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2024

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Best Mortgage Refinance Companies in Pompano Beach, FL

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Pompano Beach Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

67Reviewed

44Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

861 Yamato Rd, Suite 5, Boca Raton, FL 33431
WebsiteLicense: 2144524

Expertise.com Rating

Review Sources

Google
5.0 (33)

Why choose this provider?

Pathway Home Loans is a Boca Raton-based company that serves individuals and families in Pompano Beach and its surrounding communities. It provides mortgage refinancing solutions for clients seeking to lower their interest rates and monthly payments, revise their loan terms, or take cash out from their home's equity. Customers receive options after submitting a request for a home refinance analysis tailored to their specific needs and situations. The choices include fixed-rate mortgages, adjustable-rate mortgages, jumbo, FHA, VA, and USDA loans.

  • New Construction

22140 Primrose Way,, Boca Raton, FL 33433
WebsiteLicense: 1631405

Expertise.com Rating

Review Sources

Google
5.0 (36)

Why choose this provider?

MJS Financial LLC is a small mortgage brokerage firm that provides refinancing solutions to the Pompano Beach community. Its mortgage professionals advise borrowers planning to refinance their existing loans regarding options, such as flex-term and appraisal-less refinancing. They guide clients throughout the process, from pre-approval to underwriting and closing. The firm offers mortgage digital technology and a document-less application process. The family-owned business was established by Martin Jay Schandelson, who holds over 20 years of industry experience.

  • New Construction

1512 E Broward Blvd #204A, Fort Lauderdale, FL 33301
WebsiteLicense: 393326

Expertise.com Rating

Review Sources

Google
5.0 (23)
Facebook
5.0 (10)
Yelp
5.0 (4)

Why choose this provider?

Florida State Mortgage Group, Inc., offers residents in and around Pompano Beach a range of refinancing options. It assists homeowners who want to get cash from equity, lower their monthly payments, consolidate debts, or drop private mortgage insurance through refinancing loans. The company also offers VA, FHA, conventional, jumbo first-time homebuyers, self-employed, and condominium loans. The company was established in 2006 and has since provided customized mortgage solutions to residents, property owners, developers, and investors.

  • New Construction
  • Reverse Mortgages

5485 Wiles Road Suite 405, Coconut Creek, FL 33073
WebsiteLicense: 336081

Expertise.com Rating

Review Sources

Google
5.0 (24)
Facebook
5.0 (11)

Why choose this provider?

Capitol Lending Group serves clients in Pompano Beach who need mortgage and refinancing options. The group has products with fixed and adjustable rates and fit for the buyers of their first or second homes. HARP I and HARP II programs are available for the loan restructuring purposes of individuals who have difficulties obtaining traditional refinancing solutions. Founder Ryan Paton Joined the mortgage industry full-time in 2001 and opened the company in 2008. He co-founded Honor Flight South Florida which serves World War II veterans.

  • New Construction

1111 Lincoln Rd, Suite 633, Miami, FL 33139
WebsiteLicense: 1769869

Expertise.com Rating

Why choose this provider?

Yianni Garcia is a mortgage originator with NP, Inc., serving homeowners in Pompano Beach. With extensive product portfolios and quick closing timeframes, he offers homebuyers refinance solutions that will help reduce interest rates. He also provides assistance in fast closings to aid clients in standing out in competitive real estate markets. Yianni has held several executive positions in marketing and information technology at companies like Nationwide Mortgage Bankers, Lennar, and PwC.

  • New Construction
  • Reverse Mortgages

1130 S Powerline Rd #104, Deerfield Beach, FL 33442
WebsiteLicense: 1246268

Expertise.com Rating

Review Sources

Google
4.9 (311)

Why choose this provider?

Royal Mortgage USA has served over 2,500 policy buyers in Pompano Beach and nearby communities. The company provides jumbo, renovation 203 (k), reverse, conventional, and adjustable-and fixed-rate mortgages. Its loan officers assist clients and offer mortgage refinancing options, including switching from a 30-year loan to a 20-year loan. Founder and mortgage banker Lucio Santana has been active in the industry since 2014. Royal Mortgage USA offers VA, USDA, and FHA loan programs. It also caters to policyholders residing in Connecticut and New Hampshire.

  • New Construction
  • Reverse Mortgages

1451 W Cypress Creek Rd Suite 300, Fort Lauderdale, FL 33309
WebsiteLicense: 699252

Expertise.com Rating

Review Sources

Google
4.9 (24)

Why choose this provider?

Jay Robins is a broker who assists his clients in Pompano Beach and the surrounding areas with their mortgage-related concerns. He and his team assist their clients in purchasing a home through various loan options, such as a 15 or 30-year fixed mortgage. They also offer FHA loans for those who are looking for an alternative to traditional ones. Other products include reverse mortgage, HARP, VA, and jumbo loans. Jay has been in the mortgage lending industry for more than 23 years.

  • New Construction

5364 Osprey Street, Coconut Creek, FL 33073
WebsiteLicense: 1584549

Expertise.com Rating

Review Sources

Google
5.0 (37)
Facebook
5.0 (24)
Yelp
5.0 (3)

Why choose this provider?

