Best Mortgage Refinance Companies in Cicero, IL

Elite Rate is a boutique mortgage brokerage serving people in the Cicero area and nearby towns. It assists homeowners in decreasing their monthly mortgage payments or consolidating their debts through refinancing. The company carefully guides clients throughout the process and helps them confidently select suitable loans for themselves and their families. The method includes pre-qualification, application, loan estimation, underwriting, and closing disclosure. Some of Elite Rate's mortgage loan programs are conventional, FHA, VA, and non-QM.

iLoan caters to clients needing assistance in resolving their mortgage matters for their properties in Cicero and the surrounding areas. It handles refinancing services to help individuals and families reduce their monthly payments, change their loan rates, consolidate their debts, and obtain cash from their equity. It offers advice to clients who wish to apply for loan programs suitable for their home needs and financial goals. The company received praise from its previous clients for providing accessible communication.

United Home Loans is a Westchester-based business that caters to clients throughout Cicero. It guides homeowners through the cash-out refinancing process to help them consolidate their debts. The company also assists homeowners in switching from an adjustable-rate mortgage to a fixed-rate program to obtain lower interest rates. It deals with other individuals—including doctors and military veterans—and offers FHA and VA loan programs. The company has been in business since 2002. Mike Dulla, its president, serves as a member of the Illinois Association of Mortgage Bankers.

The Schaff Group is a mortgage refinancing services provider for Cicero-based clients. Loan products available for refinancing include conforming, FHA, VA, USDA, jumbo, and super jumbo loans. Rates can be changed from fixed to ARMs or vice versa. Loan durations between 30 and five years are also subject to updates. The Schaff Group handles business development and strategy, as well as full capture lifecycle support. It is a military home specialist certified by the non-profit organization Boots Across America.

Network Mortgage provides customized loan programs that suit the needs of Cicero homebuyers. It refinances existing loans to assist borrowers seeking to consolidate two mortgages, convert to a fixed-rate option, reduce interest rates and monthly costs, or cash out. The company offers commercial, conventional, FHA, HELOC, jumbo, and VA options. Certified mortgage planner Juan F. Lopez utilizes over 20 years of experience working for brokerage firms and financial institutions to help clients obtain financing. He has earned the National Association of Mortgage Brokers’ Lending Integrity Seal of Approval.

Guaranteed Financial caters to clients in Cicero who seek refinancing and loan options. The crew examines current debts and replaces these with newer, less burdensome alternatives. Cash-out and traditional solutions are available. The company also has loans aimed at home renovators and buyers who are upgrading from their first or subsequent houses. These products include those backed by the government and conventional options. Guaranteed Financial was established in 2004, and each of its senior managers has been in the lending sector for over 12 years.

Heather McRae is a senior loan officer working under Chicago Financial Services, Inc. who assists Cicero homeowners with purchase loans and mortgage refinancing. McRae works with clients to find the best solution for them, whether it's to restructure and consolidate debts, fund major renovations, or get cash from equity. She also has special home loan programs for those who work in the education and healthcare sectors. McRae has been in the real estate and financial industry since 2001.

Command Financial Group is a mortgage broker that renders a variety of lending options to property owners and buyers in the Cicero metro. The business provides loans and mortgages through FHA, VA, USDA, reverse, conventional, and self-employed lending programs. Additionally, its team offers borrowings for foreign nationals, homes for cannabis workers, remodeling, new construction, investment property, and home equity lines of credit. Financing for mixed-use projects and fix and flips are other options. Command Financial Group is a veteran-owned and veteran-operated small business.

National Home Mortgage provides services to clients in Cicero and the neighboring areas. It handles mortgage refinancing services for clients owning townhouses, multi-family units, single-family homes, and condos who wish to lower or reduce their monthly loan payments and terms. It also guides individuals in taking out cash from their home's equity for their home improvement needs. The company carries various mortgage rate options suitable for clients needs, such as interest-only, adjustable, and fixed. National Home Mortgage has been in the industry for over 25 years.

Cypress Mortgage is a Chicago-based business that works with people throughout Cicero, advising homeowners throughout the process of refinancing their loans. It helps them switch from an adjustable-rate mortgage to a fixed-rate program and from a long-term mortgage to a shorter-term loan. It also guides aspiring homeowners on their loan options, including programs insured or guaranteed by government agencies like VA, FHA, and USDA. The company runs a website to educate clients on the process of improving their credit scores.

Mortgage Resource Group is an independent brokerage firm that addresses the refinancing concerns of its clients in Cicero and the nearby areas. The company assists in reducing its clients' monthly payments by removing insurance from their loans. It also provides loans for first-time buyers of different properties, including condominiums and apartment buildings. Mortgage Resource Group has been in the home lending industry for more than 30 years and is also licensed to operate in Tennessee and Florida.