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Best Mortgage Refinance Companies in New Orleans, LA

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored New Orleans Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

180Reviewed

115Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2400 Veterans Memorial Blvd., Suite 350, Kenner, LA 70062
WebsiteLicense: 41105

Expertise.com Rating

Review Sources

Yelp
5.0 (5)

Why choose this provider?

Premier Lending LLC is a mortgage refinance company serving home buyers and homeowners in New Orleans and in nearby areas. It has been in the industry for 20 years, offering a wide array of mortgage products that provides solutions to a variety of financial loans like fixed-rate, adjustable-rate, FHA, and VA. Premier Lending offers mortgage refinancing, which effectively replaces a homeowner's current home loan with an updated one that has better interest rates or lower monthly payments.

  • Residential & Commercial
  • Multi-Family Loans
  • Mortgage Lender

1800 Carol Sue Avenue, Suite 1, Gretna, LA 70056

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (8)

Why choose this provider?

Gretna is a mortgage professional affiliated with Republic State Mortgage. She extends her services to homeowners in and around New Orleans looking to refinance their mortgages, whether to lower monthly payments or consolidate debt. She offers various loan products, such as jumbo, renovation, conventional, and FHA loans. The mortgage specialist also offers loans for investors looking to fund up to four non-owner-occupied properties. Gretna stays up to date on market information and helps clients understand the various loan options available.

  • New Construction

3525 N. Causeway Blvd. Suite 900, Metairie, LA 70002

Expertise.com Rating

Review Sources

Google
5.0 (8)
Facebook
5.0 (6)

Why choose this provider?

Sun is a locally owned and operated mortgage company that caters to clients in the New Orleans metro and the surrounding areas. It offers mortgage refinance options, helping homeowners better manage their finances. These programs allow borrowers to access their properties' equity, consolidate debts, and get lower interest rates. Also included in the mortgage programs it provides are home renovation, new home, and new home construction loans. Sun has been in the business for more than 60 years.

  • New Construction

7820 Maple Street, New Orleans, LA 70118

Expertise.com Rating

Why choose this provider?

NOLA Lending Group is a team of mortgage professionals serving New Orleans and the surrounding locations. They assist homeowners in refinancing current loans to shorten mortgage terms and lower interest rates. They also help first-time homebuyers apply for different types of mortgages, such as jumbo and FHA loans. In addition, the loan specialists offer home financing options for eligible reservists, veterans, and active military personnel. NOLA Lending Group also has offices in Baton Rouge, Mandeville, and Metairie.

  • New Construction

798 South Rampart Street, New Orleans, LA 70113
WebsiteLicense: 70345

Expertise.com Rating

Review Sources

Google
4.9 (188)
Facebook
5.0 (6)
Yelp
5.0 (1)

Why choose this provider?

Eustis Mortgage in New Orleans is a mortgage refinance company that specializes in loan programs and refinancing solutions in the metro. The company has been operating since 1956 and has built a reputation for diverse loan options that fit different budgets and needs. Its team of mortgage loan officers is proficient in helping clients apply for programs such as FHA 203K, conventional loans, and jumbo loans. Eustis Mortgage also offers home purchasing and refinancing programs for home renovations.

  • Reverse Mortgages
  • NMLS #: 39166

201 St Charles Ave Ste 2500, New Orleans, TX 70170

Expertise.com Rating

Review Sources

Facebook
5.0 (128)
Google
4.8 (22)
Yelp
5.0 (1)

Why choose this provider?

Reliant Mortgage is a veteran-owned and veteran-operated company serving New Orleans and its surrounding communities. It offers a wide range of loan options including FHA, VA, jumbo, fixed-rate, and rural development. Its professionals guide individuals through the loan process which involves prequalification and debt consolidation. The company's president, Will Tullos, has been helping clients become homeowners for more than a decade. He utilizes the precision and dedication he learned from serving in the military in managing his team of mortgage loan officers.

  • Reverse Mortgages

1615 Poydras Street Suite 900, New Orleans, LA 70112
Website

Expertise.com Rating

Why choose this provider?

The Real Estate Authority Lending LLC caters to clients in the New Orleans metro and the surrounding areas. It assists homeowners who plan to refinance their mortgage by changing their loan terms, consolidating debts, reducing monthly payments, or taking cash out. The firm offers various loan programs, including adjustable and fixed-rate, graduated payments, interest-only, and jumbo. FHA, USDA, and VA loans are also available. Its staff walks the clients throughout the process, including pre-qualification, program selection, application, information verification, and final document signing.

  • New Construction

802 Fern Street, Unit B, New Orleans, LA 70118

Expertise.com Rating

Why choose this provider?

Will Gandy is a loan officer for Cross Country Mortgage who has been in the financial services industry since 1999. Will serves individuals and families in and around New Orleans, helping clients refinance their current mortgages to reduce monthly payments, cash out some of their equity, or consolidate existing debts. Some of the refinance programs he recommends to clients include FHA Streamline, FHA 203(k), conventional, VA, and USDA Rural Streamline refinancing. Cross Country Mortgage was established in 2003 and is licensed in all 50 states.

