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Best Mortgage Refinance Companies in Westminster, CO

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Westminster Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

73Reviewed

49Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

250 Fillmore Street Suite 150, Denver, CO 80206
WebsiteLicense: 274175

Expertise.com Rating

Review Sources

Google
5.0 (247)
Facebook
5.0 (108)
Yelp
5.0 (43)

Why choose this provider?

Dave Cook is a mortgage professional who runs a Celebrity Home Loans-affiliated agency. His office serves people in Westminster and the surrounding areas who want to achieve their real estate goals, as well as those who want to refinance their current loans for more flexible monthly payments and lower rates. To support them in reaching their financial objectives, Cook takes the time to get to know each of his clients personally. He has more than 20 years of experience in the field.

  • Government Programs
  • Education
  • Investment Buyers
  • VA Loans
  • Conventional Loans
  • Alternative Income Documentation Loans
  • Purchase Transactions
  • Divorce Mortgage
  • Purchase and Refinance
  • First Time Home Buyers

11080 Circle Point Rd, Suite 100, Westminster, CO 80020
WebsiteLicense: 284865

Expertise.com Rating

Review Sources

Google
5.0 (25)
Facebook
5.0 (18)

Why choose this provider?

Janet Morley is a Westminster-based senior loan officer that works with clients throughout the local area. She walks individuals through the refinancing process and helps them achieve a range of goals, from lowered interest rates to decreased mortgage terms. Morley also assists homeowners aiming to turn their home equity into cash to fund property improvement projects or investment building acquisitions. She has experience refinancing VA loans. She provides other services, like mortgage pre-approval assistance. Morley has been in the industry for more than 20 years.

  • New Construction
  • Reverse Mortgages

11080 Circle Point Rd, Suite 100, Westminster, CO 80020
WebsiteLicense: 266776

Expertise.com Rating

Review Sources

Google
4.8 (58)
Facebook
5.0 (19)
Yelp
3.0 (2)

Why choose this provider?

Nova Home Loans is a mortgage company serving clients in Westminster and nearby cities. It helps individuals and families achieve their goals by reducing their monthly payments or modifying their loan terms through a refinancing program. It also assists active borrowers who want to cash out their home equity for various purposes, like paying down high-interest loans and credit cards. The privately held mortgage lender operates in 20 locations spread across Colorado, California, Nevada, and Arizona and is authorized to originate loans in additional 11 states.

  • New Construction

9172 Marshall Place, Westminster, CO 80031
WebsiteLicense: 1067992

Expertise.com Rating

Review Sources

Facebook
5.0 (171)
Google
5.0 (29)

Why choose this provider?

Denver Mortgage Nerd assists families and individuals with home purchases and refinances in Westminster and the surrounding locations. The company's mortgage professional, Kurt McGary, recommends conventional loans for first-time home buyers that require as little as a 3% downpayment and allow gift funds and 401k for the downpayment. He also offers the CHFA down payment assistance program as an additional loan option for individuals who want to purchase a home. Kurt has been in the mortgage industry since 2013.

  • New Construction

11990 Grant Street, Suite 550 Office 9, Northglenn, CO 80233
WebsiteLicense: 1859742

Expertise.com Rating

Review Sources

Google
5.0 (28)

Why choose this provider?

Peak Mortgage Consultants is a family-owned firm that serves the Westminster community. Its mortgage professionals have over 35 years of collective experience working with people looking to refinance their loans or purchase a home. They listen to the clients' stories to know their goals and match them with a mortgage program based on their circumstances. The business offers jumbo, conventional, VA, and FHA loans and other options such as reverse mortgages and bank statement loans for self-employed borrowers.

  • Reverse Mortgages

8313 Beech Street, Arvada, CO 80005
WebsiteLicense: 100507506

Expertise.com Rating

Review Sources

Google
4.8 (38)

Why choose this provider?

Platinum Mortgage Executives helps Westminster residents refinance their homes. It offers cash-out refinancing and reverse mortgages for clients seeking to consolidate debts, fund a home improvement project, or finance their retirement. It also offers home purchase loans and has access to multiple wholesale lenders. Platinum Mortgage Executives maintains a small, boutique operation to give each client hands-on service and financing education so they can make informed decisions. Its mortgage broker, David Braun, has been in the real estate industry for over 25 years.

