Expertise.com Homepage

2024

Last updated:

Best Mortgage Refinance Companies in Baton Rouge, LA

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Baton Rouge Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

134Reviewed

87Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1737 Oakdale Drive, Baton Rouge, LA 70810
WebsiteLicense: 75386

Expertise.com Rating

Review Sources

Yelp
4.5 (9)

Why choose this provider?

Based in Baton Rouge, Area Home Lending is a mortgage loan company that offers its services across the state of Louisiana. It offers different types of mortgage refinancing options for those looking to reduce their interest rates, extend or shorten their loan terms, consolidate debt using their home equity, or cash out on their equity. It also specializes in HUD mortgages, foreclosures, and bank repossessions. Owner Jason Guerin has been working in the mortgage industry for more than 20 years.

  • Reverse Mortgages
  • NMLS #: 39166

1500 Lobdell Ave, Suite A, Baton Rouge, LA 70806
WebsiteLicense: 1738922

Expertise.com Rating

Review Sources

Google
5.0 (20)
Facebook
5.0 (12)

Why choose this provider?

Utopia Home Mortgage helps residents of Baton rouge who need refinancing. It offers fixed and adjustable-rate, and Federal Housing Administration loans. The team advises clients on the comparative merits and downsides of every option. The firm maintains a selection of online calculators to compute the expenses of a purchase over time. Utopia Home Mortgage works with multiple lenders, providing more flexible arrangements in contrast to major banks. Its clients include first-time buyers and combat veterans.

  • Reverse Mortgages

7660 Pecue Lane, Baton Rouge, LA 70809
WebsiteLicense: 120308

Expertise.com Rating

Review Sources

Google
4.7 (98)
Facebook
4.2 (10)

Why choose this provider?

DSLD Mortgage is a mortgage refinancing company headquartered in Baton Rouge. The company's team of loan officers offers a wide range of loan programs, including the Federal Housing Admin (FHA), wherein there are no income limitations for loan applicants. It also offers loan programs for clients with imperfect credit, veterans, and business owners. These include the Rural Development (RD) loan program as well as the conventional loan and VA loan programs. Additionally, the company is the preferred mortgage lender for DSLD Homes.

  • Reverse Mortgages
  • NMLS #: 39166

10311 Jefferson Highway, Baton Rouge, LA 70809
WebsiteLicense: 116973

Expertise.com Rating

Review Sources

Yelp
1.0 (1)

Why choose this provider?

Key Lending Solutions is a local, full-service mortgage company serving the community of Baton Rouge and the surrounding areas. It offers a variety of mortgage options, such as VA, FHA, conventional, jumbo, and rural development loans. It also offers Home Possible Advantage and Home Possible loans. Key Lending Solutions has been in the business since 2003 and employs a team of professionals with over 100 years of combined experience in processing, originating, and closing mortgage transactions.

  • Reverse Mortgages
  • NMLS #: 39166

7341 Jefferson Highway, Baton Rouge, LA 70806
WebsiteLicense: 1870387

Expertise.com Rating

Review Sources

Google
4.8 (19)
Facebook
5.0 (2)

Why choose this provider?

Custom Mortgage Lending Group helps Baton Rouge homeowners to overcome the hassle of refinancing their mortgage. It assists in finding and comparing loans offered by its network of over 100 lenders and banks, and customizes a home mortgage that would meet the homeowner’s circumstances. The company also serves homebuyers looking for financing. Owner James Desormeaux’s mortgage lender career spans over 17 years. He has helped secure the right loan program for thousands of clients.

  • New Construction

2431 S. Acadian Thruway, Ste. 290, Baton Rouge, LA 70808

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Atlantic Lending Company is a full-service mortgage brokerage firm serving Baton Rouge and nearby areas. The group offers a wide range of mortgage products, including refinancing programs for homeowners wanting to lower interest rates and monthly loan payments. Its refinance specialists create plans akin to their clients' mortgage needs. They also offer other mortgage loans, such as conventional, Jumbo, FHA, VA, investor, and second mortgage plans. The company is an Equal Housing Opportunity lender.

  • New Construction

5841 South Sherwood Forest Boulevard, Baton Rouge, LA 70816
WebsiteLicense: 1187366

Expertise.com Rating

Review Sources

Google
4.6 (29)
Facebook
4.6 (16)

Why choose this provider?

Headquartered in Baton Rouge, 1st Phase Mortgage simplifies the process that borrowers undergo to obtain suitable financing solutions. Its mortgage specialists help clients understand the refinancing program and determine whether it applies to their financial circumstances. They also provide home-buying guidance and offer different loan products, such as conventional, USDA, VA, and FHA mortgages. Paul Barranco, the company's owner and senior loan officer, has been in the industry since 2001. His mortgage experience includes the Fannie Mae home-style renovation program.

7330 Highland Road Suite A1, Baton Rouge, LA 70808
WebsiteLicense: 1094177

Expertise.com Rating

Review Sources

Google
4.8 (77)

Why choose this provider?

