Best Mortgage Refinance Companies in Carmel, IN

Capital Mortgage Solutions handles the needs of homeowners and self-employed individuals in Carmel and the nearby communities. The company offers customers different types of home loans, including home refinance and purchase loans for various types of properties, such as single-family homes, multi-family properties, townhouses, and condominiums. Its team of mortgage professionals and loan processors handles FHA, USDA, VA, and jumbo loan program options. The loan process usually involves loan applications, processing, and signing of final loan documents.

CrownMark Mortgage caters to clients across Carmel. The company assists homeowners working to fulfill various financial goals—including reduced monthly payments or shortened program terms—through the process of refinancing their mortgages. It also has experience handling cash-out refinance programs, helping borrowers in funding their home renovation projects. The company guides other clients like aspiring homeowners on the loan application process and provides solutions like VA and FHA mortgages. One of its team members, Jane Northerner-Slack, has been in the industry for over 10 years.

Since its founding in 2018, Brokered Rate has been assisting clients in their homeownership journey in Carmel and the surrounding areas. It offers mortgage refinance programs that allow clients to take out cash from equity or lower monthly payments. It also offers conventional, VA, and FHA loans for customers looking to buy single-family and multi-family homes as primary, secondary, or investment properties. Owner Eric Covington was awarded the National Fastest Speed to Close of any Brokerage in 2019 by United Wholesale Mortgage.

Bright Star Mortgage caters to clients in the Carmel metro and the surrounding areas. It works with homeowners looking to switch from an ARM to FRM, decrease their interest rates, and reduce their loan terms by offering mortgage refinancing options. Also included in its line of loan programs are construction, home equity, jumbo, FHA, VA, and reverse mortgages. Bright Star Mortgage guides the borrowers through the process, including pre-qualification, loan application and estimation, underwriting, closing, and summation.

Powell Home Mortgage is a full-service brokerage that serves prospective refinancers in Carmel. Its fixed- and adjustable-rate mortgage options provide applicants with flexibility for interest rates and monthly settlements in line with their income situations and long-term paying capabilities. Its staff organizes comprehensive evaluations of its clients' employment status, credit histories, and overall assets to help determine their qualifications for specific programs. The firm is led by David Powell, who developed his knowledge of mortgage-related options over the course of over 15 years.

Rick Ripma serves residents of Carmel and the surrounding areas who seek various refinancing and loan products. He operates under the Advisors Mortgage Group and has programs fit for buyers on their first homes and those whose existing obligations need restructuring into less burdensome forms. Reverse loans are available for the elderly, as well as renovation-centric choices. Rick Ripma has been active in the real estate lending sector for more than two decades.

Diamond Mortgage, LLC, has been serving Carmel clients since 1996. The company has experience assisting homeowners in refinancing their mortgages, addressing their concerns on matters like title insurance. It deals with clients looking to obtain cash out of their home equity to fund property improvement projects. The company also offers hybrid loans—a solution that combines the characteristics of a fixed-rate mortgage with an adjustable-rate loan—for aspiring homeowners. Mike Heck, one of its team members, previously worked under the financial services firm Household International.

Primetime Home Loans caters to homebuyers in and around Carmel who seek refinancing and loan solutions. Refinancing is available and includes cash-out and streamlined products under the FHA. The company has a variety of products, ranging from conventional options for individuals with decent credit ratings to jumbo options fit for the purchase of high-value assets. Primetime Home Loans uses the Loanify App to connect clients directly to a Realtor or loan officer.

BDR Mortgage Capital works with Carmel residents who want to purchase various types of investment properties. Its team helps families and individuals achieve their dream homeownership through its refinancing assistance. The company guides borrowers in creating strategies that can consolidate debts, change loan terms, and lower interest rates and monthly payments. It also provides a selection of mortgage programs, such as jumbo, VA, FHA, and USDA loans. Principal manager Brian Reno is a certified mortgage planning specialist who brings over three decades of industry experience.

Since 1996, GVC Mortgage has been assisting individuals and families around Carmel in saving money and meeting other financial objectives by refinancing their loans. It offers mortgage options and processes adapted to the needs of homeowners, including lower interest rates, shorter loan periods, cash out of property equity, and debt consolidation. It also offers several loan types, such as FHA, USDA, VA, conventional, and jumbo. GVC Mortgage is a member of Lenders One and the Community Mortgage Lenders of America.

First Option Mortgage Indianapolis serves individuals across Carmel and the surrounding areas. Its team guides homeowners in taking cash from their home's equity and lowering their rates by helping them refinance their current mortgage loans. It also caters to first-time home buyers wishing to apply for mortgage loans that suit their financial needs and goals. First Option Mortgage has branches in Carmel, Zionsville, Fishers, Lafayette, and Westfield. Its area president, Jarad Vinup, has been working in the mortgage industry since 2004.

Midwest Bankers Mortgage Services, Inc., guides Carmel residents in their loan endeavors. It designs refinancing solutions for borrowers looking to cash out or get a better term and rate. It delivers a variety of refinancing options such as HARP, VA cashout, FHA streamline, and jumbo, conventional, and USDA streamline programs. The company was the recipient of United Wholesale Mortgage's 2021 Top Broker in Indiana award. Additionally, it supports the community programs of the Westfield Chamber of Commerce.

AnnieMac Home Mortgage offers VA, FHA, USDA, and conventional loans that suit the financial goals of Carmel-based individuals and families. It is led by area manager Travis Cartmel, who developed his expertise in finance-related matters during his previous tenures under Merrill Lynch and Hilliard Lyons. Cartmel and his fellow mortgage consultants help clients determine their qualifications for specific programs based on their income capabilities and credit histories. They also provide homebuyers and refinancers with regular reports concerning changes in local interest rates and property values.