  • Reverse Mortgages

1001 W 120th Ave., Westminster, CO 80234
WebsiteLicense: 2104219

Expertise.com Rating

Review Sources

Google
5.0 (94)
Facebook
4.6 (60)
Yelp
4.4 (14)

Why choose this provider?

Luminate Home Loans offers mortgage refinance assistance to customers throughout the Westminster metro and neighboring areas. Its loan consultants aim to match clients with the right program to suit their needs, offering them a wide selection of refinancing options whether they are looking to cash out, consolidate debt, or restructure their current mortgage. The agency, which was established in 1998, also assists first-time home buyers and investors in acquiring their dream properties through various loan options.

  • Reverse Mortgages

9035 Wadsworth Pkwy Suite 3400, Westminster, CO 80021
WebsiteLicense: 1314257

Expertise.com Rating

Review Sources

Google
5.0 (57)
Facebook
5.0 (30)
Yelp
4.5 (3)

Why choose this provider?

Mountain State Financial Group is a mortgage brokerage firm that serves clients in Westminster. It provides mortgage refinancing solutions for customers seeking to consolidate debt, receive cash-out from equity, and get better interest rates and lower monthly payments. Its team explains the benefits of the process and the projected closing costs and savings. It works with clients undergoing major life events like divorce, retirement, downsizing, or starting a business. The company developed a Mountain State Insurance Agency for personal and commercial risk management options.

  • Reverse Mortgages

2460 W 26th Ave Ste 309-C, Denver, CO 80211
WebsiteLicense: 148962

Expertise.com Rating

Review Sources

Google
4.8 (110)
Facebook
4.6 (56)

Why choose this provider?

Spire Financial serves individuals from Westminster who require mortgage and refinancing products. These solutions include conventional and fixed-rate home loans with terms ranging from 15 to 30 years. Contracts backed by the FHA and VA are available, and the team delivers refinancing options for debtors who have trouble making payments. Spire Financial handles every stage of the loan process in-house and has Hometown Heroes selections on hand for workers in the medical profession and firefighting sector.

  • Reverse Mortgages

6850 W 52nd AveSuite #101, Arvada, CO 80002
WebsiteLicense: 392987

Expertise.com Rating

Review Sources

Facebook
5.0 (19)

Why choose this provider?

Venture Financial serves residents of Westminster who need mortgages and refinancing solutions. These loan programs include regular adjustable-rate mortgages and hybrid choices. Government loans are available for past and present members of the military. The company also maintains an online refinance calculator that dispenses initial information on the pros and cons of rearranging a current debt. Venture Financial is a small, local enterprise that has been in the lending sector for more than two decades.

  • New Construction
  • Reverse Mortgages

11990 Grant Street, Northglenn, CO 80233
WebsiteLicense: 274886

Expertise.com Rating

Review Sources

Yelp
4.5 (9)

Why choose this provider?

The Wynn & Eagan Team of Citywide Home Loans is a family-run mortgage broker that caters to home buyers in Westminster and nearby areas. The business offers mortgage refinancing with its complimentary ReFi analysis service, allowing clients to navigate whether or not refinancing is a good option for their specific case. The Wynn & Eagan Team also provides information, tools, and consultations on various mortgage programs like conventional, FHA, VA & USDA financing for the needs of every client.

  • Reverse Mortgages

8700 Turnpike Dr, Westminster, CO 80031
WebsiteLicense: 1626526

Expertise.com Rating

Review Sources

Google
4.9 (130)
Facebook
5.0 (108)

Why choose this provider?

Move Mortgage is an independently owned and operated brokerage firm that serves the residents of Westminster and the surrounding areas. It helps clients shorten or lengthen their mortgage loan terms through refinancing programs. These programs also assist clients with converting their home equity into cash. Move Mortgage offers a variety of home purchase products, including FHA, VA, and USDA mortgages. Co-owners Isaac Mittan and Michael Moghaddan have more than a decade of combined experience in real estate and finance.

  • Reverse Mortgages

1120 W 122nd Avenue #106, Westminster, CO 80234
WebsiteLicense: 1940734

Expertise.com Rating

Review Sources

Google
4.9 (36)
Facebook
5.0 (34)

Why choose this provider?