Intelligent Mortgage & Consulting Services caters to clients in Baton Rouge and the surrounding communities. It offers various mortgage loans for customers who are planning to buy a property or refinance to lower their loan rates and payment terms. These include 15-year and 30-year fixed mortgage, FHA, USDA, and jumbo loans. Its staff members explain the differences between loan plans to their clients and assist them in selecting the plan that meets their unique demands.

  • New Construction

11715 Bricksome Ave Suite B-6, Baton Rouge, LA 70816
WebsiteLicense: 1779634

Expertise.com Rating

Review Sources

Google
5.0 (20)
Facebook
5.0 (15)

Why choose this provider?

Turn Key Mortgage of Louisiana is a mortgage concierge brokerage firm in Baton Rouge that serves the entire state. They assist homeowners who are seeking to refinance their existing mortgages with various products such as Conventional, FHA, USDA/RD, or HELOC loans. They work with borrowers looking to purchase a new home with FHA, USDA/RD, VA, conventional, jumbo, new construction, and construction-to-permanent financing. The locally owned and operated business offers non-QM, self-employed/1099, investment, and renovation loans. They also offer several down payment assistance programs.

  • Residential
  • Commercial Loans

8550 United Plaza Boulevard Suite 702, Baton Rouge, LA 70809
WebsiteLicense: 107678

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (2)

Why choose this provider?

Emanual Stewart is a mortgage broker at Reliant Home Lending serving Baton Rouge. Stewart offers mortgage refinancing programs for homeowners looking to lower their long-term interest rates and monthly mortgage payments. His team provides several refinancing options, including fixed-rate, home equity line of credit, and home equity fixed loan plans. He also offers other mortgage products for first-time and experienced homebuyers, such as adjustable rate, stated income, and balloon mortgages. Stewart has been in the mortgage business for over 20 years.

  • New Construction

5643 Corporate Boulevard, Baton Rouge, LA 70808
WebsiteLicense: 488639

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

NOLA Lending Group, a division of Fidelity Bank, provides mortgage refinancing solutions to clients in Baton Rouge and the surrounding areas. It offers a broad number of solutions, including conventional, jumbo, and government-backed programs like FHA, VA, and USDA rural development loans. The company also provides assistance to clients who wish to shorten their existing mortgage terms, lower their interest rates, or get some cash out of their home equity through refinancing options.

  • Residential
  • Commercial Loans

4735 Perkins Road, Baton Rouge, LA 70808
WebsiteLicense: 854655

Expertise.com Rating

Review Sources

Facebook
4.8 (26)
Google
5.0 (1)

Why choose this provider?

US Capital Group of Louisiana, LLC, is a locally owned mortgage refinance company that has been operating in Baton Rouge since 2001. With a focus on residential mortgage lending, the loan specialists assist clients with the refinancing and consolidation process. They maintain transparency when providing property tax amounts and homeowner’s insurance estimates. The company offers different loan products, such as conventional home loans, FHA loans, VA loans, and rural development loans. It also has accessible tools to calculate loan payments.

  • Reverse Mortgages
  • NMLS #: 39166

10922 Coursey Boulevard, Baton Rouge, LA 70816
WebsiteLicense: 43021

Expertise.com Rating

Review Sources

Google
5.0 (15)

Why choose this provider?

Mortgage Financial Services is a residential loan solutions provider that serves clients in Baton Rouge. Homeowners who want to update their existing mortgages or lower their monthly payments can take advantage of the company's refinancing options, including FHA, 15-year, 30-year, VA, and cash-out refinance loans. Its mortgage advisors also assist first-time and repeat homebuyers in selecting the best home loan for their needs. Established in 2015, Mortgage Financial Services extends its services to Texas, Arkansas, and Louisiana.

  • New Construction

3233 S Sherwood Forrest Blvd, Suite 108, Baton Rouge, LA 70816

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Homeowners Mortgage, L.L.C., offers several loan and refinancing services to residents of Baton Rouge. The firm delivers jumbo, FHA, and reverse mortgage loans to first-time property purchasers and repeat buyers. It also restructures and consolidates existing debts to obtain less onerous terms and rates for clients. Homeowners Mortgage, L.L.C., has over three decades of experience in the lending industry. The company's clientele includes military service personnel who are covered by the Department of Veterans Affairs.

3700 Essen Lane, Baton Rouge, LA 70809

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Duke Laville provides mortgage refinancing services to clients in the Baton Rouge metro. He offers home refinancing services to help clients change their loan terms or obtain their equity for college tuition or home improvements. He also serves individuals and families who want to purchase a home through mortgage loan programs. In addition to mortgages, he assists individuals who wish to apply for checking accounts, digital banking, retirement plans, and credit cards. Laville is a mortgage loan officer who has been providing financial services since 1989.

  • New Construction

10101 Park Rowe Ave. Suite 120, Baton Rouge, LA 70810
WebsiteLicense: 3446

Expertise.com Rating

Why choose this provider?

Gold Star Mortgage Financial Group is a full-service firm that offers comprehensive mortgage solutions to clients in Baton Rouge and nearby areas. It has access to a wide network of lending partners and helps clients acquire new but lower monthly payments, cashing out some of their equity, or consolidating existing debts through mortgage refinancing. Other loan options such as FHA and VA loans, jumbo financing, reverse mortgages, and USDA rural development loans are also available for clients seeking to purchase homes.

