 2018, he is equipped with the tools and knowledge to guide clients through each step of the home refinance process. He educates clients about the various available loan options, including USA, FHA, VA, jumbo, and conforming loans. He also offers adjustable-rate and fixed-rate mortgages. Malcolm has more than 13 years of experience in the mortgage industry.

Secured Funding Corporation is a locally owned and operated mortgage broker serving individuals and families in Baltimore. It provides home financing assistance to different types of borrowers, including first-time home buyers. Types of mortgage products it offers include conventional, FHA, VA, USDA, and 203k loans. In addition, the firm provides mortgage refinance programs. Secured Funding Corporation also operates in Delaware, Virginia, and Florida. Partners Ryan Fisher and James Walls have more than two decades of combined mortgage experience.

Contour Mortgage serves property buyers and sellers in Baltimore. The company offers mortgage refinance to borrowers looking to lower their monthly payments and shorten their loan terms. Some of its refinance options include cash-out, home equity, and fixed-rate mortgages. The firm also represent multiple carriers that provide home purchase, renovation, VA, and FHA loans. The company has been serving clients for over 25 years. Its mortgage underwriting and processing are done in-house, allowing clients to close their programs faster than brokers and banks.

Ability Mortgage Group delivers an array of products for the refinancing needs of clients in the Baltimore area. Its team of professionals helps mortgage borrowers in securing refinancing programs from major and national lenders at wholesale arrangements. The team guides clients in navigating complex details and offers recommendations so they can make educated choices. Additionally, they provide online resources such as closing cost calculators. Founder Peter Dellane has been providing mortgage assistance to the community for more than 20 years.

AMC Mortgage serves customers needing loan assistance in Baltimore and surrounding areas. The direct lender provides clients with refinancing options to help save money on monthly payments and lower interest rates. It offers different loan products that its team has formulated after checking into various programs that benefit debtors. This NAMB-member agency offers VA and FHA loans, Tough Credit, and exotic mortgages. Its advisors value transparency by discussing rates and loan terms thoroughly.

Sharon Clatterbuck is a mortgage loan officer for HomeSale Mortgage, LLC. She caters to clients in the Baltimore metro seeking a refinancing program to lower their rates, shorten terms, or cash out home equity. The agent guides eligible borrowers in choosing the right type of mortgage program and rates according to their needs. Clatterbuck also works with clients who want to purchase their first homes or investment properties. Some of the lending programs offered include jumbo, FHA, USDA, and VA mortgages.