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2024

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Best Mortgage Refinance Companies in Boynton Beach, FL

Our Recommended Top 13

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Boynton Beach Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

51Reviewed

35Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2500 Quantum Lakes Drive, Suite 203, Boynton Beach, FL 33426
WebsiteLicense: 1949402

Expertise.com Rating

Review Sources

Google
5.0 (20)
Facebook
5.0 (1)

Why choose this provider?

Premier Choice LLC is a full-service brokerage firm that addresses the mortgage concerns of residents in and around Boynton Beach. Since 2019, it has been helping families and individuals with refinancing their loans to achieve their preferred home spaces. The company develops refinancing strategies to help investors and buyers purchase single-and multi-family homes, condominiums, townhouses, and manufactured homes. It also processes jumbo, USDA, FHA, and VA loans. Founder Audia Kerswell has been in the industry for over 15 years.

  • New Construction

806 E. Windward Way, Lantana, FL 33462
WebsiteLicense: 1497456

Expertise.com Rating

Review Sources

Google
4.7 (43)
Facebook
5.0 (18)

Why choose this provider?

Mortgage Biz of Florida is a state-licensed residential and commercial brokerage firm that serves the residents of Boynton Beach and the surrounding areas. It helps lower clients' interest rates and payments by refinancing their existing mortgages. It also offers refinancing options for clients who wish to switch from a 30-year to a 15-year mortgage. In addition, it assists with a wide assortment of home purchase loans. Principal Dianne Taylor has more than two decades of experience in mortgage lending.

  • New Construction

393 NE 5th Ave, Delray Beach, FL 33483
WebsiteLicense: 131914

Expertise.com Rating

Review Sources

Google
5.0 (85)
Facebook
5.0 (21)
Yelp
5.0 (1)

Why choose this provider?

Since 2001, Liberty Mortgage Lending has been serving the Boynton Beach community. The company assists clients in paying their high-interest debt and renovating their homes by providing refinance mortgages, including cash-out refinance. It also offers jumbo, FHA, VA, and fixed and adjustable rate mortgages. Its team of loan officers has helped customers refinance properties like townhouses, single-family residences, and condominiums. Founder Erez Cohen has been working in the industry for over 20 years. Liberty Mortgage Lending also accommodates Michigan and Louisiana residents.

  • Commercial Loans
  • Reverse Mortgages

601 N. Congress Ave #413, Delray Beach, FL 33445
WebsiteLicense: 1814293

Expertise.com Rating

Review Sources

Facebook
5.0 (22)
Google
5.0 (18)

Why choose this provider?

Florida Direct Lending offers mortgage and refinancing solutions to clients in Boynton Beach. Its loan restructuring options include FHA-streamline and cash-out products. The team delivers government loans tailored to agricultural property buyers and military service members. It also has choices that address the specific needs of medical professionals and foreign nationals. Branch manager Christy Gilman has been in the lending sector for over 15 years. She uses her background in education to engage home purchasers.

  • New Construction

2537 Forest Hill Blvd., West Palm Beach, FL 33406
WebsiteLicense: 347423

Expertise.com Rating

Review Sources

Google
5.0 (55)
Facebook
5.0 (10)

Why choose this provider?

Buena Vista Lending Group, LLC, offers its financial choices to individuals and families, including those who speak Spanish, within Boynton Beach. Its team handles inquiries and applications concerning cash-out refinances, FHA mortgages, and conventional loans, with each option matching a client's financial goals and specified terms. It provides access to a varied portfolio of loans through its collaboration with different investors and wholesale lenders. Throughout over 20 years of service, it has covered more than 3,500 mortgages for homebuyers and refinancers in the region.

  • Reverse Mortgages

4800 N Federal Hwy Unit 104a, Boca Raton, FL 33431
WebsiteLicense: 2045769

Expertise.com Rating

Review Sources

Google
4.9 (29)

Why choose this provider?