  • Reverse Mortgages

2051 Silverside Drive, Baton Rouge, LA 70808
WebsiteLicense: 129561

Expertise.com Rating

Review Sources

Facebook
4.9 (67)
Yelp
5.0 (2)

Why choose this provider?

LA Lending LLC is owned and operated by Chasity Graff. The brokerage firm has been serving clients from Baton Rouge since 2007 and offers refinancing options for homes. The company performs a refinance analysis before giving clients the options available to them. Clients may choose from fixed rates, conforming loans, and adjustable rates mortgage (ARM) or FHA, VA, and USDA loans. They may also choose from terms that last 5 to 30 years. Chasity has been published in NMP, TIME.com's NextAdvisor, and MReport.

  • Residential

383 Highlandia Dr., Suite 221, Baton Rouge, LA 70810
WebsiteLicense: 1230002

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Capital Mortgage LLC is a local company providing mortgage refinancing to clients in Baton Rouge and its nearby areas. Its team of loan officers assists clients by asking for their credit history and verifying their income. They work under the mortgage process to determine their clients' loan amount and assist in choosing between short and long refinance rates through its calculators that are accessible on their website. Capital Mortgage LLC also partners with SunWest Mortgage Company, Caliber Home Loans, and United Wholesale Mortgage.

  • New Construction

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Area Home Lending
1737 Oakdale Drive, Baton Rouge, LA 70810
Utopia Home Mortgage
1500 Lobdell Ave, Suite A, Baton Rouge, LA 70806
DSLD Mortgage - Baton Rouge
7660 Pecue Lane, Baton Rouge, LA 70809
Key Lending Solutions
10311 Jefferson Highway, Baton Rouge, LA 70809
Custom Mortgage Lending Group
7341 Jefferson Highway, Baton Rouge, LA 70806
Atlantic Lending Company
2431 S. Acadian Thruway, Ste. 290, Baton Rouge, LA 70808
1st Phase Mortgage
5841 South Sherwood Forest Boulevard, Baton Rouge, LA 70816
Intelligent Mortgage & Consulting Services
7330 Highland Road Suite A1, Baton Rouge, LA 70808
Turn Key Mortgage of Louisiana
11715 Bricksome Ave Suite B-6, Baton Rouge, LA 70816
Emanuel Stewart
8550 United Plaza Boulevard Suite 702, Baton Rouge, LA 70809
NOLA Lending Group
5643 Corporate Boulevard, Baton Rouge, LA 70808
US Capital Group of Louisiana, LLC
4735 Perkins Road, Baton Rouge, LA 70808
Mortgage Financial Services
10922 Coursey Boulevard, Baton Rouge, LA 70816
Homeowners Mortgage, L.L.C.
3233 S Sherwood Forrest Blvd, Suite 108, Baton Rouge, LA 70816
Duke Laville
3700 Essen Lane, Baton Rouge, LA 70809
Gold Star Mortgage Financial Group
10101 Park Rowe Ave. Suite 120, Baton Rouge, LA 70810
LA Lending LLC
2051 Silverside Drive, Baton Rouge, LA 70808
Capital Mortgage LLC
383 Highlandia Dr., Suite 221, Baton Rouge, LA 70810

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • If you are looking for a home refinancing company in Baton Rouge, what qualities should you look for?

    If you are looking for a home refinancing company in Baton Rouge, it is important to look for lenders that will benefit you. It is necessary to compare different companies and evaluate if they have transparent rates and terms and simple refinance application processes that you can easily understand. You should also check for a reputable and established company with helpful advisors.

  • Aside from conventional financing, is there an alternative way for individuals to purchase a property in Baton Rouge?

    Yes. Aside from conventional financing, individuals may apply for FHA loans to purchase a property in Baton Rouge. To qualify for this loan, they must have a stable job, work with an FHA-approved lender, pay mortgage insurance, and purchase a home not intended for investment properties. Your debt-to-income ratio should be no more than 31%.

  • In Baton Rouge, do you need to pay closing costs as a part of a cash-out refinance?

    Closing costs in a cash-out refinance in Baton Rouge are needed to be settled like with other types of mortgages. However, it does not mean that you have to provide money from your pocket to pay closing costs. In a cash-out refinance, the funds you receive from the loan can be used to pay closing costs.

  • Can individuals in Baton Rouge get emergency funds from a cash-out refinance loan?

    Yes. Individuals in Baton Rouge can get emergency funds from a cash-out refinance loan. They can use the equity in their homes to boost their savings accounts. These funds can be utilized for unexpected events like health problems and accidents. Interest rates on a refinance loan are lower than those on credit cards.

  • What types of properties in Baton Rouge are eligible for a reverse mortgage?

    Individuals who want to apply for a home equity conversion mortgage in Baton Rouge must have single-family homes, FHA-approved condominiums, 2-4 unit houses, and manufactured housing (must be on a permanent foundation). Borrowers at least 62 years old must live in their properties as their primary residence, and their current mortgage balance should be low enough to be paid with HECM.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.