Best Mortgage Refinance Companies in West Palm Beach, FL

Mortgage Biz of Florida has been catering to the needs of first-time residential and commercial property buyers in West Palm Beach and the nearby areas since 2016. The company focuses on various loan options, which include conventional, FHA, USDA, and jumbo loans. It also offers clients VA loans and commercial mortgage options for apartment complexes, office buildings, shopping centers, and industrial warehouses. Its mortgage broker, Dianne Taylor, has more than two decades of experience in the mortgage lending industry.

Eric Lieberman is a mortgage broker for Palm Beach First Financial and Mortgage Co. He helps clients in West Palm Beach who want to apply for a refinance program to adjust term length and rates or cash out from home equity. Some of the other mortgage products he offers are loans for first-time and seasoned homebuyers, investors, and seniors. Lieberman advises clients about the requirements, guides them through the entire process, and keeps them informed about their loan status.

Palm Beach Mortgage Group serves clients throughout West Palm Beach. It addresses homeowners' concerns regarding the refinancing process and helps them achieve goals like reduced interest rates or decreased monthly payments. The company verifies the client's income as part of its work process. It also provides loan programs insured or guaranteed by the FHA and VA for aspiring homeowners. One of the company's co-founders, Suzanne Downs, is the former Florida Association of Mortgage Brokers president. She has been in the industry since 1985.

Eddy Ramirez is a mortgage banker who supports the refinancing goals of residents in the West Palm Beach area. He assists loan borrowers in deciding when to refinance, choosing from different options, and navigating the application process. Through Foundation Mortgage Corporation, the agent delivers refinancing programs such as VA Streamline IRRRL, HARP, and reverse mortgages. Foundation Mortgage has been serving the community since 1998 and is a member of the MBA. Additionally, it is a USDA-approved lender.

New Florida Mortgage is a service provider that implements refinancing strategies for the community in West Palm Beach. Through multiple funding sources, the company provides private loans for owners of nonowner-occupied homes planning to refinance. In addition, its team assists owners of FHA or VA programs in applying for refinancing to get lower rates or secure reduced monthly payment amounts. New Florida Mortgage has been operating for over 26 years and has closed more than 1,264 loans to date.

America's Mortgage Solutions provides home loan refinance programs for West Palm Beach residents. Its mortgage professionals educate borrowers about the benefits of refinancing their home loans. They offer various mortgage products, including FHA, jumbo, foreign national, and first-time home buyer loans. The firm aspires to deliver customized mortgage solutions by matching loan programs with its clients' short- and long-term investment and financial goals. The owner of America's Mortgage Solutions, Christian Penner, started in the real estate lending industry in 1997.

My Liberty Loans helps families and individuals in West Palm Beach who want to refinance their mortgages. It is an independently owned mortgage brokerage firm that has been in the financial and banking services industry since 2003. It offers a wide variety of mortgage programs like VA, construction, commercial, and investment property loans. It also caters to self-employed borrowers. Referrals from financial advisors, Realtors, attorneys, and CPAs account for the majority of the company's business.

Ideal Lending LLC provides mortgage refinancing solutions for homeowners in West Palm Beach, Florida. It assists clients with cash-out refinance options, loan balance payoff strategies, and instant refinance solutions. Its services help borrowers manage equity, lower monthly payments, and shorten loan terms, potentially reducing interest costs and private mortgage insurance when applicable. Ideal Lending LLC guides clients throughout refinancing by providing relevant information and support to help them evaluate available options. With over 17 years of experience, the company emphasizes customer service and follows a structured lending process.

1st Mortgage Solution, Inc., assists borrowers in West Palm Beach in deciding what type of mortgage they need and finding a deal that matches their criteria. It offers mortgage refinancing to help clients reduce their interest rates and change the term of their mortgages. The broker also helps borrowers obtain loan programs, such as fixed-rate, adjustable-rate, and conforming loans. 1st Mortgage Solution shows how much it values the time of its borrowers by providing custom quotations and a simplified online loan application and approval process.

Prosperity Home Finance is an independent mortgage company that caters to West Palm Beach residents. Its team offers a variety of refinancing solutions to help homebuyers and investors acquire their dream properties. The agency works closely with clients to develop strategies on how they can reduce interest rates, lower monthly mortgage payments, and pay off debts. It also processes USDA, FHA, VA, conventional, and conforming loans. Owner Joe Cortez has been in the industry for over two decades.

SWAPAMORTGAGE originates residential and commercial loans for clients in and around West Palm Beach and Wellington. It has French-speaking staff who can work with Canadians and other foreign nationals who speak only or mostly French. The agency offers a variety of mortgage options, including jumbo, DSCR, VA, and FHA. It uses an online process that allows clients to submit their applications, pre-qualify for a loan, and get quotes promptly. SWAPAMORTGAGE is one of The Palm Beach Post's 2020 and 2021 Best of Palm Beach awardees.

Renaissance Home Loans helps West Palm Beach homeowners refinance their existing mortgages. The company offers a wide array of loan products for various purposes, including lowering the interest rate, reducing the loan term, and taking cash out of the property's equity. It conducts a refinance analysis to generate loan options that benefit the client's unique situation as well as loan comparisons to help them make an informed decision. Renaissance Home Loans also provides financing for purchases through FHA, VA, and Non-QM loans.