Best Mortgage Refinance Companies in Evanston, IL

Dimension Mortgage Corp. helps borrowers overcome roadblocks when purchasing a new home or refinancing an outstanding mortgage in Evanston and neighboring areas. Its team of loan officers assists clients who want to reduce monthly payments or take out cash from their home's equity by guiding them to choose the right mortgage refinance program. The loan options they offer include conventional, jumbo, FHA, VA, USDA, and HARP. They guide clients every step of the way from pre-approval to closing.

Liberty Mortgage, based in Hillside, caters to clients in Evanston and the surrounding neighborhoods. It provides a wide selection of residential loan programs for those refinancing their mortgages or purchasing a new property. It offers HARP, HomeStyle Renovation, FHA 203k, reverse, and nonconforming loan products. The company also assists homebuyers looking for a property for sale by giving them access to the Multiple Listing Service. Additional services offered by its team include financial planning, tax preparation, and accounting.

Evelyn The Mortgage Lady caters to clients across Evanston. Owner Evelyn Hernandez Camacho assists homeowners to refinance their existing mortgage loans to meet their financial goals. She also specializes in handling the mortgage needs of individuals with credit scores of over 580 or clients who have been out of bankruptcy for more than two years. She offers them various mortgage loan types, including VA, FHA, USDA, DACA, and conventional. Evelyn has been in the industry for over 15 years.

The Schaff Group caters to clients throughout Evanston and its surrounding cities. It offers loan programs for existing homeowners and new homebuyers. It provides fixed-rate, adjustable-rate, conforming, jumbo and super jumbo, and FHA, USDA, and VA loans. Its team assists clients throughout the refinancing process and guides them in selecting the loan program that will suit their goals and needs. It performs a refinance analysis for each client and recommends a loan option based on their situation.

Starlight Home Mortgage aims to help Evanston residents overcome roadblocks that arise while securing loans. To achieve its goal, it provides clients with individual attention, carrying a wide range of products to meet their specific needs. The company provides home loan programs that offer low-interest rates and closing costs, such as investment, primary residence, and refinance with cash-out options. Starlight Home Mortgage enables customers to submit their online applications securely through its website to pre-qualify for loans.

United Home Loans is a mortgage lending company that provides financing options to the citizens of Evanston. The company provides a variety of mortgage alternatives, including jumbo, FHA, VA, 30-year, and 15-year fixed, adjustable-rate, and three percent down mortgages. Additionally, its team provides refinancing options like ARM-to-fixed refinance, renovation bridge, and doctor loan programs. United Home Loans consists of more than 30 mortgage bankers that have an average of 10 years in the industry.

Smooth Mortgage Company has been serving clients in Evanston and nearby areas since 2020. It offers mortgage refinancing options to individuals looking to lower their monthly payments and interest rates and those who wish to fund existing loans for home renovations. There are also purchasing loan programs available for real estate investors and first-time homebuyers. To gain a thorough understanding of borrowers' financial situations, the firm offers tax preparation and personal and business accounting services.

Reno Done Right by Christine DePaepe serves clients across Evanston. The company guides homeowners looking to refinance their loans. It has experience changing the terms of Fannie Mae and FHA loans, helping borrowers in funding their home renovation projects. The company also offers jumbo loans for clients seeking to acquire investment properties like condotels. Its namesake, Christine DePaepe, is a senior loan officer that works with the firm Guaranteed Rate. She holds an MBA in finance.

David Koch is a senior loan originator who serves Evanston residents and those from nearby areas. He leads a team that helps outstanding borrowers refinance to a different program and obtain cash-outs, lower interest rates, and shorter or longer terms. He offers mortgage programs locked at 15-year or 30-year periods as well as adjustable-rate, jumbo, FHA, and VA loans. Additionally, he helps clients compare purchase mortgages sourced from various lenders. Koch works under UMortgage, an independent broker company.

Prime Rate Mortgage refinances current loans and delivers new programs for house buyers in Evanston. Its lending options include conventional loans and FHA products. Fixed-rate programs are available with 20-year terms, and adjustable-rate choices are on hand for individuals who plan to flip their assets in the short term. The company has a blog that educates its readers on topics such as LTV ratios and credit scores. Prime Rate Mortgage also offers access to status updates 24/7.

1st Eagle Mortgage, Inc. assists clients in Evanston with their home refinancing concerns. Its fresh start loans help individuals purchase houses after bankruptcy filing, short sales, and foreclosures. It offers a wide variety of programs that suit different needs and clients, such as loans for investors, self-employed entrepreneurs, people with no tax returns, and those undertaking construction projects. 1st Eagle Mortgage works with more than 15 different lenders and is licensed in Illinois and Florida.

Lending Leaf Co. serves the communities in and around the Evanston metro. The Countryside-based company offers mortgage refinancing solutions that aid its clients in meeting their financial needs. These loan programs such as include USDA Rural Home, FHA, VA, conventional, and jumbo mortgages. There are also refinancing options such as cashout, rate and term refinance, and investment properties. Lending Leaf is an independently owned, domestic, and centralized company which allows it to constantly monitor and improve the quality of its services.

Team Joanna Pranica deals with clients throughout Evanston. It works with homeowners seeking to refinance their mortgages. It modifies the terms of USDA and VA loans to help borrowers reduce their interest rates or lower their monthly payments. Its team also provides the FHA 203(k) loan, a way for clients to finance a property's acquisition and renovation. Joanna Pranica, the company's namesake, has more than 24 years of experience in the industry. She holds a degree in accounting.

A 2 Z Mortgage Solutions helps customers in Evanston purchase the homes of their dreams. The firm assists clients who want to refinance their current mortgages, regardless of whether their property is a single-family, multi-family, condominium, townhouse, or manufactured home. It provides a variety of mortgage rate choices, including graded payments, interest-only, adjustable-rate, and fixed-rate. Its loan programs include FHA, VA, USDA, and Jumbo loans. The NMLS-certified agency also handles full-document and no-document purchases.