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Best Mortgage Refinance Companies in Tallahassee, FL

Our Recommended Top 9

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Tallahassee mortgage refinance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

98Reviewed

62Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

14497 N. Dale Mabry #150, Tallahassee, FL 33618
WebsiteLicense: 380601

Expertise.com Rating

Why choose this provider?

The Associates Home Loan of Florida, Inc., offers conforming and non-conforming programs in Tallahassee. Its lending professionals help clients find refinancing options, especially for those who have business debt, non-traditional income, or are foreign nationals. Additionally, they create customized solutions for low-size mortgage loans, ranging from $15,000 to $3 million, and for log cabins and manufactured homes. The company was established in 2001 and is a member of NAMB. It gives back by creating the Home Loan Adoption Grant to financially assist individuals looking to adopt.

4014 Gunn Hwy Suite 249, Tallahassee, FL 33618
WebsiteLicense: 1625543

Expertise.com Rating

Review Sources

Facebook
4.7 (39)
Google
4.5 (8)

Why choose this provider?

Trust Lending is a service provider that deploys refinancing strategies in the Tallahassee community. It delivers refinance programs such as conventional, VA, and FHA streamline loans and HARP. In addition, the company creates refinancing solutions for nationals of foreign origin, investors, borrowers with large cash, and commercial buyers. Its team implements industry best practices to secure mortgage products that fit the needs of clients. Trust Lending was founded in 2004 and supports the Florida Association of Mortgage Professionals.

  • New Construction
  • Reverse Mortgages

9050 Cypress Green Dr. Suite #403, Tallahassee, FL 32256
WebsiteLicense: 376205

Expertise.com Rating

Why choose this provider?

VA Mortgage Hub provides home financing solutions to servicemembers and veterans in Tallahassee. It helps clients apply for a refinance mortgage to fund their current loans as a way to consolidate debts, shorten loan terms, lower payments, or cash out equity. It offers two types of VA refinance programs, such as the VA streamline and the cash-out loan. Its specialists assess borrowers' individual situations, verify their loan eligibility, and spend time educating them about the programs available.

  • Reverse Mortgages

1934 Dellwood Dr, Tallahassee, FL 32303
WebsiteLicense: 39610

Expertise.com Rating

Review Sources

Facebook
5.0 (77)
Google
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

Bay Capital Mortgage Corp. assists clients in Tallahassee with refinancing residential mortgages for various reasons, including obtaining cash for retirement and lowering loan terms and interest rates. It sends out progress reports regularly so that clients are aware of their loan status. The mortgage banking firm's online platform allows clients to submit applications 24/7 and access mortgage tools. It also finances purchase loans, such as VA, FHA, and conventional loans. The company was named Best of 2020 Mortgage Lender by What'sUp? Magazine.

  • New Construction
  • Reverse Mortgages

1 West Las Olas Blvd., Tallahassee, FL 33301
WebsiteLicense: 860339

Expertise.com Rating

Review Sources

Facebook
5.0 (50)
Google
4.8 (46)

Why choose this provider?

M&M Private Lending Group is a residential and commercial broker serving all over Florida. Based on equity, it assists property owners in taking out a loan for refinancing or cash-out purposes. The company lends on an interest-only basis over 12, 24, or 36 months. While primarily handling mortgages for investment and rental properties like condos, warehouses, and offices, it also arranges loans for owner-occupied homes. M&M’s team has more than 31 years of collective experience in private money and real estate lending.

  • Reverse Mortgages

1334 Timberlane Road, Suite 15, Tallahassee, FL 32312
WebsiteLicense: 653604

Expertise.com Rating

Review Sources

Google
5.0 (29)
Facebook
5.0 (6)

Why choose this provider?

FHG Capital is a Tallahassee-based mortgage brokerage that serves the metro's residents who are looking to buy or refinance a home. It offers a hands-on approach that is attentive to clients' needs, supports them in understanding the mortgage process, and assists them in selecting the best loan. Among its most common loan programs include fixed and adjustable rate, FHA, jumbo, 203(k), homestyle renovation, USDA, and VA loans. FHG Capital is an equal housing lender that is led by Brent Campbell, a mortgage loan originator.

  • New Construction

9050 Cypress Glen Dr. Suite #403, Tallahassee, FL 32256
WebsiteLicense: 376205

Expertise.com Rating

Review Sources

Facebook
5.0 (10)

Why choose this provider?

FHA Mortgage Source offers FHA purchase and refinance loan assistance to clients in and around the Tallahassee metro. Its loan consultants assist clients through an array of refinancing options, including FHA rate/term refinance, cash-out FHA refinance, and FHA Streamline refinance. They also help clients interested with other types of loans, such as USDA Mortgage, conventional loans, or VA Home Loans. The firm extends its services to home buyers and owners in other states, including Tennessee, California, and Georgia.

