Best Mortgage Refinance Companies in Miami Gardens, FL

Dream House Mortgage caters to clients in Miami Gardens. It assists veteran service personnel who are looking to replace their existing debt obligations through cash-out or rate-term refinance options. Additionally, the company—in partnership with Sallie Mae and Freddie Mac—extends home equity loans to parents in need of financial aid to pay for their children’s college education. It also offers a foreign national mortgage loan to non-residents who want to buy real property in the country.

Independent Mortgage Corp. serves existing homeowners and first-time buyers throughout Miami Lakes and the surrounding neighborhoods. This independent company provides a wide selection of mortgage products, assisting clients through the process of refinancing and purchasing their homes. It offers conventional, FHA, VA, jumbo, fixed-rate, and adjustable-rate loan programs. Its team helps borrowers in selecting the type of loan that suits their needs. Additionally, it offers hybrid ARM, HARP, and FHA 203k refinancing loan options.

First Origin Mortgage Lenders offers refinancing solutions for clients in Miami Gardens. The team specializes in HARP and FHA streamlined loan programs that reduce monthly mortgage insurance premiums. It also helps seniors pay off an existing mortgage through home refinancing options. Ray Palacios, CEO and president of First Origin Mortgage Lenders, has been in the mortgage and banking industry for more than 20 years. His banking experience includes working for the Bank of America and the Washington Mutual Bank.

PRMG Country Club of Miami Branch is a full-service brokerage that caters to the residents of Miami Gardens. Its team of mortgage loan professionals helps individuals and families refinance existing loans. It offers a variety of Fannie Mae and Freddie Mac products, including Homestyle Renovation, HomeReady, and Home Possible loans. Other types of products provided include FHA, VA, USDA, and reverse mortgages. Branch manager Maria Rossi has been working with PRMG for more than six years.

Simple Home Loans is a mortgage company that has been offering residents in Miami Gardens various refinancing options. It has refinance programs for single-family, multi-family, condominium, townhouse, and manufactured homes. It helps homeowners get lower monthly payments, shorter terms, or cash from equity through FHA streamline, cash-out, and 203K, VA streamline and cash-out, conventional, and jumbo loans. The company also offers fixed-rate, adjustable-rate, interest-only, graduated payments, VA, USDA, and FHA loans. It offers online tools to help the loan process easier for borrowers.

LoanSmarter.com is a business that serves clients in Miami Gardens. The mortgage company offers a variety of residential home loan options such as FHA, VA, jumbo, and FHA 203k loans. It provides business loans to help entrepreneurs who are experiencing short sales, foreclosure, or bankruptcy. Asset-based lending is also part of its offerings. It has a customer hotline open 24 hours for loan inquiries. A client has commended the company for helping get her FHA loan approved when other lenders refused.

Carrero Mortgage Advisors caters to individuals and families in the Miami Gardens community and the surrounding areas. It offers FHA loan programs for individuals wishing to purchase their first homes with a limited down payment budget. It also serves clients purchasing mobile homes using fixed-rate loan programs. Its CEO, Brandon Carrero, handles commercial and residential mortgage loans. The agency is available 24/7, allowing clients to apply for online mortgage loans. Carrero Mortgage Advisors has been in the industry since 1972.

Ask Me About Mortgage is a mortgage brokerage firm that serves clients in Miami Gardens and surrounding areas. It provides rate-and-term refinance for those seeking to lighten their current mortgage payment. The firm also assists with FHA, VA, commercial, jumbo, no income, and construction loans. Clients seeking to obtain financing for condo hotel projects in South Florida, fix and flip loans, and reverse mortgages are assisted as well. Ask Me About Mortgage provides mortgage solutions to first-time homebuyers, self-employed, and foreign nationals.

Mayer Capital is a local mortgage brokerage serving the Miami Gardens metro and the surrounding areas. It helps clients apply and secure reasonable rates for purchase and refinance loans. It works with a variety of programs, including jumbo, conforming, VA, FHA, USDA, and reverse mortgages. The mortgages have adjustable and fixed rates with terms from five years up to 30. Mayer Capital helps loan officers and clients, providing access to various wholesale lenders and online resources.

The Force Group serves the mortgage refinancing needs of individuals and families throughout the Miami Gardens metro and nearby areas. The agency assists with various types of refinancing, including cash-out refinance, FHA streamline, and reverse mortgages. It also offers a wide selection of loan programs, including fixed- and adjustable-rate mortgages, jumbo, Home Equity Lines, conventional, VA, and commercial loans. The Force Group has been in operation since 1983 and works with more than 100 investors.

Fortune Lenders, LLC works with more than 100 investors to help borrowers in Miami Gardens find home loan financing options that will fit their needs and requirements. It offers a variety of loan programs, including conventional, jumbo, commercial, and foreign national loans. Its agents also help clients with mortgage refinancing to adjust the rate they are paying out, especially if rates have dropped since they started financing their homes. Additionally, Fortune Lenders assists clients who wish to extract cash equity from their homes.

Charter Mortgage, LLC, serves clients throughout Miami Gardens and its neighboring communities. It offers mortgage refinancing loans for various property types, such as single-family and multifamily homes, condominiums, townhouses, and manufactured homes. It provides FHA and VA streamline and cashout, jumbo, USDA, and conventional loans. Its team guides clients in selecting the best type of loan program that meets their needs. This full-service company is backed by more than 30 years of experience in dealing with mortgages, real estate investments, sales, credit, and finance matters.

Capital Mortgage offers financing loans to homeowners in Miami Gardens. It provides cash-out refinance options to homeowners who want to get cash from their home's equity and rate-and-term refinance, as well as those who want to obtain lower interest rates, monthly payments, and shorter loan terms. The company also offers fixed and adjustable rates, hybrid ARMs, HARP 2.0, FHA, VA, and interest-only mortgages. Capital Mortgage has online resources, such as mortgage calculators and basic FAQs regarding financing concepts.

Ronald Cepeda is a mortgage loan originator at Pioneer Mortgage Funding Inc. who serves clients in Miami Gardens. He assists homeowners in refinancing their mortgage loans to help them achieve their financial goals. He also helps them obtain cash using their homes' equity to provide funds for home improvement or education. Ronald guides clients in choosing loan options, such as jumbo, VA, FHA, and fixed-rate, to suit their home purchasing needs. He started his financial career as a banker before transitioning to the mortgage field.