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Best Mortgage Refinance Companies in Spring Hill, FL

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Spring Hill Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

65Reviewed

44Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

450 S Orange Ave 3rd Floor Suite 379, Spring Hill, FL 32801
WebsiteLicense: 870878

Expertise.com Rating

Review Sources

Facebook
4.4 (7)

Why choose this provider?

Florida Home Funding is a mortgage brokerage firm that caters to the purchase and refinance needs of homebuyers in Spring Hill. It offers various mortgage refinance options that allow clients to take a cash-out, consolidate monthly payments, or lower interest rates. Conventional, jumbo, FHA, and VA loans are also available for first-time homebuyers. Owner Shahram Sondi, a Certified Mortgage Advisor, brings his 21 years of mortgage experience when guiding clients in selecting the suitable financing option for their needs.

  • New Construction
  • Reverse Mortgages

3087 Anderson Snow Rd, Spring Hill, FL 34609
WebsiteLicense: 395063

Expertise.com Rating

Review Sources

Google
5.0 (54)
Facebook
5.0 (40)

Why choose this provider?

Suarez Home & Finance Corp caters to house purchasers in and around Spring Hill who need loan or refinancing options. The crew replaces old mortgages with newer products with less burdensome terms and conditions of fulfillment. It has loan options that include fixed-term plans with fixed periods of 15 to 30 years, as well as reverse mortgages tailored to senior citizens. The company is owned by Chris Suarez, who has been in the lending industry since 2004.

  • New Construction

1527 N Dale Mabry Hwy Suite 101, Lutz, FL 33548
WebsiteLicense: 1574368

Expertise.com Rating

Review Sources

Google
5.0 (47)
Facebook
5.0 (13)

Why choose this provider?

Anchor Bay Financial is a full-service brokerage that offers refinancing programs to clients within Spring Hill. Its staff processes FHA streamline and IRRRL loans that are canvassed and modified based on assessments of each applicant's total assets, outstanding debts, credit scores, and property values. It assists refinancers in meeting requirements and factors that lead to improved interest rates and cash-out opportunities for debt payments and home improvements. Its president, Tina Christman, is also the co-founder of a mortgage loan processing company.

  • Reverse Mortgages

Spring Hill, FL
WebsiteLicense: 1829067

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Curtis Adriance is a mortgage loan originator with Pioneer Mortgage Funding, Inc., who serves first-time home buyers and existing homeowners in Spring Hill and the surrounding areas. He provides various loan options for homeowners looking to pay off their existing mortgages with new loans. He has experience assessing the current financial situations of his clients, determining their short and long-term goals, and locating suitable home loans and rates. Curtis Adriance offers customers fixed-rate mortgages, FHA, VA, and jumbo loans.

  • New Construction
  • Reverse Mortgages

13789 Linden Dr, Spring Hill, FL 34609
WebsiteLicense: 856640

Expertise.com Rating

Review Sources

Facebook
4.6 (58)
Google
4.4 (21)
Yelp
5.0 (2)

Why choose this provider?

E Loans Mortgage Inc. serves locals in Spring Hill to seek refinancing and loan programs. The crew has cash-out and FHA streamline refinancing processes for debtors with excessively burdensome obligations. Reverse mortgages are on hand for the elderly members of the community. The team also offers veterans' loans, as well as products for property buyers with suboptimal credit situations. E Loans Mortgage employs a team with more than five decades of collective lending sector experience. Online tools are available to dispense initial information before consultation.

  • New Construction

1300 Hwy. 41 North, Suite H, Inverness, FL 34450
WebsiteLicense: 1619739

Expertise.com Rating

Review Sources

Google
5.0 (78)

Why choose this provider?

Citrus Mortgage Associates LLC serves individuals throughout Spring Hill and the neighboring areas. It offers to refinance clients' current mortgages to change their interest rates and terms that suit their financial goals and needs. It also guides individuals in purchasing homes using different loan options, such as FHA, USDA, VA, and conventional. Its team members are available to provide clients with adjustable-rate mortgage options. Citrus Mortgage Associates is open 24/7 to answer clients' mortgage inquiries.

  • New Construction
  • Reverse Mortgages

East Lake Woodlands, Oldsmar, FL 34677
WebsiteLicense: 139171

Expertise.com Rating

Review Sources

Google
4.3 (48)

Why choose this provider?

Executive Mortgage Services caters to the refinancing needs of people in Spring Hill and nearby areas. The company offers various refinancing programs to help clients lower their interest rates and monthly payments, pay off their debts, and get more savings. In addition, it has other loan products for different residential, commercial, and investment needs. These include rate-based mortgages, home equity loans, and SBA financing. Founder Andrew Kashella has more than 25 years of experience in the industry.

  • New Construction

Spring Hill, FL
WebsiteLicense: 2142845

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

Family First Mortgage USA is a Spring Hill-based company offering financing solutions to residents in every state with New Hampshire and New York as exceptions. It provides multiple loan programs such as jumbo, FHA, USDA-RD, conforming, and construction. It assists borrowers in obtaining the rates that meet their financial needs with the help of its processors, underwriters, and local appraisers. To prepare borrowers for the loan process, the mortgage company conducts virtual home buying seminars that talk about the costs, pricing, credit scores, and needed paperwork.

  • New Construction
  • Reverse Mortgages

8761 N 56th St, #16148, Temple Terrace, FL 33617
WebsiteLicense: 1975034

Expertise.com Rating

Review Sources

Google
5.0 (153)

Why choose this provider?

