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Best Mortgage Refinance Companies in Bridgeport, CT

Our Recommended Top 12

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Bridgeport mortgage refinance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

83Reviewed

54Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

177 North St, Easton, CT 06612
WebsiteLicense: 118657

Expertise.com Rating

Why choose this provider?

Private Financial Services is a family-owned and family-operated mortgage firm serving individuals and businesses throughout Bridgeport and nearby metros. The company helps clients with various refinancing options, including rate and term, cash-out, and debt consolidation refinancing. Additionally, its agents help clients who are thinking about getting money out of their mortgages before they retire. Loan products such as fixed-rate and adjustable-rate mortgages, USDA, FHA, VA, and HELOC loans are available. The agency also serves clients in and around New York.

  • New Construction

14 Church Street, North Haven, CT 06473
WebsiteLicense: 996881

Expertise.com Rating

Review Sources

Google
5.0 (83)
Facebook
5.0 (6)

Why choose this provider?

MSI Mortgage shares its expertise in residential lending with families in Bridgeport. The brokerage assists those who are considering a refinance to lower interest rates or eliminate PMI from their loans due to changes in their personal circumstances. It assists customers aged 62 and up in leveraging the equity in their homes by obtaining a reverse mortgage. MSI Mortgage also provides construction, FRM, ARM, and VA loans. David Swanson, the company's president and CEO, has worked in the industry for over 25 years.

  • Reverse Mortgages

31 Liberty St, Suite 306, Southington, CT 06489
WebsiteLicense: 1930800

Expertise.com Rating

Review Sources

Google
5.0 (10)
Facebook
5.0 (7)

Why choose this provider?

Sensible Mortgage Solutions LLC offers refinancing loans to homeowners in Bridgeport. It assists borrowers who want to consolidate their debts, reduce their monthly payments and loan terms, or get cash from equity through various refinancing loan programs. It uses a refinance analysis tool to help clients compare terms so that they can choose the option that fits their needs. Owner and broker Jeremy Hyatt started his career in the industry in 2006 and also facilitates FHA, VA, jumbo, 203K, USDA, and HARP loans.

3333 Main Street, Stratford, CT 06614
WebsiteLicense: 101840

Expertise.com Rating

Why choose this provider?

First Choice Mortgage Services, LLC, caters to clients in the Bridgeport metro. It is a full-service company that assists property owners who are looking to lower their mortgage’s interest rate by refinancing their condominium, townhouse, or multi-family home. In addition, the privately owned business offers jumbo, conventional, investor, VA, and FHA 203K renovation loans. It also helps with high-interest debt consolidation. Lisa DiBernardo, one of its senior loan officers, has been originating mortgages for over 25 years.

  • New Construction
  • Reverse Mortgages

25 Sylvan Road S, Suite M, Westport, CT 06880
WebsiteLicense: 996877
Website

Expertise.com Rating

Review Sources

Google
4.8 (39)
Facebook
5.0 (2)

Why choose this provider?

Gold Coast Financial Services, LLC, caters to clients throughout the Bridgeport area. The company works with homeowners aiming to refinance their mortgages to fulfill goals like reduced interest rates. It has experience advising individuals looking to lock in their loan rates. The company also offers reduced documentation financing to help self-employed clients seeking to attain homeownership. Brad Tippett, its founder, previously worked as the managing partner for the Templeton Mortgage Group. He is also fluent in Spanish.

  • New Construction

702 Bridgeport Ave, Shelton, CT 06484
WebsiteLicense: 1365262

Expertise.com Rating

Review Sources

Facebook
4.8 (113)
Google
5.0 (104)

Why choose this provider?

Province Mortgage Associates, Inc., helps with the refinancing needs of customers throughout Bridgeport and the nearby areas. The local mortgage lender has been serving individuals and families in Rhode Island, Florida, New Hampshire, and the rest of Connecticut since 2005, assisting them in refinancing their current FHA 203k or conventional mortgage loans. The firm gives back to the community through its partnership with foundations like Ronald McDonald House, American Heart Association, and Rhode Island Blood Center.

  • Reverse Mortgages

4750 Main Street, Bridgeport, CT 06606
WebsiteLicense: 110159

Expertise.com Rating

Review Sources

Google
5.0 (93)

Why choose this provider?

Jose Echegaray is a senior mortgage originator with the Prisma Lending Group. The mortgage company provides various FHA solutions to help homeowners and their families reach their property ownership goals. Jose and his team of professionals focus on residential lending options. They offer consultations for clients to understand FHA lending opportunities. The team members are fluent in English, Portuguese, and Spanish. They serve homeowners, buyers, and investors in the Bridgeport metro and the surrounding areas.

  • Reverse Mortgages

2465 Black Rock Turnpike, Fairfield, CT 06825
WebsiteLicense: 110681

Expertise.com Rating

Review Sources

Google
5.0 (126)

Why choose this provider?

Nima Rezvan is a mortgage broker at Prosper First Funding Corporation. Nima has helped over 1,700 families in Bridgeport and across the state. He and his team provide solutions that are tailored to meet clients' financing needs, such as refinancing an outstanding loan, purchasing a home, or consolidating debt. They can also help find the right loan program for each goal, including FHA, VA, USDA, jumbo, or conventional loan. Nima Rezvan is a member of the Fairfield Chamber of Commerce and the Fairfield Business Development Group.