  • New Construction

1552 E Fort King St, Tallahassee, FL 34471
WebsiteLicense: 2266578

Expertise.com Rating

Review Sources

Google
4.9 (46)

Why choose this provider?

Coast 2 Coast Lending is a firm that serves borrowers in Tallahassee and the surrounding areas. The agency provides mortgage refinance solutions that help clients lower their monthly payments and shorten the terms of their loans. In addition, the agency offers conventional, FHA, VA, reverse mortgages, and Florida construction loans. Its team works with first-time and veteran buyers who need financing for new homes or investment properties. The agency has 156 loan originators and has lent more than $10 billion over the past 14 years.

  • New Construction

2567 Capital Medical Blvd, Tallahassee, FL 32308
WebsiteLicense: 1698655

Expertise.com Rating

Review Sources

Google
5.0 (97)
Facebook
5.0 (30)
Yelp
5.0 (1)

Why choose this provider?

Synergy Mortgage Group provides home financing solutions to the people of Tallahassee. It works with borrowers seeking lower, fixed-rate mortgages, or shorter loan terms, helping them apply for refinancing programs. It also offers refinancing plans to those who wish to cash out their home equity or consolidate their debts. Mortgage programs for first-time homebuyers, like conventional, FHA, and VA loans, are available. Synergy Mortgage Group comprises mortgage loan originators and real estate agents affiliated with the Florida Association of Mortgage Brokers.

  • Reverse Mortgages

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
The Associates Home Loan of Florida, Inc.
14497 N. Dale Mabry #150, Tallahassee, FL 33618
Trust Lending
4014 Gunn Hwy Suite 249, Tallahassee, FL 33618
VA Mortgage Hub
9050 Cypress Green Dr. Suite #403, Tallahassee, FL 32256
Bay Capital Mortgage Corp.
1934 Dellwood Dr, Tallahassee, FL 32303
M&M Private Lending Group
1 West Las Olas Blvd., Tallahassee, FL 33301
FHG Capital
1334 Timberlane Road, Suite 15, Tallahassee, FL 32312
FHA Mortgage Source
9050 Cypress Glen Dr. Suite #403, Tallahassee, FL 32256
Coast 2 Coast Lending
1552 E Fort King St, Tallahassee, FL 34471
Synergy Mortgage Group
2567 Capital Medical Blvd, Tallahassee, FL 32308

Tallahassee, FL Mortgage Refinance FAQs

  • Can a Tallahassee resident refinance a VA loan to a conventional loan?

    A Tallahassee resident could refinance a VA loan to a conventional loan if they meet the required credit qualifications. The individual must have a minimum FICO score of 640 to be able to qualify for traditional loans or a refinance from most lenders. They must also calculate their debt-to-income ratio and have a percentage of 43% or lower.

  • Why do people in Tallahassee refinance their homes?

    People in Tallahassee often refinance their homes for a few reasons They may want to combine two mortgages into one or swap a high-interest fixed-rate mortgage for a lower one. They may also want to switch from an adjustable-rate mortgage to a fixed-rate one or move from an interest-only mortgage to start paying off the loan amount.

  • What are the FHA refinancing options available for Tallahassee residents?

    There are three separate FHA refinancing options for homeowners: FHA rate/term refinance, FHA cash-out refinance, and FHA Streamline Refinance. For borrowers who want a safe fixed-rate mortgage with FHA insurance, the FHA rate/term refinance program would be ideal, while homeowners who have seen an improvement in the value of their property since buying it can benefit from the FHA cash-out refinance. Lastly, the FHA Streamline Refinance loan is designed to require less paperwork and be performed quickly.

  • Is it beneficial to refinance a rental property in Tallahassee?

    Yes, refinancing a rental property in Tallahassee could be beneficial. Refinancing could result in a higher rate of steady income for rental property owners, but it could also backfire if they did not properly prepare for it. They should monitor mortgage interest rates for significant drops before refinancing. Owners may also do a cash-out refinance if they want to use the money to re-invest in additional properties.

  • What should a Tallahassee resident avoid when refinancing their home?

    Tallahassee residents should avoid refinancing their mortgage if they already have a lot of regular monthly payments and a bad credit score. Homeowners with unfinished remodeling projects may also want to refrain from refinancing because it could affect the value of their house. Those who are planning to refinance their homes should remember to consult their current mortgage lender because there is a good chance that they could get a better deal with fewer complications.