Best Mortgage Refinance Companies in Miami, FL

GoKapital provides various mortgage programs for individuals and business owners in Miami. It caters to amateur or experienced investors who want to acquire or refinance investment properties by providing hard money, fix-and-flip, foreign national, and bridge loans. The company offers working capital from $20,000 to $5,000,000 for businesses in industries like cannabis, restaurants, and e-commerce. GoKapital was established by Chris Moreno in 2013. Moreno, who also speaks Spanish, is a former analyst for prominent financial agencies in NYC.

Agave Home Loans helps property owners in Miami with their mortgage refinancing needs. This independent firm assists them in securing their financial objectives—paying off higher interest debts or paying for college fees—by converting their existing equity to cash and finding lenders who offer low interest rates. Its staff also informs clients about the processes to help them make wise decisions. Lastly, Co-owner Doug Wang has more than seven years of experience in the mortgage industry. 

Lending Bankers Mortgage, LLC, is a Miami-based firm that assists residential and commercial clients in several areas, including refinancing. Its team of advisors is knowledgeable in different home refinancing options such as rate and term, which caters to clients who wish to eliminate escrow accounts, lower interest rates, or shorten mortgage terms. Furthermore, they handle cash-out refinance transactions that involve obtaining home equity. Lending Bankers Mortgage, LLC, caters to clients who speak English, Spanish, and Portuguese.

Miami Mortgage Advisors is a local brokerage serving individuals and families throughout the local metro and the neighboring communities. The firm offers personalized mortgage refinancing options to meet the needs of its clients who seek to reduce monthly payments, cash out some of their equity, or consolidate existing debts. It has more than 20 years of experience offering mortgage solutions such as conventional, FHA, VA, USDA, non-agency, and private lending options. The firm donates to organizations like Debris Free Oceans and Miami Cancer Institute after each successful transaction with clients.

Ready Mortgage Lenders is a Miami-based business that has been in operation since 2013. One of the areas it specializes in is home refinancing which involves comparing mortgage terms and interest rates. Its team can assist clients in changing their loans to either FHA, jumbo, fixed-rate, or adjustable-rate mortgages. The advisors also work with both seasoned investors and first-time homebuyers in purchasing loans. Ready Mortgage Lenders' executive board has over 70 years of collective industry experience.

Iconic Mortgage & Real Estate is a lender based in Miami. The agency specializes in FHA and VA refinances and has recently diversified its mortgage products. It serves clients looking to purchase various properties including single- and multi-family homes, condos, and townhomes. It was founded in 2016 by Aleksandre Vayshelboym, who has over 16 years of experience in the industry. He served for 11 years at Service 1st Mortgage, which holds the distinction as one of the few mortgage lenders to survive the 2007 mortgage crisis.

Swift Loan offers services to clients in Miami and the surrounding areas. It provides customers with mortgage refinancing options. Its team uses the company's digital systems to provide several loan products based on a client's essential information. Swift Loan's system helps individuals list their income and assets without the need to gather their records. It also keeps customers informed of each stage of the loan process. The firm offers continued support by providing clients with their properties' monthly market data.

The Mortgage HUB offers solutions to residents in the Miami metro. Its team of mortgage brokers helps clients find a refinancing program based on their financial objectives and needs. The company assists individuals in comparing rates and products from several different lenders. It uses a refinance visualizer to guide clients in building long-term investment strategies based on their mortgage savings. Michael Ortiz, the president of The Mortgage HUB, has been helping individuals and families with their home loan needs for 16 years.

DAK Mortgage caters to clients in Miami and nearby areas. It offers mortgage refinance services, helping individuals cash out their residential property's equity for business creation, college tuition, debt consolidation, home renovation, and real estate investment purposes. It also serves those who are caught in foreclosure proceedings and want to lower their interest rate. In addition, the firm provides other types of mortgages, such as bridge, home construction, jumbo, and investment property loans. DAK Mortgage brings more than 15 years of experience in the industry.

McGrover Funding Corporation caters to customers in the Miami metro and the surrounding areas. It assists homeowners looking to refinance their mortgage by offering various loan programs. These include commercial, conventional, FHA, USDA, and veteran's affairs loans. The company also provides hard money loans, which help pay off debts, divorce costs, IRS lien, and medical bills. McGrover Funding Corporation comprises mortgage professionals who bring over nearly 40 years of combined experience in the industry.