Osprey Mortgage Lending caters to clients in and around Pompano Beach. Its specialists work with individuals who want to fund their existing loans by applying for a refinance program. They also help first-time homebuyers select from various lending options, such as FHA, VA, and USDA mortgages. Condominiums and single- or multi-family residences are some of the property types covered. To fulfill clients' specific needs, Osprey Mortgage Lending provides personalized services, as well as a variety of investment tools and mortgage choices.

  • New Construction
  • Reverse Mortgages

601 S Federal Hwy Suite 201, Boca Raton, FL 33432
WebsiteLicense: 395946

Expertise.com Rating

Review Sources

Facebook
4.9 (93)
Google
5.0 (4)

Why choose this provider?

Loan Genius caters to clients situated in Pompano Beach and the surrounding areas who need home purchase and refinance solutions. The company's mortgages are aimed at buyers of multi and single-family houses to be used for investment, vacation, or principal occupancy. FHA and USDA products are available. The team also refinances existing obligations to seek more manageable terms and conditions. Loan Genius has online calculators and forms to give customers preliminary information before speaking with an agent.

  • Reverse Mortgages

6245 N. Federal Hwy #422, Fort Lauderdale, FL 33008
WebsiteLicense: 1142419

Expertise.com Rating

Review Sources

Google
5.0 (61)
Yelp
5.0 (2)

Why choose this provider?

Mortgages R Us Inc. is a loan consultancy firm that serves residential clients in Pompano Beach. Its mortgage refinance services help owners of single-family homes, townhouses, and condominiums maximize their income through lower monthly payments and interest rates. Mortgages R Us works with multiple lenders to provide various loan types, including FHA and VA. It offers fixed-rate loans with 10-year to 30-year terms and adjustable-rate loans with monthly payments based on a 30-year repayment plan.

1750 N University Dr #201, Coral Springs, FL 33071
WebsiteLicense: 1390500

Expertise.com Rating

Review Sources

Google
5.0 (39)

Why choose this provider?

Nationwide Mortgage offers services to individuals in Pompano Beach. It provides mortgage refinancing solutions, assisting homeowners in finding a loan that matches their situations and goals. Its refinancing services help clients lower monthly payments, reduce their interest rates, and consolidate debt. The company also provides solutions to those who want to cash out the value of their property or refinance through the FHA streamline program. Nationwide Mortgage works with more than 100 different investors.

  • Reverse Mortgages

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Pathway Home Loans
861 Yamato Rd, Suite 5, Boca Raton, FL 33431
MJS Financial LLC
22140 Primrose Way,, Boca Raton, FL 33433
Florida State Mortgage Group, Inc.
1512 E Broward Blvd #204A, Fort Lauderdale, FL 33301
Capitol Lending Group
5485 Wiles Road Suite 405, Coconut Creek, FL 33073
Yianni Garcia
1111 Lincoln Rd, Suite 633, Miami, FL 33139
Royal Mortgage USA
1130 S Powerline Rd #104, Deerfield Beach, FL 33442
Jay Robins
1451 W Cypress Creek Rd Suite 300, Fort Lauderdale, FL 33309
Osprey Mortgage Lending
5364 Osprey Street, Coconut Creek, FL 33073
Loan Genius
601 S Federal Hwy Suite 201, Boca Raton, FL 33432
Mortgages R Us Inc.
6245 N. Federal Hwy #422, Fort Lauderdale, FL 33008
Nationwide Mortgage
1750 N University Dr #201, Coral Springs, FL 33071

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • Is it possible to stop paying private mortgage insurance in Pompano Beach?

    If the value of your home in Pompano Beach has increased, you may stop paying private mortgage insurance. Not paying PMI will help lower your monthly expenses. Once you get at least 20% equity, the PMI should end automatically. This is a good time to refinance your mortgage loans.

  • What factors should you consider when choosing a mortgage refinance loan in Pompano Beach?

    When choosing a mortgage refinance loan in Pompano Beach, you should consider how much home equity you have and how long you'll stay in your home. If you plan to stay in the property for a short period of time, it is not a good idea to consider refinancing. You must also assess your credit score, DTI, and LTV, as well as check if the closing costs are reasonable.

  • In Pompano Beach, is cash-out refinance a better option than financing with a credit card?

    For homeowners in Pompano Beach who need cash in hand, cash-out refinance is a better option than financing with a credit card. Families and individuals can get 80% of their home's value. In refinancing, they will pay lower interest rates, and they do not need to pay taxes for the money received from the loan. On the other hand, credit card refinancing has higher interest rates, may lead to more spending, and can damage your credit score.

  • Who are eligible for the Educator Mortgage Program in Pompano Beach?

    The Educator Mortgage Program is designed for teachers, professors, adjunct faculty members, coaches, secretaries, and school or district leaders in Pompano Beach. Through this program, they are allowed to take cash from a refinance loan. To qualify, they need to have less than a 620 credit score to purchase primary residences, investment properties, or vacation homes.

  • Can lenders finance the construction or renovation of apartments in Pompano Beach?

    Lenders can provide refinancing services for the construction or renovation of apartments in Pompano Beach. The cash from the refinance loan can be used to build amenities, such as rooftop pools with cabanas, cardio centers, wine lounges, spas, and gardens. Most lenders believe that they can obtain ROIs by financing these types of projects.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.