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Best Mortgage Refinance Companies in Metairie, LA

Our Recommended Top 13

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Metairie mortgage refinance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

86Reviewed

56Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Mortgage Refinance Companies Serving Metairie
3350 Ridgelake Drive Ste 293, Metairie, LA 70002
Visit WebsiteLicense: 1696842

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5.0 (8)

Why choose this provider?

Divine Home Mortgage LLC is an agency that provides home refinancing solutions for clients in Metairie. The loan specialists from this team handle refinance processes for properties like single and multi-family homes, condominiums, and townhouses. It also matches its strategies with the client's purpose for refinancing, like lowering interest rates or cashing out for home improvements. Divine Home Mortgage is owned and operated by Lora Dillenkoffer, a professional who has been in the mortgage industry since 2007.

  • New Construction

Best Mortgage Refinance Companies Serving Metairie
Metairie, LA 70005
Visit WebsiteLicense: 2074567

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Why choose this provider?

Ronnie Roemershauser is a mortgage loan originator with NEXA Mortgage, LLC who serves clients in Metairie and surrounding areas. Roemershauser assists clients with mortgage refinancing on their homes and other real estates. Those seeking help with financing for FHA, VA, USDA, 203k, and jumbo loans with terms from five to 30 years are also assisted by him. Roemershauser offers services for investor loans as well. NEXA Mortgage, LLC is a full-service mortgage broker and its services extend nationwide.

  • Reverse Mortgages
  • Investor loans

Best Mortgage Refinance Companies Serving Metairie
3330 Knightsbridge Ct., Harvey, LA 70058
Visit WebsiteLicense: 1446745

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4.9 (74)

Why choose this provider?

Max Mortgage is a financing services provider for clients located in the Metairie area and nearby metros. It handles mortgage refinancing, covering condominiums, manufactured homes, and townhouses, as well as single and multi-family property types. It also facilitates home purchases and works on products like 203K, USDA, VA, and FHA loans. The firm was founded in 2015 by Charles Parham, who has been in the industry since the early 2000s. NMLS-registered, Max Mortgage is also licensed to operate in Louisiana.

  • Reverse Mortgages

Best Mortgage Refinance Companies Serving Metairie
798 S Rampart St, New Orleans, LA 70113
Visit WebsiteLicense: 87170

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5.0 (16)

Why choose this provider?

Kate deKay is a mortgage loan originator and CEO for Eustis Mortgage, assisting Metairie individuals throughout the process of refinancing to consolidate debts and cash out on equity. With over 15 years of industry experience, deKay uses her expertise to provide clients with the knowledge they need to choose loan programs that fit their refinancing goals. Eustis Mortgage has had a long history of catering to the mortgage and refinancing needs of residents across the state since its establishment in 1956.

  • Reverse Mortgages

Best Mortgage Refinance Companies Serving Metairie
1615 Poydras St. Suite 923, New Orleans, LA 70112
Visit WebsiteLicense: 1706470

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4.6 (9)

Why choose this provider?

Simple Lending offers mortgage refinancing assistance to clients throughout Metairie and nearby communities. Its loan consultants have more than 60 years of collective mortgage and real estate experience and offer various loan products to match clients with programs that meet their specific needs and goals. The firm also offers loans through USDA, VA, FHA, and Down Payment Assistance programs. Since its establishment over a decade ago, the firm has originated more than 12,000 loans for over a thousand clients.

  • Commercial Loans

Best Mortgage Refinance Companies Serving Metairie
2400 Veterans Blvd., Kenner, LA 70062
Visit WebsiteLicense: 1700067

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Why choose this provider?

John Raymer is a loan officer who caters to the residents of Metairie. He and his team offer refinancing services to adjust mortgage terms for homebuyers to secure residential property transactions. They also help clients reach the requisite credit scores in order to gain approval for home purchase agreements. Team Raymer works with Premier Lending, a mortgage brokerage firm that has been serving the people of Louisiana, Mississippi, Georgia, and Texas for over 24 years.