Heart Mortgage provides financial solutions for customers in Boynton Beach and the surrounding locations. Its mortgage consultants help select the right home loan program and aid in overcoming any obstacles when obtaining a loan. They assist homeowners seeking refinancing to lower monthly payments and interest rates. They recommend refinancing when mortgage rates are 2% below the current loan rate. In addition, the company renders various mortgage options, such as USDA, VA, Jumbo, graduated payments, interest only, and adjustable ARM loans.

  • New Construction

1615 South Congress Avenue, Ste 103 Office 139, Delray Beach, FL 33445
WebsiteLicense: 1871878

Expertise.com Rating

Review Sources

Google
5.0 (15)

Why choose this provider?

PRMG Delray Beach is a lending company that serves borrowers in the Boynton Beach area. The staff provides mortgage refinancing solutions to help clients who are looking to invest and purchase a home property. It offers a variety of FHA, VA, and USDA programs. The company also has a team that specializes in non-QM and jumbo products. PRMG has been in the lending industry for over 20 years. It fosters an inclusive working environment by hiring staff from diverse ethnicities and backgrounds.

  • Reverse Mortgages

55 SE 2nd Ave #301, Delray Beach, FL 33483
WebsiteLicense: 225134

Expertise.com Rating

Review Sources

Facebook
4.5 (112)

Why choose this provider?

Thecia Maurone-Toth is a divisional branch manager for the Delray Beach office of VanDyk Mortgage Corporation. Her office caters to the people of Boynton Beach who need assistance in applying for a home purchasing or refinancing program. Toth and her team originate various types of mortgages, such as USDA, FHA, VA, conventional, jumbo, and foreign national loans. With more than four decades of expertise in the mortgage sector, Toth also has a background in marketing, management, and finance.

  • Reverse Mortgages

Boynton Beach, FL
WebsiteLicense: 2233557

Expertise.com Rating

Review Sources

Google
5.0 (19)

Why choose this provider?

Wardley Lending LLC assists individuals in the Boynton Beach area who are looking to refinance their loans. Broker Nadine Wardley and her associates have more than 10 years of combined industry experience. Their refinancing services assist borrowers in consolidating debt, lowering interest rates, and protecting their home equity. The team also assists customers in understanding investor-friendly options for creating long-term and passive income streams, as well as extending their services to home buyers and sellers.

  • New Construction

110 SE 4th Ave Suite 102, Delray Beach, FL 33483
WebsiteLicense: 113237

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (5)

Why choose this provider?

Wayne Rohrbaugh is a producing branch manager at Supreme Lending who provides refinancing solutions for residents in Boynton Beach. He guides mortgage borrowers throughout the refinancing process so that they can be confident in choosing from different program options and creating financial strategies. Through his network of referrals, financial advisors, and Realtors, the agent supports clients in the post-closing stage. Rohrbaugh has more than 20 years of experience in the mortgage industry and utilizes the 50-state resources of Supreme Lending.

  • New Construction

100 E Linton, Delray Beach, FL 33484
WebsiteLicense: 257246

Expertise.com Rating

Review Sources

Google
5.0 (14)
Facebook
5.0 (8)

Why choose this provider?

Monster Mike Mortgage helps homeowners in Boynton Beach achieve their refinancing goals, from changing to a fixed-rate loan and removing PMI to taking cash out of equity. Broker Mike Alvarez also handles no- or low-cost refinancing. He evaluates the client's situation and builds a refinancing plan to meet their needs. He is a fiduciary legally bound to operate in the client's interests. Monster Mike Mortgage also specializes in commercial and residential purchase loans like FHA, construction, and Jumbo loans.

319 E Woolbright Rd, Boynton Beach, FL 33435
WebsiteLicense: 262282

Expertise.com Rating

Review Sources

Google
5.0 (104)
Facebook
5.0 (6)
Yelp
5.0 (5)

Why choose this provider?

The Mortgage Firm caters to homebuyers, real estate professionals, and builders in Boynton Beach. It provides refinancing services to clients who are looking to decrease their monthly mortgage payment rates or adjust the duration of their loan agreements. It also offers FHA, VA, USDA, and conventional loans. The company, which is based in Orlando, has been operating since 1995. Its Boynton Beach office is managed by Suzanne Morton, an active member of the Greater Delray Beach Chamber of Commerce.

