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Best Mortgage Refinance Companies in Cape Coral, FL

Our Recommended Top 8

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Cape Coral Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

89Reviewed

56Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

8250 College Parkway, Fort Myers, FL 33919
WebsiteLicense: 1195763

Expertise.com Rating

Review Sources

Facebook
4.9 (15)
Yelp
5.0 (2)

Why choose this provider?

First Florida Financial Group, LLC is a mortgage refinance company that provides refinances, purchases, equity takeouts, debt consolidations, renewals, and mortgages in the Cape Coral area. Its home loan specialists assist first-time homeowners in finding the best rates and mortgage options within their price range. The company also provides a list of institutional and private lenders that offers mortgage deals for small and medium-sized businesses, investment properties, and vacation homes. First Florida Financial Group, LLC can also assess a damaged credit and provide a financial solution.

  • Reverse Mortgages
  • NMLS #: 39166

1642 Medical Lane, Fort Myers, FL 33907
WebsiteLicense: 1011688

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

Florida Mortgage Funding Group LLC is a mortgage refinance company serving clients in Cape Coral and the surrounding areas. It works with lenders to provide mortgage programs for refinancing and purchase. It offers a variety of loan programs to match client requirements, such as conventional, jumbo, Veterans Affairs, Federal Housing Authority, and hard equity loans. It also offers commercial financing and government downpayment assistance. Clients can secure an online application from the company's website.

  • NMLS #: 39166

13430 Parker Commons Boulevard, Fort Myers, FL 33912
WebsiteLicense: 137154

Expertise.com Rating

Review Sources

Google
5.0 (151)
Facebook
4.9 (25)

Why choose this provider?

Mortgage Warehouse - Florida has been working with homeowners in the community of Cape Coral and the surrounding areas since 2003. It caters to first-time home buyers, property investors, and second-home buyers. The business offers loan options that include conventional loans, home purchase incentives, USDA loans, no closing costs, and FHA loans. Its team of loan professionals evaluates the client's goals and circumstances to match up with the company's mortgage programs. In addition, they also provide professional assistance throughout the entire home purchase and refinances process.

  • Reverse Mortgages

7370 College Parkway, Fort Myers, FL 33907
WebsiteLicense: 302451

Expertise.com Rating

Review Sources

Google
5.0 (30)
Facebook
5.0 (8)
Yelp
5.0 (1)

Why choose this provider?

Primary Residential Mortgage Inc. is a mortgage refinance company that serves clients in Cape Coral. The business helps individuals in choosing the right mortgage refinance and loans with the best interest rates. Its team of specialists is well-versed in handling various loan types such as FHA, VA, USDA, jumbo, and reverse mortgage. Fixed-rate mortgages for 15 or 30-year terms are also available. Primary Residential Mortgage is led by Scott DiGregorio who has been working in the industry for 25 years.

  • Reverse Mortgages
  • NMLS #: 39166

15065 McGregor Boulevard, Fort Myers, FL 33908
WebsiteLicense: 278391

Expertise.com Rating

Review Sources

Facebook
5.0 (14)

Why choose this provider?

Beth Cherry is an originator of Waterstone Mortgage, helping clients in the Cape Coral area refinance their home loans. She has been in the mortgage industry since 1991 and became a licensed mortgage broker in 1993. Products offered include conventional loans and government loans for first-home buyers, FHA, VA, USDA, specialty, and jumbo loans. The team offer calculating tools for their clients to use for their mortgage amortization, mortgage payment, refinancing, and prepayment savings.

  • NMLS #: 39166

6719 Winkler Avenue, Fort Myers, FL 33916
WebsiteLicense: 1446759

Expertise.com Rating

Why choose this provider?

Performance Lending is a mortgage company that specializes in residential mortgages. The company's location in Orlando works with clients in the local area, including Cape Coral. The mortgage professionals from this firm guide clients throughout the refinancing process, helping them lower the interest rates or extend the terms of their loans. They also offer financing options, such as VA and fixed-rate loans. In addition, Performance Lending educates clients about the mortgage process through its loan consultants and online resources.

