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Best Mortgage Refinance Companies in Fishers, IN

Our Recommended Top 13

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Fishers Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

53Reviewed

37Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

14074 Trade Center Drive, 46038, IN 46038
WebsiteLicense: 1829211

Expertise.com Rating

Review Sources

Google
5.0 (28)

Why choose this provider?

Capital Mortgage Solutions serves residential property owners and buyers and self-employed individuals in Fishers. The company focuses on various types of mortgage programs, which include home refinance and purchase loans. Its loan process typically involves submitting an application and assessing different financing options using the interactive calculator. Its mortgage professionals can handle FHA, USDA, VA, and jumbo loan programs. Darin Atwood has been managing Capital Mortgage Solutions since 2019 and has been working in the mortgage industry since 2002.

  • New Construction

12242 E. 116th Street, Suite 200, Fishers, IN 46037
WebsiteLicense: 201440

Expertise.com Rating

Review Sources

Google
5.0 (59)

Why choose this provider?

Integrity Mortgage Group serves refinancing homeowners in Fishers. Its team helps clients determine the ideal loan product for their particular goals, including tapping into their home's equity, getting lower interest rates, and consolidating two mortgages. The company leverages technology to provide a convenient experience, employing an online platform and a mobile app that allows clients to submit an application, pull their credit, and get timely updates on their loan status. Integrity Mortgage Group also offers products for home buyers, including conventional, FHA, VA, and USDA loans.

  • Reverse Mortgages

14074 Trade Center Drive Suite 255, Fishers, IN 46038
WebsiteLicense: 115911

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Diamond Mortgage, LLC, provides home financing solutions to the people of Fishers and the surrounding areas. It helps individuals who want to secure a refinance program to lower rates and change terms for their present loans. Its officers may recommend refinancing to homeowners who want to extract cash from their home equity for various uses. They also advise and guide first-time homebuyers or investors applying for programs like VA, reverse, and hybrid loans. Diamond Mortgage has been operating since 1996.

  • New Construction
  • Reverse Mortgages

8700 North Street, Suite 110, Fishers, IN 46038
WebsiteLicense: 17748

Expertise.com Rating

Review Sources

Google
4.5 (15)
Facebook
5.0 (6)

Why choose this provider?

Magnolia Bank is an independent community bank that has delivered financial products for over a century. This bank originator grants over $1 billion in home loans annually, providing Fishers residents with refinancing options to lower interest rates or convert home equity into cash. It delivers various loan plans, such as FHA for flexible client qualifications, VA for eligible veterans, and USDA for clients purchasing homes in rural areas. Magnolia Bank also has special accommodations for senior homeowners.

  • Reverse Mortgages

11043 Palatka Court, Indianapolis, IN 46236
WebsiteLicense: 1655335

Expertise.com Rating

Review Sources

Facebook
5.0 (16)
Google
5.0 (12)

Why choose this provider?

Bright Star Mortgage provides its services to customers in the Fishers community. The company addresses the needs of people refinancing or purchasing their homes and those consolidating their debt. Its refinance loan options allow borrowers to switch from an adjustable-rate mortgage to a fixed-rate option. Its mortgage professionals guide borrowers through the loan process and help them select the program based on their situation. Their other offerings include home equity, construction, jumbo, and reverse mortgage loans.

  • Reverse Mortgages

8465 Keystone Crossing #145, Indianapolis, IN 46240
WebsiteLicense: 199907

Expertise.com Rating

Review Sources

Google
4.9 (738)
Facebook
4.7 (98)

Why choose this provider?

MJW Mortgage caters to clients across Fishers and the neighboring areas. Its mortgage refinancing solutions focus on helping homeowners change their loan terms, interest rates, and monthly payments to fit their financial goals. It also assists home buyers in applying for different loan programs, such as jumbo, conventional, USDA, VA, and FHA. MJW Mortgage was established in the middle of 2008's economic crisis with an aim to help individuals and families achieve their mortgage needs.

  • New Construction
  • Reverse Mortgages

11650 Lantern Rd, Fishers, IN 46038
WebsiteLicense: 424899

Expertise.com Rating

Review Sources

Facebook
4.7 (20)

Why choose this provider?

Tevis Durbin works for Supreme Lending, a full-service mortgage company with licenses in 48 states, including Indiana. The company has partnerships with major investors, allowing it to provide a wide range of mortgage products for Fishers clients. It offers conventional, government, and specialty loans. Durbin has spent the last eight years with Supreme Lending assisting clients with house finance, organizing mortgage teams, and supervising the operations of a workforce of over 100 individuals. He has more than 20 years of experience in the lending industry.

  • Reverse Mortgages

790 City Center Dr, Carmel, IN 46032
WebsiteLicense: 572880

Expertise.com Rating

Review Sources

Facebook
5.0 (19)

Why choose this provider?

Bald Mortgage Guy caters to real estate investors, move-up buyers, first-time homebuyers, and empty nesters in Fishers and the surrounding areas. It helps people lower their interest rates and monthly payments by providing them with mortgage refinancing services. It also offers a wide variety of lending options for new homeowners, including FHA, VA, jumbo, conventional, and USDA loans. Owner Erick Cavalcanti determines customers' eligibility for a loan by verifying their income and employment, funds to close, and satisfactory appraisal and title work.

  • Reverse Mortgages

10475 Crosspoint Blvd Ste. 400, Indianapolis, IN 46256
WebsiteLicense: 210527

Expertise.com Rating

Review Sources

Google
4.9 (402)
Facebook
5.0 (69)

Why choose this provider?

