Best Mortgage Refinance Companies in Des Moines, IA

Midwest Family Lending is a firm of mortgage loan specialists that helps clients navigate their options for mortgage refinancing in the Des Moines area. The independent mortgage company is tied up with multiple lenders that can offer different loan and refinancing options for homeowners. Its conventional, government, and specialty loan options are available for various refinancing needs such as monthly payment reduction, equity cash-outs, and mortgage term reduction. MFL and its loan officers are all licensed by the NMLS.

Halo Capital is a locally owned and operated mortgage lending company serving clients in the Des Moines area. It offers various loan options, including conforming, jumbo, USDA, FHA, and VA loans. The company offers additional services for rate estimators, home purchase financing, funding, and debt consolidation options. Its lenders assist clients in finding the right home loan that fits their unique needs and situation. Moreover, Halo Capital is a member of the Mortgage Professionals of Iowa.

Mortgage Producers, Inc. is a locally owned and operated company that helps individuals and families in Des Moines and the surrounding areas. It offers mortgage refinancing solutions, providing loan arrangements, such as special home equity, conventional, and high-debt ratio loans. It also processes government loan programs, including FHA, VA, and USDA rural development options. Its team assists in a range of services, from credit reports and pre-approval to debt consolidation. Mortgage Producers brings over 20 years of industry experience.

First Rate Mortgage is a locally owned and operated independent mortgage broker serving clients in Des Moines. It offers mortgage refinancing services to help buyers lower their monthly payments. Its mortgage consultants work with multiple wholesale lenders to provide clients with mortgage loan options that match their needs and situations. The broker offers conventional, USDA, Freddie Mac, and Fannie Mae loans. Principal Angela Swank is a mortgage broker who founded First Rate Mortgage in 1998.

Sam Leahy is a mortgage loan officer with Community Choice who caters to clients in and around Des Moines. Leahy helps individuals and families with their mortgage refinance needs to reduce monthly payments, cash out some of their equity, or consolidate existing debts. He also provides customized mortgage lending solutions to match the needs of clients seeking to buy a new house, including those buying for the first time, looking for a new primary property, or hoping to buy a second vacation home.

Independent Mortgage has been serving residential property owners in and around the Des Moines area for more than 25 years. The company assists clients in refinancing their existing mortgages and purchasing their new homes. Its team educates customers about different home loans and helps them throughout the home buying process. One of its members, Balik Woellhof, has been active in the mortgage industry for the last decades. Founder John Burns has worked with Freddie Mac and Fannie Mae to create mortgage products.

The Tyler Osby Team, a company under Fairway Independent Mortgage Corporation, offers refinancing solutions to clients in Des Moines and nearby areas. Its process starts with an online application followed by a one-on-one consultation to discuss the applicable loan options. One of its previous clients commended the team for providing them with weekly updates on the progress of their application. Other clients say they appreciate the team's easy accessibility and promptness in answering any of their questions.

Charles Chedester, who is affiliated with Midwest Family Lending, provides mortgage assistance for residents in the Des Moines area. He helps clients refinance current loans, whether to consolidate debt, finance a home, or lower monthly rates. The professional also assists different types of clients, including self-employed professionals, entrepreneurs, and individuals with high and low credit, in financing their homes. FHA, VA, and conventional loans are some of the products he offers. Charles is a Certified Residential Mortgage Specialist and a Certified Veterans Lending Specialist.