Best Mortgage Refinance Companies in Palm Coast, FL

Community Mortgage Solutions caters to clients in Palm Coast and the surrounding areas. It is a family-owned business that specializes in residential financing. It helps borrowers meet their mortgage refinancing needs by guiding them in choosing the loan program that fits their current situation. It also offers a variety of loan options to future homeowners, such as fixed-rate mortgages as well as VA, FHA, and jumbo loans. It has been providing home purchase and mortgage refinance programs since 2004.

TheFloridaMortgageCenter.com serves as the online portal for Steve Verrier the southern region representative. Although based in JAX, ANE Lending LLC serves borrowers the entire state of FL who want to borrow in Palm Coast and the surrounding locations who want to consolidate their debts, purchase homes, or refinance their current home loans. It provides a wide selection of loan programs based on clients' goals, including conventional, FHA, VA, and reverse mortgages. It also offers non-QM mortgage products to people whose loan goals fall outside of the agency guidelines. Steve Verrier, the company's mortgage loan originator, is a member of the Flagler County Association of Realtors. NMLS# 228111 and NMLS # 1999497

Pillar Mortgage, L.L.C., caters to clients in the Palm Coast area and the surrounding communities. It offers loan refinancing options to customers who want to take out some cash for home improvements, dream vacations, or children's education, reduce their monthly payments, and get a shorter-term loan. Its mortgage programs include conventional, jumbo, non-QM, FHA, USDA, and VA loans. The team at Pillar Mortgage brings more than 50 years of combined experience in the mortgage industry.

Biznal Mortgage serves both first-time home purchasers and residential property owners in Palm Coast with loans and refinancing. Its staff assists clients with the mortgage lending steps that include application, process, and closing. The company also offers an electronic mortgage calculator that provides various details, such as structure, amount, amortization paydown, total interest paid, and monthly payments, as well as the total dues. Biznal Mortgage focuses on personalized service and strives to close loans within 20 days or less.

Smart Home Loans is a full-service brokerage firm catering to residential and commercial customers of the Palm Coast community. The company assists mortgage borrowers in realizing their homeownership goals of getting new lower monthly payments by providing refinancing programs. Its professionals design and implement refinancing strategies such as removal of the appraisal process and arrangement of flexible term options. Smart Home Loans has been in business since 2018 and has completed over 1,872 refinancing transactions.

Kessler Home Loans is a full-service mortgage brokerage firm that serves clients in Palm Coast. It offers mortgage refinancing options, including VA and FHA loans, for borrowers who aim to purchase condominiums, single-family and multi-family homes, townhouses, and investment properties. The firm provides fixed-rate, adjustable-rate, and hybrid mortgages. Its programs also include interest-only and graduated payment options with terms ranging from 15 to 30 years. Thomas Ooten, the company owner, is a Certified Mortgage Planning Specialist recognized by the CMPS Institute.

Encompass Mortgage Services Inc. serves across the Palm Coast metro and the nearby communities. The company's team of loan originators specializes in mortgage refinancing services to help homeowners shorten their term length, lower their monthly payments, and reduce their interest rates. It also caters to home buyers seeking mortgage loan programs that meet their budget and needs, including FHA, which allows them to have a 3.5% down payment for a minimum of 580 credit score. The company has been operating for over a decade.

Florida Mortgage Brokerage is a full-service lending firm that caters to potential refinancers in Palm Coast and nearby areas. Its loan officers work with clients in choosing different refinancing programs with custom terms that provide opportunities for interest rate improvement and monthly settlement reduction. They give applicants a variety of options obtained through their collaboration with lenders throughout the region. The firm conducts regular marketing evaluations and educates people on the factors behind local property values.

Edge Home Finance is a mortgage refinancing company serving residents of Palm Coast. The business provides jumbo loans, fixed-rate mortgages, VA, FHA, and loans for first-time homebuyers. Options for investment property are also available, as are refinancing possibilities. The business has worked with more than 100 investors, representing a variety of lenders. Edge Home Finance's senior loan officer, Ron Zeigler, has been in the mortgage industry for over five years. He had also served the banking sector prior to working for the company.

RMG Mortgage Group, LLC, handles the needs of residents throughout the Palm Coast area. The family-owned and operated company focuses on various loan options, which include home refinance loans, FHA, USDA, and VA loans. The home refinance process includes completing a home refinance analysis request, reviewing different types of options, comparing mortgage interest rates and terms, and submitting applications. It also handles conforming loans, jumbo and super jumbo loans, and reverse mortgages. RMG Mortgage Group's loan officers and processors share more than 30 years of industry experience.

Ormond Mortgage Group is a locally owned direct private hard money lending company that serves customers in the Palm Coast area. It offers residential refinance cash-out services for existing properties, with lending available for new loans and unmortgages properties to be used to pay off existing loans. It also provides flip and rental property loans. Ormond Mortgage Group specializes in investor services, including project consulting, property inspections and valuations, and proof of fund letters. Its managing team has over 15 years of experience.

Calculator Mortgage LLC serves residents in Palm Coast who seek refinancing and loan options. Its team assists in refinancing existing obligations and has cash-out procedures for monetizing the equity one's assets have accrued over the years. Short-term loans are available, and the company uses paperless methods to expedite loan processes. Its professionals have closed more than 789 million mortgage transactions and worked with over 3,600 families. Calculator Mortgage LLC has been open for more than three decades.