Best Mortgage Refinance Companies in Lexington, KY

MSI Lending of Lexington is a mortgage refinancing firm that guides clients through home loans and mortgage refinancing programs. The company is composed of NMLS certified loan specialists that are committed to providing personalized solutions to clients. It has a proven track record of helping clients reduce mortgage payments, cash-out equities, and shorten mortgage terms in the past. The firm also helps clients create additional cash flow channels through debt consolidation and conversion from adjustable to fixed mortgage rates.

Mark Sammons is a loan officer for PrimeLending, a mortgage refinancing company. He has been offering his services in Lexington, Central Kentucky, and the nearby areas for over 15 years. He offers various products and services such as FHA mortgages, USDA loans, VA loans, downpayment assistance, and mortgage credit certificates. Mark also helps clients looking to convert a portion of their home's equity into cash. Clients who are looking to change their loan from an adjustable-rate mortgage to a fixed-rate loan can also seek his assistance.

HomeTown Lenders provides mortgage refinancing for people in Lexington and other parts of Kentucky. The company specializes in mortgage loans and mortgage planning. It caters to clients who are home buyers and real estate agents. Branch manager Eric Kimble is recommended by numerous clients as their go-to mortgage professional. He has years of experience in the industry and has served thousands of clients in the state. He specializes in financial consultations, mortgage planning, and mortgage loans.

Interstate Mortgage is a Lexington-based company that provides mortgage refinancing services to homeowners. The team evaluates mortgage requirements and designs a plan depending on the client's needs. It also works on decreasing the interest rates of existing home mortgages so homeowners can pay less over the life of the loan, turn an adjustable-rate mortgage into a fixed-rate one, and even reduce the term of the loan. Additionally, the company handles HARP Phase 2 loans, a government-supported mortgage program.

The Blair Team is a group of mortgage professionals serving Lexington and its surrounding communities through EMB Lenders. It assists individuals in different aspects of home purchasing and refinancing which involve first-time home buying, investment properties, new construction, downpayment assistance, and credit counseling and repair. A variety of loan programs is available, including VA, FHA, USDA, conventional, jumbo, and reverse mortgages. The team helps clients structure a loan that fits their needs and goals and guides them throughout the process.

Marcos Volpini is a mortgage consultant at Prosperity Home Mortgage, LLC, who extends support to Lexington clients needing refinancing. It has a program called FHA Streamline that allows qualified borrowers to refinance an existing FHA mortgage loan. The company also offers standard or government-issued loans including VA, fixed, and adjustable mortgage programs. Prosperity Home Mortgage, LLC offers real estate investor loan programs wherein rental income may be used to qualify a borrower for a conforming fixed-rate investment loan by not having a current lease and rental history on a property.

Just 4 You Home Loans caters to the lending needs of clients in Lexington and the surrounding areas. It provides prospective borrowers with refinancing services for various purposes, including debt consolidation, home improvement, and education funding. Refinance programs to lower interest rates, pay off balloon payments, convert adjustable-rate loans to fixed-rate loans, and extract cash equity are available. Loan options on offer include FHA, VA, and USDA RHS. The agency works with over 100 investors.

Stockton Mortgage has been serving clients in Lexington since 2001. Its team helps homeowners who want to organize their finances by changing the terms of their property loans, leading to reduced monthly payments and lower interest rates. The company also offers a wide range of mortgages for new home buyers, such as FHA, USDA, VA, and conventional. In addition, clients can get loans for property renovations. The company was founded in 2001 and operates in 23 states.

Sun Lending USA is a mortgage bank that offers loans to individuals in Lexington planning to purchase a home or refinance one. Its mortgage rates vary from fixed-rate, adjustable-rate, interest-only to graduated payments. Borrowers can avail of a home loan type that appropriates their situations. For example, veterans can buy a house through a VA loan program that does not require a downpayment. The loan officers help clients in qualifying for and obtaining a suitable amount. The firm serves all counties of Kentucky.

Bradley Hacker is a senior mortgage planner who leads Benchmark Mortgage. Serving for nearly 20 years, he extends his assistance to homeowners, first-time homebuyers, and borrowers with credit challenges in Lexington. H also handles foreclosures and refinancing processes, as well as provides lending options for residential renovation projects. In its mission to support US veterans, his company has a team of VA home loan specialists and has previously hosted a charity event to support veteran groups.