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Best Mortgage Refinance Companies in Savannah, GA

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Savannah Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



3Top Picks

Learn about our selection process.


featured provider = Featured Provider

2591 US Hwy. 17, Suite 104, Richmond Hill, GA 31324
WebsiteLicense: 525089 Rating

Review Sources

5.0 (32)
5.0 (31)

Why choose this provider?

Jessica Ochoa is a loan officer assisting borrowers who are seeking refinancing options in Savannah. The agent is committed to providing refinancing services to individuals and families in obtaining their dream investment properties. Together with Fairway Independent Mortgage Incorporation, she helps restructure existing loans through term and interest rate adjustments, debt consolidation, and home equity cash-out. This loan officer has been dedicated to assisting clients in acquiring their residential spaces by providing refinancing solutions for over 16 years.

  • Reverse Mortgages

613 Towne Park Dr W #104, Rincon, GA 31326
WebsiteLicense: 144259 Rating

Review Sources

5.0 (151)
4.4 (24)
5.0 (1)

Why choose this provider?

Savannah River Mortgage is a local brokerage established in 2003. It offers refinancing and home purchase lending options, helping individuals and families in Savannah achieve their homeownership and financial goals. As a boutique mortgage firm, it leverages the opportunity to provide personal attention to clients. The team received commendations from a first-time homebuyer for taking the time to explain the process. Its loan officers handle FHA, VA, USDA, and conventional loans and use an online document signing system to make transactions faster.

  • Commercial Loans

100 Bull Street Suite 200, Savannah, GA 31401
WebsiteLicense: 884138 Rating

Why choose this provider?

Chuck Feagain is a senior loan advisor with Flagstar Bank who serves individuals and families in Savannah and the surrounding areas. He helps clients obtain lower interest rates by refinancing their existing mortgages. He also offers cash-out refinancing and renovation loan programs. In addition, he assists with mortgages such as FHA, USDA, and VA loans. Chuck Feagain has been working in the mortgage industry for more than a decade. He has served as a board member of the Downtown Savannah Authority.

  • New Construction

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Jessica Ochoa
2591 US Hwy. 17, Suite 104, Richmond Hill, GA 31324
Savannah River Mortgage
613 Towne Park Dr W #104, Rincon, GA 31326
Chuck Feagain
100 Bull Street Suite 200, Savannah, GA 31401


  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • When does mortgage refinancing make good financial sense in Savannah?

    Mortgage refinancing would make good financial sense for a homeowner in Savannah if the prevailing market rate is at least two percentage points lower than their current mortgage interest rate. This is also a good option if they want to build equity in a shorter time by switching to refinancing that offers shorter payment terms. Another instance is when homeowners have an adjustable-rate mortgage and want to convert to a fixed-rate loan.

  • What are reverse mortgages in Savannah?

    Reverse mortgages are loans offered to homeowners aged 62 and above who have considerable equity in their houses in Savannah. The amount they receive will be matched with their equity so no regular loan payments are required. Once this amount has been used up, the homeowner would then have to move out or sell the home.

  • Why should a long-time homeowner in Savannah consider mortgage refinancing?

    Properties, such as houses, generally appreciate in value over time, and homeowners in Savannah who have been paying for their houses can make the most of this situation by considering mortgage refinancing. Doing so will allow them to pull the equity from their property and use this to fulfill higher-interest loans, switch to another lender, or take on a home improvement project.

  • What happens during a loan closing in Savannah?

    When a homeowner in Savannah chooses to refinance their mortgage, the loan undergoes closing to finalize the transaction, which involves a meeting between the homeowner/borrower, a lawyer, and sometimes the loan officer where the borrower signs the loan documents. These may include a deed to secure the debt and the repayment agreement. Any existing loans or liens on the property will also be paid off, usually by the attorney, and the funds will be disbursed to the borrower.

  • What are considered predatory lending practices in Savannah?

    Predatory lending practices involve abusive, deceptive, or unfair loan terms. In most cases, these loans impose high fees and interest rates on borrowers. In 2022, TitleMax, one of the biggest title lenders headquartered in Savannah, was fined $15 million after the Consumer Financial Protection Bureau found that the company intentionally evaded loan protection laws and charged illegal insurance fees to more than 17,000 of its clients.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.