Best Mortgage Refinance Companies in Naperville, IL

Cardinal Financial Company Limited Partnership provides mortgage refinancing options to clients in Naperville and nearby areas. Its home refinancing programs include conforming loans, fixed- and adjustable-rate mortgages, and USDA, VA, and FHA loans. It also offers 15- and 30-year fixed mortgages and jumbo loans. Its senior loan officers are experienced in guiding clients through the refinancing process, which includes completing the home refinance analysis request, comparing loan programs, and choosing the right mortgage for their needs.

Brian Sewell is a branch manager at Cherry Creek Mortgage and delivers refinancing options to residents in Naperville and the neighboring communities. He and his team assist clients in re-qualifying for a new home mortgage or switching from an FHA loan to a conventional one. They guide in every step of the refinancing process, starting from need assessment and financial planning to application and closing. Sewell has been featured in the Forbes October/November 2022 issue.

Home Mortgage Solutions is an independently owned and operated brokerage that serves individuals and families in and around Naperville. It offers mortgage refinancing programs, which help lower clients' monthly rates or drop Private Mortgage Insurance. The company also assists clients with switching from an adjustable-rate mortgage to a fixed-rate mortgage. In addition, it provides home purchase loans such as conventional and FHA loans. Home Mortgage Solutions has been in business for more than two decades.

Shamrock Home Mortgage is a lending specialist catering to people in Naperville. It helps clients secure financing for home purchases, refinancing, FHA, VA, fixed-rate, and adjustable-rate loans. Its lending officer Ryan Carrigan began a career in investment banking after obtaining his degree in finance. Ryan manages the entirety of the loan process and seeks the lowest available interest rates. He and his team focus on details that usually stress borrowers when working with large mortgage lenders.

Fortune Mortgage Company serves clients throughout Naperville and neighboring areas. One of its services is mortgage refinancing, with its team offering full guidance to individuals interested in exchanging their current mortgage for a new one to benefit from reduced interest rates, consolidating debts, or cashing out. The company additionally offers various loan program options, such as FHA, Fannie Mae, jumbo, adjustable-, and fixed-rate loans. Fortune Mortgage Company has been in operation since 1991 and also maintains an office in Oregon.

Carin Buchanan is a NMLS-certified consultant working with loanDepot. She has been in the industry for over 28 years and with loanDepot for over five years. She has guided first-time and seasoned homebuyers in Naperville and the surrounding communities through the process of loan application and refinancing. She assists clients with ARM loans and fixed-rate mortgages. Through loanDepot, Cari also offers special loan programs for active military servants and veterans. In addition, she works with real estate brokers and agents.

Compass Mortgage Berwyn provides services to clients in Naperville and the surrounding areas. It serves individuals wishing to apply for a conventional refinance loan to help lower their interest rates, pay interest debts, use equity to borrow cash, and eliminate mortgage insurance. It also caters to clients wanting to use loan products, such as VA, FHA, and conventional, to purchase new homes. The company has other branches in different states, including Florida, Arizona, Colorado, Indiana, Washington, and South Carolina.

Trey McClure offers mortgage and refinancing options to house purchasers in Naperville. He has government-backed FHA and VA loans available. Cash-out refinancing options are on hand to reduce the burden of current debts. The mortgage professional also offers selections fit for real estate investors and agricultural property buyers. Trey McClure has offices in Lockport and Aurora and focuses on simplifying the bureaucratic and documentary processes of lending transactions. The agent operates under Parlay Mortgage and Property, Inc.

The Frio Team serves clients across the Naperville metro and the surrounding areas. It aims to help individuals lower their interest rates, take cash out for home improvement, reduce monthly payments, and change rates and terms through mortgage refinancing services. It also caters to clients who wish to purchase residential properties, such as single- and multifamily homes, condominium units, townhouses, and manufactured homes, using mortgage loan programs. The agency partners with the Allied First Bank.

Dale Noble offers financing solutions to first-time homebuyers and those looking to refinance their mortgages. The refinancing options he provides include conventional, VA, FHA, and USDA-guaranteed loans. In addition, he assists clients with mortgages intended for property renovations through the standard 203(k) program. Noble is the Naperville branch manager of The Money Store, a mortgage banking company that has been in business for over 40 years. It supports equal housing opportunity and is a member of the Mortgage Bankers Association.

CIBM Mortgage, a division of CIBM Bank, assists Naperville clients, particularly homeowners, in replacing their mortgage loans with new ones in order to lower interest rates, reduce monthly payments, or consolidate debts. Its employees are well-versed in mortgage refinancing options such as cash-out and rate-and-term. They also educate clients on different loan types, including FHA, VA, Jumbo, USDA, and conventional, to help them make informed decisions. In addition, clients can be confident that CIBM Mortgage is an FDIC-insured equal housing lender.

Michael P. Doerr is a broker and loan officer working with Nexa Mortgage to serve clients in and around Naperville. He handles a wide array of loan programs for the purchase, refinance, renovation, and construction of properties. From more common loans such as FHA, VA, and USDA to more specialized options for doctors, professionals, and those with vacant land. Michael cultivates relationships with his clients by leveraging his 20 years of experience to deliver professional service and create lasting impressions.