  • Commercial Loans

1500 Gateway Blvd #220, Boynton Beach, FL 33426
WebsiteLicense: 1717950

Expertise.com Rating

Review Sources

Google
4.8 (26)

Why choose this provider?

Loan Solutions Team, LLC, helps Boynton Beach residents obtain refinancing. It is committed to offering industry-standard rates for clients and starting the borrowing process. The company offers loans designed to enable locals to get better terms. Its programs include conventional, jumbo, HARP, and FHA streamline, 203k, and cash-out loans. The business also has niche programs such as non-QM, no doc, and bank statement loans. This full-service mortgage business specializes in refinance and home purchase loans.

  • New Construction

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Premier Choice LLC
2500 Quantum Lakes Drive, Suite 203, Boynton Beach, FL 33426
Mortgage Biz of Florida
806 E. Windward Way, Lantana, FL 33462
Liberty Mortgage Lending
393 NE 5th Ave, Delray Beach, FL 33483
Florida Direct Lending
601 N. Congress Ave #413, Delray Beach, FL 33445
Buena Vista Lending Group, LLC
2537 Forest Hill Blvd., West Palm Beach, FL 33406
Heart Mortgage
4800 N Federal Hwy Unit 104a, Boca Raton, FL 33431
PRMG Delray Beach
1615 South Congress Avenue, Ste 103 Office 139, Delray Beach, FL 33445
Thecia Maurone-Toth
55 SE 2nd Ave #301, Delray Beach, FL 33483
Wardley Lending LLC
Boynton Beach, FL
Wayne Rohrbaugh
110 SE 4th Ave Suite 102, Delray Beach, FL 33483
Monster Mike Mortgage
100 E Linton, Delray Beach, FL 33484
The Mortgage Firm
319 E Woolbright Rd, Boynton Beach, FL 33435
Loan Solutions Team, LLC
1500 Gateway Blvd #220, Boynton Beach, FL 33426

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • Boynton Beach, Florida?

    ach?

  • Why is it beneficial to refinance your mortgage in Boynton Beach?

    Refinancing your mortgage in Boynton Beach has several advantages. It allows you to secure a new interest rate, potentially resulting in a different monthly payment or repayment timeline. It can also help you secure the costs of transforming or renovating your home. Moreover, you can utilize your home equity to pay off debts, effectively managing your financial obligations. By lowering your monthly mortgage payment through refinancing, you can have more funds to create meaningful memories with your loved ones.

  • How do you start with your refinance application in Boynton Beach?

    To begin your refinance application in Boynton Beach, gather the required financial documents, similar to when you initially secured your mortgage. Next, assess the available mortgage plans and compare interest rates and terms to find the best fit for your needs. Analyze how the new loan terms could be advantageous compared to your current arrangement. Lastly, consider closing costs and ensure you are comfortable with the new mortgage terms before moving forward.

  • What are the qualifications for applying for a reverse mortgage in Boynton Beach?

    To be eligible for a reverse mortgage in Boynton Beach, you should be at least 62 years old and own your primary home. You must also have the financial means to maintain the property, purchase homeowner's insurance, and pay property taxes. With a reverse mortgage, you can convert your home's equity into cash without making monthly mortgage payments. Instead, you receive money regularly.

  • What is a conventional loan in Boynton Beach?

    A conventional loan is a popular mortgage option for those with good credit, a steady income, and a down payment. It provides fixed interest rates for 10, 15, 20, or 30 years, and covers a range of properties including primary and second homes and investment properties. Low down payment choices exist for eligible borrowers in Boynton Beach, and these loans work for purchasing and refinancing.

  • Can you opt for FHA loans if you do not meet the requirements for a traditional loan in Boynton Beach?

    Yes. FHA Loans are a valid choice in Boynton Beach if you still need to meet the criteria for a traditional loan. With a minimal down payment starting at 3.5% and a more lenient requirement on credit score, FHA Loans offer a path for individuals who may not qualify for standard financing. These loans also provide competitive interest rates and some flexibility regarding debt-to-income ratios.