Best Mortgage Refinance Companies in Rockford, IL

Source 1 Mortgage helps Rockford residents looking to buy, sell, refinance, build, or invest in a residential property. Its refinance products help in reducing rates and payments, changing term lengths, or cashing out of home equity. In addition, it assists current and prospective homeowners in availing loans from the FHA, VA, and USDA or applying for fixed mortgages with 15- and 30-year terms. Source 1 Mortgage has more than two decades of experience in the industry.

Two Roads Lending is an independent mortgage firm that offers refinancing services to residents in Rockford. Its team of loan officers guides clients in obtaining lower interest rates, shortening their loan term, moving from an adjustable mortgage rate to a fixed rate, and eliminating private mortgage insurance. By creating tailor-fitted financing programs, the firm has been able to cater to first-time homebuyers, multiple property buyers, and investment property clients. Owner and manager, Ken Webster, has over 15 years of experience working in the mortgage industry.

Don Elbert serves the mortgage needs of families and individuals in Rockford and nearby metros. He works at Peace Mortgage Inc., helping clients who want to refinance loans to acquire their dream residential spaces. He works with customers to develop strategies for lowering interest rates and monthly payments. The professional also caters to first- and second-time buyers, as well as investors who need financing solutions to maximize their ROIs. Elbert conducts email and phone consultations.

Mortgage Capital Group, Inc. serves clients in and around Rockford. It provides refinancing plans to customers who want to lower their monthly payments and interest rates or shorten their loan terms. Eligible borrowers may also choose to cash out money from their home equity to consolidate debts or pay for home improvements. Other mortgage programs include FHA, VA, USDA, and conventional loans. The company works to meet the unique needs of each client through a relationship-based approach.

LifeStone Mortgage Corporation provides for Rockford’s refinancing needs. Its ultimate purpose is to establish long-term relationships with clients and make refinancing easier for them by using its industry expertise and tools, such as refinance analyses. It guides clients in selecting the right loan for them and offers fixed-rate, jumbo, conforming, and super-jumbo loans, as well as adjustable-rate mortgages. The company also handles USDA, VA, and FHA loans. It employs senior mortgage advisors who have over 15 years of industry experience.

Direct Mortgage Corporation is a local mortgage broker catering to residents of Rockford and surrounding areas. Its team helps property owners refinance their mortgages to lower interest rates and payments or tap into equity. The company also has loan options for clients looking to purchase a new home or additional real estate for residential or investment purposes. Direct Mortgage Corporation was founded in 1996 and is staffed with mortgage experts who have over three decades of industry experience.

Barclay Butler Financial Incorporated serves clients in the Rockford metro and the neighboring areas. It provides mortgage refinancing services and aids clients in obtaining low-interest rates, lowering monthly payments, consolidating debts, and borrowing against the equity in their homes. It also helps clients purchase their dream homes by providing FHA loans. For clients seeking other options, commercial and jumbo loans are offered. The company works with more than 50 investors and lends residential mortgages to clients in Illinois and Florida.

Quantum Mortgage Group is a Rockford-based mortgage brokerage serving the metro and nearby areas. It helps borrowers prequalify for loans, purchase new homes, and refinance existing mortgages. Its team of advisors crafts personalized loan strategies that accommodate differing financial situations and property purposes, from residential homes to vacation houses, for investment or renovation. Quantum Mortgage Group combines technology and customer service to deliver a convenient client experience, with 24/7 online applications, automated status updates, and other helpful tools.

Bryan Reed helps clients in Rockford with mortgage decisions. He helps to refinance homeowners in order for them to save money and get lower interest rates. He works closely with first-time and second-home buyers by answering their questions and explaining the processes in order to get their mortgage approved. Additionally, the agent assists investment buyers in buying real estate to maximize ROI and secure low-rate financing. Bryan helps his clients navigate through the entire process by helping them find the right program and keeping them informed.

American Home Enterprises is a mortgage brokerage firm serving clients in Rockford. The company enables homeowners to consolidate debt, reduce monthly payments, and lower interest rates through mortgage refinance. Its independent brokers work with clients in determining the best refinance option for their financial needs. Some of its refinance programs include cash-out or cashback, lower fixed-rate, shorter-term, and longer-term loans. Monica Bueno, the company's founder, brings over 18 years of experience in the real estate and mortgage industry. Originally from Ecuador, she caters to both English- and Spanish-speaking communities.

Get Approved Mortgage, Inc. is a Rockford-based company. The brokerage provides home loan refinancing, whether the goal is to shorten the term of a loan, lower the interest rate and monthly payment, consolidate multiple mortgages, or free up home equity. Customers are educated about their options, which include conventional, 203K, FHA, USDA, and VA streamline refinance loans. Get Approved Mortgage, which was founded in 2016, also serves residents of the states of Indiana, New Jersey, Michigan, and Washington.

Al Frederick has been dealing with clients throughout the Rockford metro for over five years. As a branch manager at First Centennial Mortgage, Frederick works with homeowners looking to refinance their goals. He runs a website that contains a mortgage calculator to help individuals visualize their financial decisions. He also offers a range of loan programs, from fixed-rate and adjustable-rate mortgages to FHA and VA loans, for aspiring homeowners. Frederick has more than two decades of experience in the industry.

Al Martinez is a mortgage broker who has been serving customers in the Rockford metro for over 25 years. He helps clients with the mortgage refinancing process to reduce interest rates or switch from adjustable to fixed-rate loans. He handles various loan types, such as jumbo, VA, FHA, 203k, and USDA. He offers Lock & Shop program, which enables borrowers to lock in the current interest rate for up to 120 days. Martinez is part of the C & R Mortgage.