First Option Mortgage is a locally operated brokerage agency serving individuals, couples, and families in Fishers. It offers refinancing options for those looking to pay off loans faster, get lower interest rates, or get cash out from equity. Its team helps clients navigate the process, creating options based on their personal situations. The company also provides home mortgages, including for first-time home buyers. First Option Mortgage has been in the industry since 2006, with processing, originating, and underwriting completed in-house.

  • Multi-Family Loans

8200 Haverstick Road #255, Indianapolis, IN 46240
WebsiteLicense: 1227503

Expertise.com Rating

Review Sources

Google
5.0 (15)
Facebook
5.0 (7)

Why choose this provider?

Team Benedict of the Fairway Independent Mortgage Corporation assists homeowners and home buyers in the Fishers community. The team, led by senior loan officer Kyle Benedict, works with property owners planning to refinance their homes to save money. It guides them through the process, ensuring lower monthly payments and interest rates. Team Benedict also contributes to the MIBOR REALTOR Foundation, which works to ensure that the homeless have access to safe and permanent housing solutions.

  • New Construction

16095 Prosperity Dr. Suite 200, Noblesville, IN 46060
WebsiteLicense: 127519

Expertise.com Rating

Review Sources

Facebook
5.0 (13)

Why choose this provider?

Paramount Investment Corporation is a mortgage brokerage firm that serves residential clients, builders, and real estate professionals in Fishers and nearby areas. It offers refinancing solutions and has access to different types of loan programs, including fixed-rate, adjustable-rate, and hybrid mortgages. Its brokers explain the financing options and work with clients from application to final closing. Paramount Investment Corporation utilizes an online platform with 24-hour availability for clients looking into the loan marketplace and reviewing alternatives.

  • New Construction

23 South 8th Street Suite 1500, Noblesville, IN 46060
WebsiteLicense: 1702138

Expertise.com Rating

Review Sources

Google
5.0 (18)

Why choose this provider?

BDR Mortgage Capital helps homeowners and prospective home buyers in the Fishers community avoid making poor borrowing decisions. Brian Reno, the firm's Certified Mortgage Planning Specialist, assists homeowners in evaluating the effect of their financing decisions by utilizing prudent mortgage planning strategies. He also works with clients who want to refinance their single-family or multi-family home, condominium, or townhouse loan using options like FHA Streamline, VA Cash-Out, FHA 203k, USDA Streamline, and HELOC refinance. Brian has over 30 years of industry experience.

  • New Construction

7999 Knue Rd #300, Indianapolis, IN 46250
WebsiteLicense: 13390

Expertise.com Rating

Review Sources

Google
4.0 (445)

Why choose this provider?

Royal United Mortgage offers cash-out refinance loans to locals in the Fishers metro who need extra money for repairing their homes or funding their children’s education. It is an employee-owned mortgage bank with over 400 team members. Its loan advisors review and suggest tips on improving credit standing, as well as render debt consolidation services. Royal United Mortgage provides loan options that are customized based on an individual's financial goals. It has been in business for more than 10 years.

  • Multi-Family Loans
  • New Construction

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Capital Mortgage Solutions
14074 Trade Center Drive, 46038, IN 46038
Integrity Mortgage Group
12242 E. 116th Street, Suite 200, Fishers, IN 46037
Diamond Mortgage, LLC
14074 Trade Center Drive Suite 255, Fishers, IN 46038
Magnolia Bank
8700 North Street, Suite 110, Fishers, IN 46038
Bright Star Mortgage
11043 Palatka Court, Indianapolis, IN 46236
MJW Mortgage
8465 Keystone Crossing #145, Indianapolis, IN 46240
Tevis Durbin
11650 Lantern Rd, Fishers, IN 46038
BaldMortgageGuy.com
790 City Center Dr, Carmel, IN 46032
First Option Mortgage
10475 Crosspoint Blvd Ste. 400, Indianapolis, IN 46256
Team Benedict
8200 Haverstick Road #255, Indianapolis, IN 46240
Paramount Investment Corporation
16095 Prosperity Dr. Suite 200, Noblesville, IN 46060
BDR Mortgage Capital
23 South 8th Street Suite 1500, Noblesville, IN 46060
Royal United Mortgage
7999 Knue Rd #300, Indianapolis, IN 46250

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What is the typical time frame for refinancing a mortgage in Fishers following the purchase of a home?

    The waiting period for refinancing a mortgage in Fishers varies by loan type:

    • Conventional loans: Rate-and-term refinancing is possible immediately, excluding the same lender within six months to protect their commission. Cash-out refinancing requires six months of waiting time.
    • FHA loans: Six payments are needed for rate-and-term refinancing. Cash-out refinancing requires a 12-month waiting time.
    • VA loans: Eligibility requires six payments or a 210-day minimum wait.
    • USDA loans: Eligibility can be obtained after 12 payments.
  • Can a borrower in Fishers with a single credit card late payment still qualify for a refinance loan?

    The majority of lenders are unlikely to grant approval to loan applicants in Fishers who have recorded a late payment on their credit card within the preceding 12 months. Nevertheless, if a loan applicant has incurred just one or two late payments in the last 12 months, there may be a potential opportunity for borrowers to be given leniency by lenders.

  • What is the typical duration to complete a refinance in Fishers after the appraisal process?

    Upon receipt of the appraisal report, the refinance mortgage closing in Fishers is typically finalized within approximately two weeks. However, due to potential disruptions caused by external entities, it's difficult to precisely determine the exact timeline for the refinance process after the appraisal. The lender can provide guidance on estimating the duration of the process.

  • How long is the validity of appraisal for VA refinance loans in Fishers?

    The validity of the appraisal utilized for VA refinance loans in Fishers is limited to a maximum of six months or 180 days from the appraisal's completion date. It's important to note that a VA home appraisal cannot be reused once the loan has been finalized. In the event that an appraisal is required for a VA loan, the lender may order a new one.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.