Best Mortgage Refinance Companies in Palm Bay, FL

Atlantic Mortgage Services. Inc. caters to customers in Palm Bay. It helps property owners find a refinancing deal that suits their financial objectives. It finances various types of real estate, including primary residences, second homes or vacation houses, and investment units. The firm also helps first-time homebuyers or investors choose the mortgage product that fits their needs and goals. FHA, VA, and conventional mortgages are among the loan options available. Atlantic Mortgage has been a member of The Association of Mortgage Professionals since 1989.

Harmony Mortgage, Inc. caters to clients throughout Palm Bay and the surrounding areas. This full-service company provides a vast range of refinancing programs for homeowners who want to lower their mortgage terms or rates or obtain a cash-out. It offers conventional, FHA and VA streamline, HomePath, Jumbo, and USDA loans. It also provides niche programs such as the Hometown Heroes and Hybrid Arms. Jason Carrasquillo, Realtor and mortgage loan originator, has been in the industry since 2004.

Oceans Lending LLC offers Palm Bay residents a variety of refinancing and mortgage options. These solutions include fixed-rate mortgages with 30-year periods and reverse products tailored to the needs of aging buyers. Renovation loans are on hand and refinancing services are available for pre-existing obligations. Oceans Lending LLC operates across more than ten states and the District Of Columbia. It participates in efforts to preserve endangered marine reptile populations and supports the Sea Turtle Conservancy.

Home Lending Source is a mortgage agency that provides home loan and refinancing solutions in Palm Bay. Its loan programs include FHA home, VA, USDA, and Jumbo loans. The agency also helps homebuyers with refinancing, aiming to reduce interest rates and shorten mortgage terms. One review mentioned that a Home Lending Source mortgage broker managed to close the client's new purchase 20 days sooner than other lenders, which typically offer a minimum close time of 45 days.

Kendall Mortgage Corporation helps clients throughout Florida, including Palm Bay, lower their interest rates and change the terms of their loans through refinancing. The family-owned and family-operated mortgage lender offers various loan programs, including conventional, construction, and reverse, as well as VA and FHA loans. It also provides a mortgage calculator to help borrowers project their potential expenses. One of the owners, John Kendall, is a long-time resident of Brevard County who has been originating loans since 1993.

Morgan Financial has mortgage refinancing services available for individuals in the Palm Bay metro and the surrounding areas. The veteran-owned company has loan officers who explain the process to help clients make informed financial decisions. It provides VA loans for veterans and active-duty military members. In addition, it has weekly communication and timeline updates. Morgan Financial is a full-service lender that has been serving the needs of homebuyers, builders, and real estate agents since 2002.

Ashley Stockrahm is a senior loan officer at Certified Mortgage Planners who strives to meet the refinancing needs of Palm Bay residents. She helps homeowners build refinancing strategies to secure better rates and terms and take cash from the equity. With 30 lenders in the company's portfolio, she searches for refinancing solutions to fit borrowers' goals. Stockrahm has been providing mortgage services for over 15 years. She serves various client types, from active and reserve military members to luxury homeowners.

The Oceanside Team of Direct Mortgage Loans offers refinancing solutions to borrowers in Palm Bay. It assists clients in obtaining programs where they can buy with little to no down payment, refinance with improved interest rates, adjust terms, buy land, build a home, and make home repairs. Government-based loans are also offered, including FHA, VA, and USDA. The company provides accurate information, allows clients to review options, and facilitates constant communication to carry out its mission of delivering excellent and flexible services.

Phoenix Star Mortgage serves Palm Bay and its neighboring communities. Its team specializes in catering to first-time homebuyers, helping them review and apply for loan options such as USDA or conventional loans. The business also helps clients refinance existing mortgages. Its mortgage professionals discuss the available means of mortgage refinancing, including the benefits and processes involved in accessing their home's equity. The company's co-founders, Havana Romaine and Wendy Ruhlig, have over three decades of industry experience.