Fernencial Mortgage Lending of Florida is an independently owned company that serves residential and commercial clients in Spring Hill. It provides refinancing options for primary and vacation homes and investment and commercial properties. It offers different types of loan programs, including conventional, jumbo, FHA, non-QM, and VA. Other services include financial and business consulting and personal identity plans. Its managing principal, Kent Ferne, has been in the industry for over 14 years and is an active member of the FAMP, NAMB, and AIME.

  • New Construction

201 N. Franklin St. Ste 3440, Tampa, TX 33602
WebsiteLicense: 1522344

Expertise.com Rating

Review Sources

Google
4.4 (113)
Facebook
4.8 (70)

Why choose this provider?

LoanFlight has been serving clients throughout Spring Hill. The company guides homeowners through the refinancing process. It has experience dealing with owners of different types of properties, including condos, single-family homes, and townhouses. The company also provides mortgages guaranteed or insured by the VA and FHA for clients aiming to purchase homes. Paul Blaylock, its founder and CEO, participates as a board member for non-profit organizations like The Boys and Girls Clubs of Tampa Bay and Copperhead Charities.

  • New Construction
  • Reverse Mortgages

2174 Mariner Blvd, Spring Hill, FL 34609
WebsiteLicense: 227765

Expertise.com Rating

Review Sources

Google
5.0 (46)

Why choose this provider?

Celebrity Home Loans caters to residents of Spring Hill who seek various refinancing and mortgage services. The company refinances loans and replaces current debts with more manageable alternatives. Its team offers first-time buyer programs and home possible options. Government-backed plans for military veterans or individuals with low credit scores are also available. Celebrity Home Loans' operations are overseen by its branch and sales manager, Laurie Johnson. She has been in the lending industry since 2003.

  • New Construction
  • Reverse Mortgages

8622 N Himes Avenue, Tampa, FL 33614
WebsiteLicense: 185264

Expertise.com Rating

Review Sources

Facebook
5.0 (142)
Google
4.8 (71)

Why choose this provider?

Metroplex Mortgage Services caters to the home-refinancing needs of individuals and families in Spring Hill. It provides various loan options to help its clients get lower interest rates, pay off their debt, or maximize their savings. It offers other mortgage programs, such as conventional and government-backed loans, for first- or second-time homebuyers. Metroplex Mortgage Services has more than 20 years of experience in the home-lending industry and is a member of the Mortgage Bankers Association.

  • New Construction
  • Reverse Mortgages

3438 East Lake Rd Suite 13, Palm Harbor, FL 34685
WebsiteLicense: 347186

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

East Lake Lending, Inc. provides refinancing to help borrowers in Spring Hill lower their interest rates and change the duration of their existing mortgage loans. The brokerage offers various mortgage options, including conventional, construction, and reverse, as well as VA and FHA. Its owner, Gregory Fierce, has banking, management, and real estate lending experience. He has closed and insured more than 650 title transactions since 2000. East Lake Lending strives to deliver quality customer service based on integrity and attention to detail.

  • New Construction

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
The Mortgage Expert
450 S Orange Ave 3rd Floor Suite 379, Spring Hill, FL 32801
Suarez Home & Finance Corp
3087 Anderson Snow Rd, Spring Hill, FL 34609
Anchor Bay Financial
1527 N Dale Mabry Hwy Suite 101, Lutz, FL 33548
Curtis Adriance
E Loans Mortgage Inc
13789 Linden Dr, Spring Hill, FL 34609
Citrus Mortgage Associates LLC
1300 Hwy. 41 North, Suite H, Inverness, FL 34450
Executive Mortgage Services
East Lake Woodlands, Oldsmar, FL 34677
Family First Mortgage USA
Fernencial Mortgage Lending of Florida
8761 N 56th St, #16148, Temple Terrace, FL 33617
LoanFlight
201 N. Franklin St. Ste 3440, Tampa, TX 33602
Celebrity Home Loans
2174 Mariner Blvd, Spring Hill, FL 34609
Metroplex Mortgage Services
8622 N Himes Avenue, Tampa, FL 33614
East Lake Lending, Inc.
3438 East Lake Rd Suite 13, Palm Harbor, FL 34685

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What is the loan-to-value ratio in a Spring Hill refinance?

    In a mortgage refinance in Spring Hill, the loan-to-value ratio shows how much equity is in one’s home. Because equity is the difference between how much the home is worth and how much is still owed on it, the loan-to-value ratio is calculated by dividing one’s current loan amount by the home’s value.

  • What is the difference between a Spring Hill home equity loan and a line of credit?

    While home equity loans in Spring Hill are received as a one-time payout with a fixed interest rate, a home equity line of credit (HELOC) allows the borrower to draw funds as needed. One of the main advantages of the latter is its low introductory rates. Some lenders also offer interest-only HELOCs.

  • Can refinancing help with a Spring Hill divorce?

    Couples in Spring Hill who are divorcing should consider taking out a mortgage refinance, as it is a simple and efficient way to remove one spouse from the loan. Certain loans, such as the FHA loans, allow borrowers to refinance only to remove the other borrower. However, this might only work for couples that have already been separated, as the remaining borrower must prove that they’ve been handling the mortgage payments for the previous six months.

  • Can a spouse be removed from a Spring Hill VA loan?

    Divorcing couples in Spring Hill who have bought their homes through a VA loan may use VA streamline refinancing to remove the other spouse from the loan. However, the veteran will be the one allowed to remain on the loan. If the remaining spouse is not a veteran, they must refinance to a different type of loan.

  • Who can refinance to a reverse mortgage in Spring Hill?

    Those in Spring Hill who are aged 62 or older are qualified to refinance their traditional mortgage to a reverse mortgage or home equity conversion mortgage. This will allow them to eliminate their monthly mortgage payments and supplement income from the equity in their homes. They will also be able to protect their retirement portfolios in times of economic downturn.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.