  • Reverse Mortgages

Best Mortgage Refinance Companies Serving Metairie
802 Fern Street, Unit B, New Orleans, LA 70118
Visit WebsiteLicense: 93583

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4.8 (11)
Google
5.0 (1)

Why choose this provider?

Will Gandy is a branch manager and loan officer at Cross Country Mortgage. He provides services to individuals and families in Metairie and the surrounding cities. He and his team assist and guide clients in refinancing their existing mortgage, which includes reducing interest rates, changing the term of their loan, debt consolidation, and cashing out to access money for home upgrades, college tuition, or unforeseen medical bills. Gandy has been in the financial services industry since 1999.

  • New Construction

Best Mortgage Refinance Companies Serving Metairie
5001 HWY 190 Suite B5, Covington, LA 70433
Visit WebsiteLicense: 69344

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5.0 (1)

Why choose this provider?

Arbor Lending Group serves people across Louisiana from various office locations, including Metairie. Owners of single-family homes, condominium units, townhouses, and manufactured residences can benefit from the company's expertise in a variety of refinancing options. It assists clients seeking to trade their existing mortgages for debt consolidation, lower interest rates, lower monthly payments, home improvement projects, and changes in rates or terms. Some of its offered mortgage options include FHA, VA, USDA, and jumbo loans.

  • Reverse Mortgages

Best Mortgage Refinance Companies Serving Metairie
671 Rosa Ave. Suite # 216, Metairie, LA 70005
Visit WebsiteLicense: 1737779

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5.0 (15)
Google
4.5 (2)

Why choose this provider?

DSM Lending LLC provides services to clients across Metairie. It offers to help homeowners refinance their existing mortgage loans to meet their financial or home improvement needs. Its team also guides individuals in purchasing their first homes by assisting them in choosing suitable loan options. These include USDA, which focuses on providing minimal down payments and investment for clients wanting to purchase residential properties in suburban or rural areas. Founder Dan S. Munna brings over three decades of mortgage experience.

  • New Construction

Best Mortgage Refinance Companies Serving Metairie
2400 Veterans Blvd Ste 350, Kenner, LA 70062
Visit WebsiteLicense: 65461

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5.0 (53)

Why choose this provider?

Tasha Bourgeois is a senior mortgage specialist working with Premier Lending. She has been with the company since 2007 after working as a Realtor. She and her team assist homeowners and buyers in Metairie with different financing options, including FHA, VA, fixed-rate, and jumbo loans. The firm also assists clients in refinancing existing loans to pay or consolidate credit card and home equity debts. Tasha and her team support nonprofit organizations, including the St. Charles Parish, Kingdom Project, and United Way.

  • New Construction

Best Mortgage Refinance Companies Serving Metairie
36 Shadow Lane, Destrehan, LA 70047
Visit WebsiteLicense: 1964958

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Why choose this provider?

Live Oak Lending is a locally owned company that serves residents in Metairie and surrounding areas. It guides clients throughout their mortgage journey and provides loan solutions based on their goals and situation. It also helps homebuyers and people wanting to refinance their homes calculate their purchasing power, considering factors such as monthly payments, debt consolidation, and APR. One of the company's founders, Joshua Smira, has been a loan officer since 2013.

  • Refinancing
  • Purchases
  • Mortgage Broker

Best Mortgage Refinance Companies Serving Metairie
3525 N. Causeway Blvd. Suite 900, Metairie, LA 70002
Visit WebsiteLicense: 71517

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Google
5.0 (8)
Facebook
5.0 (6)

Why choose this provider?

Sun Mortgage Funding is a locally owned and operated firm that has been catering to individuals and families in Metairie since 1958. Its loan officers provide a variety of refinance options to local borrowers who are struggling to pay their current mortgages, send their children to college, or settle their medical expenses. They also offer different types of loans for various purposes, including new home purchases, renovations, and construction funding. President David Daube has served the company for more than 20 years.

