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Best Mortgage Refinance Companies in Fort Lauderdale, FL

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Fort Lauderdale Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

104Reviewed

66Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

848 Brickell Bay Drive, Miami, FL 33131
WebsiteLicense: 383682

Expertise.com Rating

Review Sources

Google
5.0 (91)
Facebook
5.0 (3)
Yelp
1.0 (1)

Why choose this provider?

Lending Bankers Mortgage LLC is a mortgage company serving individuals in Fort Lauderdale. Since its establishment in 2004, David A. Otero and his team have been offering a wide variety of loan programs to assist those who want to buy a house or refinance a mortgage. The firm's experienced mortgage professionals also help clients with restructuring loans and are adept at providing feasible refinancing solutions. Lending Bankers Mortgage can accommodate Portuguese-speaking and Spanish-speaking clients.

  • Reverse Mortgages
  • Multi-Family Loans

215 Southeast 8th Avenue, Fort Lauderdale, FL 33301
WebsiteLicense: 1848389

Expertise.com Rating

Review Sources

Google
5.0 (19)
Facebook
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

PAX Mortgage facilitates the process of borrowing money for real estate transactions in Fort Lauderdale. It offers debt consolidation services and cash-out refinancing, where borrowers take out a new mortgage for more than the remaining balance on their current loan. Assistance is also available for owners and investors in the areas of real estate purchases, home equity, DSCR rental, reverse mortgages, and national or foreign ITIN. The mortgage provider operates a blog that discusses lending regulations and the impact of digital technology on the mortgage process.

  • Reverse Mortgage
  • Home Equity
  • Cash-out Refinance

3471 North Federal Highway, Fort Lauderdale, FL 33306
WebsiteLicense: 66247

Expertise.com Rating

Review Sources

Google
5.0 (8)

Why choose this provider?

Moore Lending Group is a mortgage refinance company that serves clients in Fort Lauderdale. The business helps individuals in selecting the right mortgage loans with the best interest rates. It specializes in a wide range of loan options such as jumbo, purchase, refinancing, FHA, and VA loans. Its team of loan specialists tailors its approach depending on the unique needs of every client. Its founder and Florida market leader, John Moore, carries more than 32 years of loan expertise.

  • New Construction

2455 East Sunrise Boulevard, Fort Lauderdale, FL 33304
WebsiteLicense: 984262

Expertise.com Rating

Review Sources

Google
5.0 (57)

Why choose this provider?

Kloze Mortgage is a mortgage lending company serving residential and commercial clients in Fort Lauderdale. The company offers various loan programs, including conventional, reverse mortgage, jumbo, FHA, and VA loans. It evaluates the client's credit qualifications and works with appraisal management companies and closing attorneys with the aim of providing a smooth and easy loan process. The company's website also has a mortgage calculator to help clients estimate their monthly mortgage payments. Moreover, Kloze Mortgage is a member of the National Association of Mortgage Brokers.

  • Reverse Mortgages

501 East Las Olas Boulevard, Fort Lauderdale, FL 33301
WebsiteLicense: 1907537

Expertise.com Rating

Review Sources

Google
5.0 (11)

Why choose this provider?

Mortgage Direct is a team of advisors providing home refinancing services in Fort Lauderdale and the surrounding areas. The mortgage brokers have access to programs from multiple lenders, allowing them to find options that match clients' needs. They also help first-time homebuyers obtain mortgages and carry loan programs specifically for investors. Mortgage Direct was founded in 2019 by Angel Báez Jr., who has nearly 20 years of origination and lender management experience.

  • Reverse Mortgages

6499 Powerline Road, Fort Lauderdale, FL 33309
WebsiteLicense: 337636

Expertise.com Rating

Why choose this provider?

Universal Home Lending Corp. is a veteran-owned lending firm assisting Fort Lauderdale clients with mortgage loans. The firm guides clients who wish to refinance loans to understand the processes and options available to them in order to reach their specific financial goals. Its website also hosts an online refinance advisor designed to narrow down refinancing options tailored to each client's needs. Universal Home Lending Corp. works with a team that has a combined 30 years of experience in the business.

  • New Construction

6750 North Andrews Avenue, Fort Lauderdale, FL 33309
WebsiteLicense: 1546786

Expertise.com Rating

Review Sources

Google
5.0 (17)
Facebook
5.0 (1)

Why choose this provider?

