Best Mortgage Refinance Companies in Baton Rouge, LA

Based in Baton Rouge, Area Home Lending is a mortgage loan company that offers its services across the state of Louisiana. It offers different types of mortgage refinancing options for those looking to reduce their interest rates, extend or shorten their loan terms, consolidate debt using their home equity, or cash out on their equity. It also specializes in HUD mortgages, foreclosures, and bank repossessions. Owner Jason Guerin has been working in the mortgage industry for more than 20 years.

Utopia Home Mortgage helps residents of Baton rouge who need refinancing. It offers fixed and adjustable-rate, and Federal Housing Administration loans. The team advises clients on the comparative merits and downsides of every option. The firm maintains a selection of online calculators to compute the expenses of a purchase over time. Utopia Home Mortgage works with multiple lenders, providing more flexible arrangements in contrast to major banks. Its clients include first-time buyers and combat veterans.

DSLD Mortgage is a mortgage refinancing company headquartered in Baton Rouge. The company's team of loan officers offers a wide range of loan programs, including the Federal Housing Admin (FHA), wherein there are no income limitations for loan applicants. It also offers loan programs for clients with imperfect credit, veterans, and business owners. These include the Rural Development (RD) loan program as well as the conventional loan and VA loan programs. Additionally, the company is the preferred mortgage lender for DSLD Homes.

Key Lending Solutions is a local, full-service mortgage company serving the community of Baton Rouge and the surrounding areas. It offers a variety of mortgage options, such as VA, FHA, conventional, jumbo, and rural development loans. It also offers Home Possible Advantage and Home Possible loans. Key Lending Solutions has been in the business since 2003 and employs a team of professionals with over 100 years of combined experience in processing, originating, and closing mortgage transactions.

Custom Mortgage Lending Group helps Baton Rouge homeowners to overcome the hassle of refinancing their mortgage. It assists in finding and comparing loans offered by its network of over 100 lenders and banks, and customizes a home mortgage that would meet the homeowner’s circumstances. The company also serves homebuyers looking for financing. Owner James Desormeaux’s mortgage lender career spans over 17 years. He has helped secure the right loan program for thousands of clients.

Atlantic Lending Company is a full-service mortgage brokerage firm serving Baton Rouge and nearby areas. The group offers a wide range of mortgage products, including refinancing programs for homeowners wanting to lower interest rates and monthly loan payments. Its refinance specialists create plans akin to their clients' mortgage needs. They also offer other mortgage loans, such as conventional, Jumbo, FHA, VA, investor, and second mortgage plans. The company is an Equal Housing Opportunity lender.

Headquartered in Baton Rouge, 1st Phase Mortgage simplifies the process that borrowers undergo to obtain suitable financing solutions. Its mortgage specialists help clients understand the refinancing program and determine whether it applies to their financial circumstances. They also provide home-buying guidance and offer different loan products, such as conventional, USDA, VA, and FHA mortgages. Paul Barranco, the company's owner and senior loan officer, has been in the industry since 2001. His mortgage experience includes the Fannie Mae home-style renovation program.

Intelligent Mortgage & Consulting Services caters to clients in Baton Rouge and the surrounding communities. It offers various mortgage loans for customers who are planning to buy a property or refinance to lower their loan rates and payment terms. These include 15-year and 30-year fixed mortgage, FHA, USDA, and jumbo loans. Its staff members explain the differences between loan plans to their clients and assist them in selecting the plan that meets their unique demands.

Turn Key Mortgage of Louisiana is a mortgage concierge brokerage firm in Baton Rouge that serves the entire state. They assist homeowners who are seeking to refinance their existing mortgages with various products such as Conventional, FHA, USDA/RD, or HELOC loans. They work with borrowers looking to purchase a new home with FHA, USDA/RD, VA, conventional, jumbo, new construction, and construction-to-permanent financing. The locally owned and operated business offers non-QM, self-employed/1099, investment, and renovation loans. They also offer several down payment assistance programs.