Network Capital offers over 20 years of experience serving individuals and families throughout Miami and the neighboring areas with their mortgage refinancing needs. Clients can consult with the firm's mortgage bankers to find out their exact needs and what type of loan would be appropriate to meet them, whether the client intends to cash out or just get a better rate and term. Loan options include convention, FHA, and VA loans. Network Capital also has locations in Irvine, Los Angeles, and New York City.

Halpern & Associates Mortgage Corporation, Inc. serves individuals and families in Miami looking to purchase or refinance a property. It offers a variety of loan options, including conventional, VA, jumbo, and bank statement loans. It also assists foreign nationals. The agency has no-income verification mortgage and private money loan options. Halpern & Associates has been in the industry for over 20 years. It has an online mortgage calculator to assist clients looking to estimate loans.

Polaris Funding Group provides services to Miami and the surrounding communities. It assists individuals who are looking to refinance their mortgage for various purposes. These include debt consolidation, equity cash-out, home improvement, and rate or term adjustment. It also caters to those who want to lower their interest rates and monthly payments. In addition, the firm serves first-time homebuyers and offers different loan programs, including adjustable- and fixed-rate mortgages, balloon, graduated payment, interest-only, FHA, and VA. Polaris Funding Group has been in operation since 2007.

Relax Mortgage is a firm assisting Miami clients who are looking to purchase or refinance a property. Various loan options are available, including FHA, USDA, fixed-rate, conventional, and renovation mortgage. Its principal loan officer, Ana Sanz, is also a real estate broker and Realtor with more than 25 years of industry experience navigating through the Florida state market. She uses her professional connections in helping clients identify their home valuation and the loan program that fits their needs.

Dynamic Mortgage provides mortgage refinancing services to clients in Miami. The company offers a selection of loan options for homebuyers and homeowners, including 30-year fixed-rate mortgages, adjustable-rate mortgages, FHA home loans, VA home loans, and USDA loans. Clients can also avail themselves of the services provided by loan officer Dovie Lieberman, including personalized mortgage solutions based on their unique criteria and financial conditions. Taking cash out of home equity to refinance mortgages is also an option for clients.

Tabares Group is a company that caters to clients in Miami and its neighboring communities. It offers a variety of home purchase and refinancing programs, including primary residential mortgage loans, investment and second home financing, and commercial real estate financing. The firm also handles various products such as fixed-rate and adjustable-rate mortgages, warrantable and non-warrantable condo financing, and streamlined refinancing. In addition, it provides jumbo, conventional, FHA, and VA loans. Tabares Group’s staff has over 45 years’ worth of collective industry experience.

Eduardo Oropeza is a loan officer affiliated with American Portfolio Mortgage. He caters to clients in Miami and the surrounding areas. He assists individuals who are looking to refinance their mortgage to address college tuitions, home improvements, lifestyle changes, and retirement goals. He also serves those whose objective is to reduce their monthly payments. Oropeza offers different types of loan programs, such as ARMs, Fannie Mae conventional, high-balance, and jumbo. In addition, he provides FHA, USDA, and VA loans.

Rate Leaf is a family-owned brokerage that serves clients in Miami. Through its mortgage and refinance services, which include private money lending as well as loans for fix and flip, renovation, rental property, and commercial real estate, it helps borrowers find the best mortgage rates and a simple and secure way to buy a home. With over 468 completed loans and 15 years of experience as a broker, the firm works to give customers fast, flexible, and creative solutions to their mortgage needs.

Established in 2018, The Mortgage Veterans caters to individuals in Miami and the surrounding areas seeking assistance in refinancing a mortgage. The firm helps clients in lowering interest rates, consolidating debts, boosting credit scores, and obtaining tax deductions. It also provides guidance in second mortgages, home equity loans, and cash-out options like VA, FHA, and conventional. Founder Steven Abramson got his bachelor's degree in Marketing from the University of Maryland’s Robert H. Smith School of Business.

All in One Mortgage Lenders is a Miami-based firm whose staff brings over 100 years of experience. The company helps clients refinance existing mortgages, whether they are looking to lower interest rates, shorten payment terms, switch from adjustable-rate to fixed-rate loans, or tap cash from a home's equity. In addition, the agency provides new mortgages through FHA and VA. It assists senior citizens who are eligible to apply for reverse mortgages. Having an on-site processing and underwriting center allows the company to deliver fast loan approvals.