  • Reverse Mortgages

1750 St Charles Ave, New Orleans, LA 70130

Expertise.com Rating

Review Sources

Google
4.9 (70)

Why choose this provider?

Alliance Mortgage offers refinancing options for clients in New Orleans and nearby counties. It educates first-time customers about the mortgage and refinancing options of all types of residences. The company advises its clients through in-person consultations and online messaging. Through its website, customers can calculate potential mortgage pay-offs and refinancing amounts for fixed and adjustable rates. The online calculators include different monthly expenses for various loan options, from conventional to jumbo loans. Alliance Mortgage also explains different mortgage terms for each client.

  • Reverse Mortgages

3330 Knightsbridge Court, Harvey, LA 70058
WebsiteLicense: 1446745

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Max Mortgage helps New Orleans clients navigate the refinancing process and find better loans. At its helm is Charles H. Parharm, Jr., also known as "The Max," a mortgage professional who has been in the industry for nearly two decades. With his experience and knowledge, The Max guides clients towards new loan programs tailored to their current financial goals. To provide clients with simpler mortgage processes, the Max Mortgage's website offers interactive tools where they can evaluate their financing options and submit loan applications.

  • NMLS #: 39166

1615 Poydras St. Suite 923, New Orleans, LA 70112

Expertise.com Rating

Review Sources

Google
4.6 (9)

Why choose this provider?

Mortgage Dynamics is a team of loan specialists who attend to the needs of clients in New Orleans. They offer loan products for primary residences purchase, refinancing, investment properties, fix and flip, commercial, and construction. The company also provides FHA, VA, USDA, jumbo, down payment assistance, and alternative documentation products. To date, it has originated more than 12,000 loans. Mortgage Dynamics has been assisting its clients with their mortgage concerns for more than 15 years.

  • Multi-Family Loans

7820 Maple Street, New Orleans, LA 70118
WebsiteLicense: 394007

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Coleena Zimet is a senior mortgage officer of NOLA Lending Group who serves clients throughout New Orleans. She and her team offer assistance with refinancing to help clients reduce monthly payments, cash out some of their equity, or consolidate existing debts. She also helps clients with purchasing their first homes through various loan program options that include FHA, VA, fixed-rate and adjustable-rate mortgages, and jumbo loans. Rural development loans are also available for properties located in suburban, rural, and semi-rural locations.

4520 York Street, Metairie, LA 70001
WebsiteLicense: 69556

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Google
3.0 (4)

Why choose this provider?

Sterling Financial Services, LLC is a group of mortgage refinance lenders in New Orleans serving clients from all over the metro area and the surrounding neighborhoods. The team strives to offer low rates and make the loan process simple, straightforward, and fast for borrowers seeking a mortgage or mortgage refinancing. Clients have access to various loan options from the company, including conforming and conventional loans, FHA and VA loans, USDA loans, and fixed-rate mortgages.

  • NMLS #: 39166

3525 North Causeway Boulevard, Metairie, LA 70002
WebsiteLicense: 205697

Expertise.com Rating

Review Sources

Google
4.9 (54)

Why choose this provider?

Movement Mortgage is a mortgage refinancing company in New Orleans that provides loan offers to new buyers and homeowners. Hung Le is one of the company’s senior loan officers. He helps homeowners and potential real estate buyers achieve their goals by providing accurate financial advice, especially as market conditions and mortgage programs change frequently. He offers customized quotes and personalized mortgage options to suit the needs of his clients. Loan options include conventional, government, and specialty loans.

  • Reverse Mortgages
  • NMLS #: 39166

4710B Freret St 2nd Flr, New Orleans, LA 70115

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Paul Karas is a loan officer affiliated with Guaranteed Rate. He caters to clients in New Orleans and the surrounding communities. He serves homeowners who are looking to refinance their mortgages for various reasons. These include consolidating debts, reducing monthly bills, renovating properties, and shortening loan terms. Some of the loan options he provides are adjustable-rate, fixed-rate, home renovation, jumbo, and interest-only mortgages. Karas has been working with the company since 2016.

1000 East Judge Perez Dr., Chalmette, LA 70043

Expertise.com Rating

Why choose this provider?

Performance Mortgage is a company that serves individuals and families in and around New Orleans. It offers mortgage refinancing solutions for homes and other real estate properties, helping clients reduce interest rates and monthly payments, change mortgage terms, and cash out home equity. Its loan options include 15- and 30-year fixed mortgages and VA, FHA, USDA, and jumbo loans. Its team also assists clients who are purchasing new homes by comparing mortgage rates and terms. Performance Mortgage provides online tools like refinance analyzer and payment calculator.

  • New Construction

2400 Veterans Memorial Boulevard, Kenner, LA 70062
WebsiteLicense: 65461

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Yelp
5.0 (1)

Why choose this provider?