Emanual Stewart is a mortgage broker at Reliant Home Lending serving Baton Rouge. Stewart offers mortgage refinancing programs for homeowners looking to lower their long-term interest rates and monthly mortgage payments. His team provides several refinancing options, including fixed-rate, home equity line of credit, and home equity fixed loan plans. He also offers other mortgage products for first-time and experienced homebuyers, such as adjustable rate, stated income, and balloon mortgages. Stewart has been in the mortgage business for over 20 years.

NOLA Lending Group, a division of Fidelity Bank, provides mortgage refinancing solutions to clients in Baton Rouge and the surrounding areas. It offers a broad number of solutions, including conventional, jumbo, and government-backed programs like FHA, VA, and USDA rural development loans. The company also provides assistance to clients who wish to shorten their existing mortgage terms, lower their interest rates, or get some cash out of their home equity through refinancing options.

US Capital Group of Louisiana, LLC, is a locally owned mortgage refinance company that has been operating in Baton Rouge since 2001. With a focus on residential mortgage lending, the loan specialists assist clients with the refinancing and consolidation process. They maintain transparency when providing property tax amounts and homeowner’s insurance estimates. The company offers different loan products, such as conventional home loans, FHA loans, VA loans, and rural development loans. It also has accessible tools to calculate loan payments.

Mortgage Financial Services is a residential loan solutions provider that serves clients in Baton Rouge. Homeowners who want to update their existing mortgages or lower their monthly payments can take advantage of the company's refinancing options, including FHA, 15-year, 30-year, VA, and cash-out refinance loans. Its mortgage advisors also assist first-time and repeat homebuyers in selecting the best home loan for their needs. Established in 2015, Mortgage Financial Services extends its services to Texas, Arkansas, and Louisiana.

Homeowners Mortgage, L.L.C., offers several loan and refinancing services to residents of Baton Rouge. The firm delivers jumbo, FHA, and reverse mortgage loans to first-time property purchasers and repeat buyers. It also restructures and consolidates existing debts to obtain less onerous terms and rates for clients. Homeowners Mortgage, L.L.C., has over three decades of experience in the lending industry. The company's clientele includes military service personnel who are covered by the Department of Veterans Affairs.

Duke Laville provides mortgage refinancing services to clients in the Baton Rouge metro. He offers home refinancing services to help clients change their loan terms or obtain their equity for college tuition or home improvements. He also serves individuals and families who want to purchase a home through mortgage loan programs. In addition to mortgages, he assists individuals who wish to apply for checking accounts, digital banking, retirement plans, and credit cards. Laville is a mortgage loan officer who has been providing financial services since 1989.

Gold Star Mortgage Financial Group is a full-service firm that offers comprehensive mortgage solutions to clients in Baton Rouge and nearby areas. It has access to a wide network of lending partners and helps clients acquire new but lower monthly payments, cashing out some of their equity, or consolidating existing debts through mortgage refinancing. Other loan options such as FHA and VA loans, jumbo financing, reverse mortgages, and USDA rural development loans are also available for clients seeking to purchase homes.

LA Lending LLC is owned and operated by Chasity Graff. The brokerage firm has been serving clients from Baton Rouge since 2007 and offers refinancing options for homes. The company performs a refinance analysis before giving clients the options available to them. Clients may choose from fixed rates, conforming loans, and adjustable rates mortgage (ARM) or FHA, VA, and USDA loans. They may also choose from terms that last 5 to 30 years. Chasity has been published in NMP, TIME.com's NextAdvisor, and MReport.

Capital Mortgage LLC is a local company providing mortgage refinancing to clients in Baton Rouge and its nearby areas. Its team of loan officers assists clients by asking for their credit history and verifying their income. They work under the mortgage process to determine their clients' loan amount and assist in choosing between short and long refinance rates through its calculators that are accessible on their website. Capital Mortgage LLC also partners with SunWest Mortgage Company, Caliber Home Loans, and United Wholesale Mortgage.