Located in Fort Lauderdale, Solutions Mortgage Lending Group is a full-service company that provides the residents of the entire state of Florida with mortgage refinancing options. It specializes in low down payment home loans, such as VA streamline, VA cash-out, FHA streamline, FHA cash-out, and FHA 203k loan programs. It also handles conventional, portfolio, jumbo, and USDA loans. In addition, the team at Solutions Mortgage Lending Group is committed to offering its services with integrity, competence, and honesty.

  • Multi-Family Loans

200 South Andrews Avenue, Fort Lauderdale, FL 33301
WebsiteLicense: 2289

Expertise.com Rating

Review Sources

Google
5.0 (429)
Facebook
5.0 (18)
Yelp
5.0 (6)

Why choose this provider?

Fairway Independent Mortgage Corporation is a mortgage refinance company that serves clients in Fort Lauderdale. The business guides clients on finding the right loans and interest rates for their needs. Its loan options include VA loans, FHA loans, and USDA loans. Other types include first-time homebuyers, refinancing, jumbo, conventional, and reverse mortgage loans. The company was founded in 1996 by Steve Jacobson, who believes that "customer service is a way of life".

  • Reverse Mortgages

2881 East Oakland Park Boulevard, Fort Lauderdale, FL 33306
WebsiteLicense: 874363

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Based in Fort Lauderdale, Clear Mortgage Lending, Inc., focuses on offering residential financial solutions. Its refinance experts assist homeowners in understanding the program, determine whether refinancing applies to their situations, and help them find suitable refinancing options. Its mortgage consultants also provide access to other loan packages, such as FHA, reverse mortgage, USDA, VA, and conventional loans, and help with HARP 2.0 loan applications. In addition, Clear Mortgage Lending offers client support throughout the mortgage process, including pre-qualification and underwriting phases.

  • Reverse Mortgages

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Lending Bankers Mortgage LLC
848 Brickell Bay Drive, Miami, FL 33131
PAX Mortgage
215 Southeast 8th Avenue, Fort Lauderdale, FL 33301
Moore Lending Group
3471 North Federal Highway, Fort Lauderdale, FL 33306
Kloze Mortgage
2455 East Sunrise Boulevard, Fort Lauderdale, FL 33304
Mortgage Direct
501 East Las Olas Boulevard, Fort Lauderdale, FL 33301
Universal Home Lending Corp
6499 Powerline Road, Fort Lauderdale, FL 33309
Solutions Mortgage Lending Group
6750 North Andrews Avenue, Fort Lauderdale, FL 33309
Fairway Independent Mortgage Corporation
200 South Andrews Avenue, Fort Lauderdale, FL 33301
Clear Mortgage Lending, Inc.
2881 East Oakland Park Boulevard, Fort Lauderdale, FL 33306

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What does the home refinancing process in Fort Lauderdale look like?

    The home refinancing process in Fort Lauderdale includes a review of a mortgage holder's credit score to see if the new loan will likely be paid. The value of the house's equity will be assessed, and the borrower will present financial and tax documentation. Consultations with experts follow as several options are laid out before the consumer.

  • What perks do military veterans in Fort Lauderdale have when refinancing a mortgage?

    Veterans in Fort Lauderdale can take advantage of the Florida Interest Rate Reduction Veterans' Affairs Mortgage. This program does away with a lot of requirements, like the appraisal. There is no need to present income documents and the funding fees are at a lower rate. This solution is fit for a primary resident and an investment asset.

  • What is the remedy if a mortgage holder in Fort Lauderdale is having trouble paying monthly bills?

    A mortgage holder in Fort Lauderdale who has trouble paying monthly bills could refinance the existing loan into one that has less expensive monthly installments. This would free up a chunk of money each billing cycle that the obligor could use to keep the house lit and climate-controlled. This would lengthen the term of the mortgage, however.

  • Should an adjustable-rate mortgage holder in Fort Lauderdale refinance to a fixed-rate one at a time when interest rates are on the downswing?

    In Fort Lauderdale, the holder of an adjustable-rate mortgage may benefit from refinancing to a fixed-rate one when interest rates are on the way down. This is since for adjustable-rate programs, the later installment payments are more expensive than the earlier ones, and getting these down is a good thing.

  • What is cash-out refinancing a preferable option in Fort Lauderdale?

    Cash-out refinancing is a preferable option in Fort Lauderdale when a person wishes to use the increase in a house's equity without selling the entire house. A person gets a new, more expensive loan to pay off a current one and then uses the difference for other purposes, like remodeling the house. The new, more expensive loan is possible because of the house's appreciation in value since the initial loan was taken out.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.