Best Mortgage Refinance Companies in Gainesville, FL

Julie Payton Mortgage Loan Originator provides consultancy and assistance services to Gainesville residents who are planning to refinance their homes. It offers a variety of loan programs, including FHA, VA, USDA, and investment, aiming to help borrowers lower their monthly mortgage obligations. Julie Payton has been a licensed mortgage professional for over 27 years. She aids clients in choosing the right loan programs by guiding them in assessing their financial situations and harmonizing them with their goals.

Hometown Mortgage Services LLC offers Gainesville locals a range of loan options for your purchase or refinance needs. It Hometown assists homeowners who want to cash out a portion of their home equity or get a shorter-term mortgage in achieving their goals through refinancing loans. The company's loan process starts with a 15-minute discovery call, where its staff helps clients gain some clarity on their budget so that they can know their buying power. The company has licensed loan officers and is owned by Danielle Collins Wear, who carries over 20 years of mortgage expertise.

Coast2Coast Mortgage delivers cash-out refinance and interest rate reduction programs to clients in Gainesville and the neighboring communities. The company offers conventional loans for clients purchasing single-family homes, warrantable condos, and planned unit developments as primary residences, secondary homes, or investment properties. It also carries foreign national loans for non-US citizens looking to buy homes in the country. In addition, Coast2Coast Mortgage helps small business owners secure a suitable property for agricultural, religious, educational, or retail use through its commercial loans.

Alligator Mortgage Company serves clients across Gainesville and the surrounding cities. It offers a variety of loan options for existing homeowners and first-time homebuyers. Its loan programs include conventional, FHA, RHS, VA, non-QM, and home improvement refinancing loans. Its team assists clients in choosing the loan option that works best with their needs and goals. As an independent mortgage brokerage, it represents multiple lenders. Alligator Mortgage Company has been serving clients for over 20 years.

Landmark Mortgage Planners provides services to individuals in Gainesville and the surrounding towns. Its mortgage planners assess numerous loan packages to determine the best that suits clients' present situations and personal short-and long-term investment goals. Its variety of mortgage options specifically designed for refinancing includes USDA, FHA, VA streamlines, conventional, jumbo, and HomeStyle Conventional Renovation Loans. Landmark Mortgage Planners is a division of American Financial Network Inc. and is a member of Business Network International.

Direct Choice Lending, Inc., is a mortgage business that serves the people of Gainesville and the surrounding cities. It provides refinancing options for borrowers who wish to pay off their existing loans with the aid of a new mortgage. The refinance program also allows clients to cash out from their home equity and modify their loan terms, rates, and monthly payments. The agency conduct refinancing analysis to help clients compare mortgage interest rates and terms and select the offer that matches their requirements.

Coast 2 Coast Lending is an Ocala-based company that has been in business for more than 14 years. It delivers refinancing solutions to clients in the Gainesville metro to help them lower their interest rates and cash out their equity. It provides conventional, USDA, FHA, VA, limited cash-out, and rate-and-term refinance mortgages. The agency's employees handle loan applications from clients using industry-standard tools and technologies. One customer commended owner Keith Meredith for always being accessible and responsive to her questions by text, call, or email.

Chris Doering Mortgage has been serving homebuyers in Gainesville since 2007. The company provides refinancing services for clients looking to change the terms of their current loans. It offers various loan options, including conventional, VA, USDA, FHA, and jumbo. Chris Doering, who leads the company, strives to maintain proactive involvement with both staff and clients at every step of the loan process. He is also active in the Gainesville community, giving support to charitable organizations.

First Look Home Loans caters to residents of Gainesville who have mortgage and refinance needs. The firm has fixed mortgages ranging in period coverage from 15 to 30 years and adjustable rate options. Loans backed by the USDA and VA are available, and existing debts are rearranged based on every borrower's unique needs. First Look has been in the home financing sector for more than 18 years and operates across the entire state. It uses current comparative analysis software.

My Nice Mortgage is a service provider that implements refinancing programs in the Gainesville metro. The company helps borrowers save money on refinancing programs with lower interest rates and reduced monthly payments. Its team of loan professionals advises clients regarding the costs of the application process, prevailing market rates, and obstacles in getting approval. It has been working with brokers and lenders since 2002 and is also licensed to serve residential property owners in Georgia.

AnnieMac Home Mortgage - Gainesville caters to locals in the metro in need of refinancing services. The team has loan products backed by the FHA, USDA, and VA and delivers conventional and jumbo mortgages for first-time homebuyers and residential property renovators. Refinancing is available to buyers who need better mortgage terms and conditions. The company gives its customers access to updates and information around the clock through its mobile app. It has several branches across the country.

Allstate Mortgage of Florida responds to Gainesville homeowners who are seeking refinancing options for various needs. It offers programs for borrowers who are seeking lower monthly payments or interest rates, individuals wanting to cash out on the equity they have built, or those who need to consolidate debts. Low-cost refinancing is also available. In addition, it provides fixed-rate, adjustable-rate, FHA, VA, and private money loans. Allstate Mortgage, which is based in Ocala, offers housing loans to foreign nationals.

The Mortgage Firm Gainesville has been helping individuals and families in the local metro since 2017. It assists clients in the mortgage refinance process that involves getting pre-approved, gathering documents, estimating home value, underwriting, and closing. Its refinancing programs aim to lower monthly payments, shorten terms, and convert loan structures. In addition, its lending professionals offer cash-out options for borrowers looking to consolidate their debts and renovate their homes. Branch manager Brian Goldman has been in the industry for more than 15 years.

The Ocala Mortgage Guy is a brokerage catering to the Gainesville area. It provides residential mortgage services with different loan programs for clients looking to purchase, sell, refinance, or build and improve their homes. It has cash-out and no cash-out refinance options for reducing interest rates, lowering monthly payments, shortening term lengths, and leveraging home equity for renovations and repairs. Owner Robby Gibson has more than five years of experience in mortgage loan origination and works under American Bancshares.

Stress Less Mortgage provides personalized loan products and customized quotes for aspiring homeowners in Gainesville. Among its primary offerings are refinancing programs, which are designed for clients who intend to reduce their interest rate or change the terms of their mortgage. Its loan officers discuss the difference between each applicable program for first-timers or seasoned borrowers. Home purchase loans, such as jumbo, FHA, USDA, and VA, are also available. Stress Less Mortgage's owner, Eric Eckenroth, has been in the industry since 2005.