Tasha Bourgeois is a senior mortgage specialist representing Premier Lending LLC in the New Orleans metro. She and her team specialize in counseling clients looking to refinance their current mortgage plans and helping them build back their credit rating and financial stability. She helps her clients reduce interest rates, reduce monthly payments, and shorten mortgage terms. Doing this has allowed clients to gain additional savings and cash flow. Some of the loan programs she offers include conventional loans, government loans, and jumbo loans.

  • Reverse Mortgages
  • NMLS #: 39166

671 Rosa Ave. Suite # 216, Metairie, LA 70005

Expertise.com Rating

Review Sources

Facebook
5.0 (15)
Google
4.5 (2)

Why choose this provider?

DSM Lending LLC provides solutions for the financial needs of clients in New Orleans and the nearby areas. Its team provides homeowners with mortgage refinance solutions, including loan programs such as USDA, VA, FHA, HomePath, and Jumbo. The company's other loan products include conventional and construction, hard money, and commercial. In addition, Low-rate, best-rate, and equity loans are available. The owner of DSM Lending, Dan S. Munna, has more than 36 years of lending business experience.

  • New Construction

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Premier Lending
2400 Veterans Memorial Blvd., Suite 350, Kenner, LA 70062
Republic State Mortgage Gretna
1800 Carol Sue Avenue, Suite 1, Gretna, LA 70056
Sun
3525 N. Causeway Blvd. Suite 900, Metairie, LA 70002
NOLA Lending Group
7820 Maple Street, New Orleans, LA 70118
Eustis Mortgage - New Orleans, LA
798 South Rampart Street, New Orleans, LA 70113
Reliant Mortgage
201 St Charles Ave Ste 2500, New Orleans, TX 70170
The Real Estate Authority Lending LLC
1615 Poydras Street Suite 900, New Orleans, LA 70112
Will Gandy
802 Fern Street, Unit B, New Orleans, LA 70118
Alliance Mortgage
1750 St Charles Ave, New Orleans, LA 70130
Max Mortgage
3330 Knightsbridge Court, Harvey, LA 70058
Mortgage Dynamics
1615 Poydras St. Suite 923, New Orleans, LA 70112
Coleena Zimet
7820 Maple Street, New Orleans, LA 70118
Sterling Financial Services, LLC
4520 York Street, Metairie, LA 70001
Hung Le
3525 North Causeway Boulevard, Metairie, LA 70002
Paul Karas
4710B Freret St 2nd Flr, New Orleans, LA 70115
Performance Mortgage
1000 East Judge Perez Dr., Chalmette, LA 70043
Tasha Bourgeois
2400 Veterans Memorial Boulevard, Kenner, LA 70062
DSM Lending LLC
671 Rosa Ave. Suite # 216, Metairie, LA 70005

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • If you have a different mortgage program in New Orleans, can you choose an FHA loan for refinancing?

    An FHA cash-out refinance may be a good option for borrowers in New Orleans with a non-FHA mortgage. Under this refinance program, borrowers can get up to 80% of their home equity. However, an FHA loan entails an upfront mortgage insurance payment and an annual one. In addition, there are minimum requirements to qualify. Some of these are being employed for at least two years, having a credit score of at least 500, and having no bankruptcy as of late.

  • What are the things you should consider before refinancing in New Orleans?

    Before refinancing, make sure that you have at least 20% equity in your home in New Orleans. It is not required, but if you have anything less than 20%, you need to pay private mortgage insurance plus your monthly amortization. The refinancing cost must be three to six percent of the mortgage amount. Keep in mind your goals in life such as relocation plans. If you plan to stay where you are for at least five years, refinancing may be a good option.

  • Are there things that you do that can affect the approval of your refinancing application in New Orleans?

    Refinancing applicants in New Orleans must be careful not to use credit for major purchases such as vehicles and other expensive items. They should keep their investment funds as they are, refrain from getting a new credit card, and hold off depositing large amounts of money. Financial stability is important during the refinancing process, so applicants must not switch or resign from their jobs at this time.

  • If you do not want to refinance for home rehabilitation, are there similar programs in New Orleans?

    If you do not want to refinance for home rehabilitation, try the city's Owner-Occupied Rehabilitation programs. Here, you can obtain fund assistance from city government grants through non-profits such as Rebuilding Together New Orleans and St. Bernard Project. More information on the RTNO can be obtained by calling (504) 264-1815 or going to its office at 2801 Marais St. New Orleans, LA 70117. The SBP can be reached at (504) 277-6831 or at 2645 Toulouse Street, New Orleans, LA 70119.

  • What are the closing costs you need to pay when you refinance a mortgage in New Orleans?

    The typical closing costs when refinancing in New Orleans are for document preparation, courier services, and documentary transaction taxes. Expenses related to the title need to be paid, and some of these are examination and insurance policy fees. There are also fees for payoff processing, recording services, and abstract documentation. There may be additional fees if the loan type is an FHA or VA. Under LA laws, closing costs exceeding $2500 must be paid through a wire or cashier's check.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.