  • Reverse Mortgages
  • NMLS #: 39166

12651 McGregor Boulevard, Fort Myers, FL 33919
WebsiteLicense: 182565

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Jim Marcinkowski is a mortgage broker from Inland Mortgage who serves clients in Cape Coral. He is committed to helping clients make informed decisions about their mortgage refinancing plans. He is also familiar with the benefits of mortgage refinancing, which include reduced interest rates, the potential for homeowners to save money in the long run, reduced annual tax deductions, and the opportunity to change to a different type of mortgage. Jim has more than 12 years of experience in the mortgage business.

  • NMLS #: 39166

2534 Southeast Santa Barbara Place, Cape Coral, FL 33904
WebsiteLicense: 388211

Expertise.com Rating

Review Sources

Google
4.9 (106)
Yelp
3.0 (2)

Why choose this provider?

Premier Mortgage Consultants is a full-service mortgage company that caters to the home financing needs of clients in Cape Coral. The firm assists homeowners in reducing their current mortgage terms, lowering payments, and closing mortgage debts easier through mortgage refinancing. Its mortgage professionals partner with over 50 lenders that can provide multiple refinancing programs, including fixed-rate, adjustable-rate, FHA refinance, VA cashout, and VA interest reduction plans. They also refinance jumbo, super jumbo, USDA, and conforming loans. The company has been serving homeowners since 2005.

  • Reverse Mortgages

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Ryan Meyer
8250 College Parkway, Fort Myers, FL 33919
Florida Mortgage Funding Group LLC
1642 Medical Lane, Fort Myers, FL 33907
Mortgage Warehouse - Florida
13430 Parker Commons Boulevard, Fort Myers, FL 33912
Scott DiGregorio
7370 College Parkway, Fort Myers, FL 33907
Beth Cherry
15065 McGregor Boulevard, Fort Myers, FL 33908
Performance Lending
6719 Winkler Avenue, Fort Myers, FL 33916
Jim Marcinkowski
12651 McGregor Boulevard, Fort Myers, FL 33919
Premier Mortgage Consultants - Cape Coral
2534 Southeast Santa Barbara Place, Cape Coral, FL 33904

Cape Coral, FL Mortgage Refinance FAQs

  • In a mortgage refinancing process in Cape Coral, what document should you present as proof of income if you are self-employed?

    If you are self-employed and your mortgage broker requires you to present proof of income during the refinancing process in Cape Coral, you can provide them with a copy of your full tax returns for the last two years and a year-to-date profit and loss statement. You must also present a completed and signed Federal Partnership (1065) and/or Corporate Income Tax Returns (1120), which include statements, schedules, and addenda for the last two years.

  • What are the most common reasons why people in Cape Coral decide to refinance their mortgage loans?

    People in Cape Coral refinance their mortgage loans because it lowers their interest rates. This happens if they increase their credit score, pay their bills on time, and have low debt. In addition, refinancing can help borrowers improve their homes by accessing their home's equity and funding property-related projects, such as maintenance and renovation.

  • Can you refinance an FHA loan in Cape Coral?

    Yes, you can refinance FHA loans in Cape Coral. This type of loan offers a program known as Streamline Refinancing, which lessens the documentation necessary to refinance FHA loans if your mortgage is up-to-date. By refinancing, you can also change the loan from adjustable to fixed interest rates or reduce your current loan's monthly payments.

  • When is the right time to refinance your loan in Cape Coral?

    The best time to refinance your mortgage loan in Cape Coral is when the interest rates have dropped and if you are qualified to apply for a refinancing loan. You should also refinance when your income has decreased or if you plan to settle in another area. If you want to consolidate your debt, this is another sign to refinance your mortgage.

  • Aside from proof of income, what other documents do you need to prepare for a mortgage refinancing application in Cape Coral?

    If you're refinancing in Cape Coral, you might need to prepare various documents to ensure a smooth application process. These include a copy of your driver's license, your current paystub, two months of current bank statements, and two years of recent tax returns. You should also prepare your most recent quarterly statement for investment funds and retirement.