  • New Construction

Best Mortgage Refinance Companies Serving Metairie
711 River Highlands Blvd., Covington, LA 70433
Visit WebsiteLicense: 49604

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Facebook
5.0 (7)
Google
1.0 (1)

Why choose this provider?

Ace Mortgage Company works with the residents of the Metairie area and nearby metros. The agency provides assistance to homeowners looking to lower their interest rates and monthly payments through mortgage refinancing. It also handles loan programs such as conventional, jumbo, construction, FHA, VA, and USDA. Additionally, it caters to the financing needs of entrepreneurs and investors to purchase establishments for commercial use. The firm's agents carry over 20 years of experience in the industry.

  • Reverse Mortgages
  • New Construction

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Divine Home Mortgage LLC
3350 Ridgelake Drive Ste 293, Metairie, LA 70002
Ronnie Roemershauser
Metairie, LA 70005
Max Mortgage
3330 Knightsbridge Ct., Harvey, LA 70058
Kate deKay
798 S Rampart St, New Orleans, LA 70113
Simple Lending
1615 Poydras St. Suite 923, New Orleans, LA 70112
John Raymer
2400 Veterans Blvd., Kenner, LA 70062
Will Gandy
802 Fern Street, Unit B, New Orleans, LA 70118
Arbor Lending Group
5001 HWY 190 Suite B5, Covington, LA 70433
DSM Lending LLC
671 Rosa Ave. Suite # 216, Metairie, LA 70005
Tasha Bourgeois
2400 Veterans Blvd Ste 350, Kenner, LA 70062
Live Oak Lending
36 Shadow Lane, Destrehan, LA 70047
Sun Mortgage Funding
3525 N. Causeway Blvd. Suite 900, Metairie, LA 70002
Ace Mortgage Company
711 River Highlands Blvd., Covington, LA 70433

Metairie, LA Mortgage Refinance FAQs

  • Can you avoid paying the closing costs during mortgage refinancing in Metairie?

    You can delay paying for closing costs during mortgage refinancing, but you cannot completely avoid it. Some lenders in Metairie allow you to roll over your closing costs into the new loan. Essentially, you will be paying for the closing costs through your upcoming monthly mortgage payments. The lender can also raise your interest rate to recover the closing costs. These are the typical methods used in mortgage refinancing advertised as “no closing costs.”

  • Can you still get mortgage refinancing if you previously had credit issues in Metairie?

    Some Metairie mortgage lenders work with people with past credit problems, but your loan’s interest rate might be higher since you are categorized as a risky borrower. The lender may also require a down payment that’s bigger than average, around 20-50%. The more issues you have with your credit history, the higher your refinancing cost will be.

  • Can you get cash-out refinancing in Metairie if you already refinanced your mortgage in the past?

    You can refinance multiple times; there are no limits set as to how many times you can refinance your mortgage in Metairie. Also, cash-out refinancing is available even if you previously had another type of refinancing loan. Contact a local mortgage refinancing company to know how cash-out refinancing differs from rate-and-term refinancing.

  • Can Metairie homeowners cancel a refinancing loan?

    Yes, refinancing homeowners in Metairie have the right of rescission. This is the right to cancel the mortgage contract within three business days after the last of the following occurrences:

    • Credit contract signing
    • Receipt of the Truth in Lending disclosure form or Closing Disclosure
    • Receipt of the right to rescind notice (must be two copies) So, if you received your right to rescind notice last, the day after you received it is considered day one.
  • How much lower should the mortgage rates in Metairie be for refinancing to be worth it?

    Before refinancing, wait for the mortgage rates in Metairie to drop 1-2% below your existing mortgage’s rate. This range will give you a noticeable reduction in your monthly loan payments. If you are paying $770 monthly on your current loan of $100,000 with an 8.5% rate, a new loan at a 7.5% rate can drop your monthly payment to $700. That's $840 of savings in a year.