  • New Construction
  • Reverse Mortgages

250 State St, Unit F2, North Haven, CT 06473
WebsiteLicense: 75269

Expertise.com Rating

Review Sources

Google
5.0 (65)

Why choose this provider?

Ascend Financial Network is a mortgage firm that serves clients in Bridgeport and the surrounding locations. Its team works with clients looking to refinance an existing home, buy an investment property, or finance a new home. It has a HomeOne & Standard Conventional program that requires a 3% downpayment, no income limit, and at least 680 credit scores. High balance nationwide, bank buster, and conventional elite loan options are also available. One of its mortgage professionals, Mark Pete, has been working in the industry for 13 years.

  • New Construction

416 Highland Ave, Cheshire, CT 06410
WebsiteLicense: 58789

Expertise.com Rating

Review Sources

Facebook
5.0 (15)
Google
4.9 (7)

Why choose this provider?

Rapid Response Mortgage Services LLC is a mortgage brokerage firm catering to clients in Bridgeport. It has more than two decades of experience helping individuals and businesses with financial solutions, offering loan options like FHA loans, fixed-rate and reverse mortgages, and refinancing. It stays up-to-date with market news and trends and provides clients with better options and opinions regarding mortgages. The firm's mortgage professionals also work with various lending institutions and strive for faster turnaround times for residential and commercial loans.

  • New Construction

250 State Street, Unit F1, North Haven, CT 06473
WebsiteLicense: 91246

Expertise.com Rating

Review Sources

Google
5.0 (65)
Facebook
5.0 (9)

Why choose this provider?

Brian Coughlin is an NMLS-licensed mortgage consultant representing Welcome Home Mortgage in the Bridgeport metro. He has been a partner at the company since 2018 and offers services in Connecticut, New York, and Florida. He and his team assist clients with cash-out refinancing, which uses a portion of their home equity for paying off debt, vacations, college funds, and emergency expenses. Coughlin's services are fully available online, with applications, document reviews, and pre-approvals done on his website.

  • New Construction
  • Reverse Mortgages

360 North Main St. 1-10, Southington, CT 06489
WebsiteLicense: 56981

Expertise.com Rating

Review Sources

Google
5.0 (31)
Yelp
5.0 (2)

Why choose this provider?

Southington Mortgage LLC serves clients in Bridgeport and nearby cities. It offers various types of residential lending programs to meet the financial needs of homeowners and buyers, including those who want to maximize their mortgages through refinancing. A refinance program allows borrowers to add another loan to their existing ones to lower rates or adjust terms. Conventional, FHA, VA, and reversed mortgages are also available to aid first-time homebuyers in achieving their dream residences. Southington Mortgage has been operating since 2000.

  • Reverse Mortgages

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Private Financial Services
177 North St, Easton, CT 06612
MSI Mortgage
14 Church Street, North Haven, CT 06473
Sensible Mortgage Solutions LLC
31 Liberty St, Suite 306, Southington, CT 06489
First Choice Mortgage Services, LLC
3333 Main Street, Stratford, CT 06614
Gold Coast Financial Services, LLC
25 Sylvan Road S, Suite M, Westport, CT 06880
Province Mortgage Associates, Inc.
702 Bridgeport Ave, Shelton, CT 06484
Jose Echegaray
4750 Main Street, Bridgeport, CT 06606
Nima Rezvan
2465 Black Rock Turnpike, Fairfield, CT 06825
Ascend Financial Network
250 State St, Unit F2, North Haven, CT 06473
Rapid Response Mortgage Services LLC
416 Highland Ave, Cheshire, CT 06410
Brian Coughlin
250 State Street, Unit F1, North Haven, CT 06473
Southington Mortgage LLC
360 North Main St. 1-10, Southington, CT 06489

Bridgeport, CT Mortgage Refinance FAQs

  • What does it mean to refinance a mortgage in Bridgeport?

    Refinancing a mortgage in Bridgeport means replacing a current mortgage with a new one. The borrower obtains a new loan using the same property as collateral and then uses the proceeds to pay off the previous loan. The home will have to be appraised anew to determine its new value since the original loan was taken out.

  • What is cash-out refinancing in Bridgeport?

    Cash-out refinancing in Bridgeport allows a person to use built-up equity in a home for other uses by cashing it out using a new mortgage. The lender obtains a new loan that is valued higher than an existing mortgage to pay off the current obligation, then pockets the remainder for use in projects like home remodeling.

  • Is refinancing in Bridgeport useful for those who can already pay off their existing loans?

    Yes, there are reasons why people in Bridgeport who can already pay off their existing loans may wish to refinance. Refinancing a mortgage allows an individual to build equity in a home quicker. Switching to a new contract that has bigger installments and a shorter payment term makes the financial burden each month heavier. However, it speeds up the appreciation of the house's value.

  • In Bridgeport, is it impossible to obtain a new mortgage if one has a bad credit score?

    No, it is not impossible in Bridgeport to obtain a new mortgage if one has a bad credit score. A previously broken rating often means that the original loan will be at an elevated interest rate, but the borrower may be able to repair this over time. If so, it is possible to refinance the old mortgage with a more favorable one and lower the outstanding obligation.

  • Are shifting interest rates the only reasons to refinance mortgages in Bridgeport?

    Shifting interest rates aren't the only reasons to refinance mortgages in Bridgeport. A borrower may seek a new loan if there are changes in life circumstances such as marriage, divorce, or growth in the family. Any reason that brings with it a change in needs and spending patterns is a reason to refinance current debts.