Best Mortgage Refinance Companies in Clearwater, FL

Kim Smith is a loan officer who is affiliated with Fairway Independent Mortgage Corporation. She attends to the refinancing needs of homeowners in the Clearwater area who are looking to shorten loan terms, lower interest rates, or switch from an adjustable-rate to a fixed-rate mortgage. She offers several refinance loan options, including conventional and FHA streamline. Additionally, Smith offers loan programs for physicians, senior citizens, and homeowners that need to fund renovations. Other products are USDA and VA mortgage loans.

Anthony Baker is a mortgage loan officer who has been serving Clearwater residents for more than a decade. Whether for single-family or multi-unit homes, he helps clients decrease their monthly mortgage payment and pay off their existing loans faster by offering mortgage refinance solutions. In addition, he provides traditional and new residential mortgage products. Anthony listens to clients' goals and identifies beneficial loan programs for their needs. He works for Homestead Funding Corp., a mortgage company that has been in operation since 1995.

SilverLight Mortgage is a family-owned business serving Clearwater and its neighboring communities. Its main work involves helping clients find and acquire mortgage products suited to their specifications, such as mortgages with fixed or adjustable rates or government-supported programs like VA and FHA loans. It also works with current mortgagors, helping them find refinancing solutions through online analyses and staff consultations. Outside of the mortgage industry, owner Katy Jenne supports her community through volunteer work in the local Girl Scouts organization.

Sunshine State Home Loans offers mortgage-related products and services to commercial and residential clients in Clearwater. It provides home refinancing options to clients to help them reduce their mortgages and adjust loan terms and interest rates to fit their financial situation. Its team of loan officers also guides clients to understand other offered loan options such as VA, FHA, fixed-rate, and adjustable-rate loans. The company aims to provide competitive packages for its clients through its network of lending partners.

Tampa Bay Home Mortgage is a company that assists clients from Clearwater in purchasing or refinancing their homes. It enables clients who are looking to refinance to get lower interest rates and monthly payments to switch from an adjustable rate to a fixed rate for more security. The company provides an online pre-qualification service that clients can use to compare various financing options. A mortgage calculator is also available to help them project their potential expenses.

Clearwater Mortgage offers home financing solutions to individuals in and around the local area. It caters to different types of clients, including homeowners refinancing mortgages or looking to take cash out from home equity. With access to various lenders and programs, its team finds loan options that match clients' needs. The brokerage provides downpayment assistance programs, mortgages for senior citizens, and loans for foreign nationals. Clearwater Mortgage is a family business established in 2012 by Sandy and Scotty Chinchar, who have been working in the industry since 1999.

Moneylink Mortgage caters to homeowning veterans and individuals in Clearwater. It offers various refinance mortgages, including rate and term, cash-out, and VA or FHA IRRRL. Its team helps people secure loans based on their financial capacity, assisting in removing mortgage insurance and reducing loan terms. It has been operating since 1999 and also offers purchase and reverse mortgages. The company strives to deliver a stress-free experience by meeting closing dates and informing clients right away when a loan is not possible.

Unconventional Lending attends to the mortgage refinance needs of residents in the Clearwater metro and the surrounding areas. It helps clients understand each loan program through educational videos and specific program guidelines. The firm provides various unconventional and traditional financing solutions, including jumbo, asset-based, portfolio, bank statement, and cannabis home loans. It also offers VA, FHA, foreign national, and private client portfolio loans. Unconventional Lending has more than 25 years of experience in the mortgage industry.

Merchant One Financial serves clients in the Clearwater metro and the nearby communities. Its team offers mortgage refinancing solutions for homes and other real estate properties. It assists customers with a variety of options such as jumbo and super jumbo loans, FHA loans, VA loans, USDA loans, and conforming loans. The business also provides home purchase loans, HARP loans, and reverse mortgages. Merchant One Financial has more than 20 years of experience in the industry.

Florida's VA Mortgage Center accommodates clients in Clearwater and nearby cities. It caters to families and veterans seeking to maximize their monthly income by applying for a refinance program—which allows them to modify loan terms and lower monthly mortgage payments. There are also VA loans offered to those who want to buy their first homes. The firm has partnered with a number of lenders to help clients shop and compare mortgage products and discover the one that best meets their needs.

Clearwater Mortgage Broker attends to the loan needs of its clients all over Florida. The company is operated by Ruth Schoenherr. She offers home purchasing and refinancing services. Along with her team, Ruth handles refinancing matters such as low fixed-rate loan, ARM, or simply a mortgage tuneup. She also works on setting pre-approval consultations to determine which loan fits the client's current capacity. The brokerage has been providing mortgage assistance and solutions for more than 25 years.