5280Loans, Inc., is a full-service mortgage broker based in Westminster. It focuses on home purchase loans and refinancing options for homeowners and buyers in Thornton, Denver, Cherry Creek, Boulder, and Arvada. Its agents walk clients through the process of availing FHA, VA, USDA, and conventional loans. The company also offers mortgage programs for vacation and investment properties, as well as rehab loans for major home renovations. The 5280Loans team also serves clients in the surrounding cities, including Arapahoe and Jefferson Counties.

  • New Construction

11178 Huron Street, Unit #3, Northglenn, CO 80233
WebsiteLicense: 1215843

Expertise.com Rating

Review Sources

Google
4.8 (126)

Why choose this provider?

PRMG Northglenn is a division of the Paramount Residential Mortgage Group, Inc., which has been in the industry for more than two decades. The branch caters to clients in the Westminster metro, who plan on refinancing their homes. It employs loan officers who educate homeowners about the available options, such as FHA, USDA, and VA and offer them the solution that fits their financial situation. One of the staff members is Audyn Quintana, who has been in the mortgage industry since 1999.

  • Reverse Mortgages

1499 West 120th Ave Suite 110, Westminster, CO 80234
WebsiteLicense: 174999

Expertise.com Rating

Review Sources

Google
4.9 (515)
Facebook
4.6 (117)

Why choose this provider?

The Uphoff Team with NFM Lending provides mortgage solutions to individuals and families in the Westminster metro. It is led by Jessica Uphoff, who has been in the mortgage industry since 2003. The group develops mortgage refinancing strategies, helping borrowers lower their monthly payments, shorten the term of their loans, and leverage their homes' equity. It also partners with Realtors and builders. Jessica was ranked among the top 75 women loan originators in the United States by Scotsman Guide.

  • New Construction

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Dave Cook
250 Fillmore Street Suite 150, Denver, CO 80206
Janet Morley
11080 Circle Point Rd, Suite 100, Westminster, CO 80020
Nova Home Loans
11080 Circle Point Rd, Suite 100, Westminster, CO 80020
Denver Mortgage Nerd
9172 Marshall Place, Westminster, CO 80031
Peak Mortgage Consultants
11990 Grant Street, Suite 550 Office 9, Northglenn, CO 80233
Platinum Mortgage Executives
8313 Beech Street, Arvada, CO 80005
Luminate Home Loans
1001 W 120th Ave., Westminster, CO 80234
Mountain State Financial Group
9035 Wadsworth Pkwy Suite 3400, Westminster, CO 80021
Spire Financial
2460 W 26th Ave Ste 309-C, Denver, CO 80211
Venture Financial
6850 W 52nd AveSuite #101, Arvada, CO 80002
Wynn & Eagan Team
11990 Grant Street, Northglenn, CO 80233
Move Mortgage
8700 Turnpike Dr, Westminster, CO 80031
5280Loans
1120 W 122nd Avenue #106, Westminster, CO 80234
PRMG Northglenn
11178 Huron Street, Unit #3, Northglenn, CO 80233
The Uphoff Team
1499 West 120th Ave Suite 110, Westminster, CO 80234

Westminster, CO Mortgage Refinance FAQs

  • What is the quick and inexpensive way to lower your monthly VA loan payments or interest rates in Westminster?

    The quick and inexpensive way to lower your monthly VA loan payments or interest rates in Westminster is through streamline refinancing. In streamline refinance, the process will be easier because there is no appraisal and credit and asset qualifying. Through this, you can switch from an adjustable-rate mortgage to a fixed-rate mortgage.

  • How does a cash-out refinance loan differ from a home equity line of credit in Westminster?

    In a cash-out refinance loan, Westminster individuals can withdraw money one time and repay through their regular monthly mortgage payments. The funds from a refinance loan can be used to pay off higher-interest debts, home improvement costs, and unplanned expenses. While a home equity line of credit can also be used for the same as in a cash-out refinance loan. However, your home serves as collateral.

  • When should you apply for a shorter-term loan in Westminster?

    You should apply for a shorter-term loan in Westminster if your main goal is to pay off your mortgage sooner or quickly build up your equity. If you choose the shorter-term loan, your monthly payments will be higher. However, you will pay less interest and your mortgage will be settled sooner. You will also benefit from a larger tax deduction if you move from a 30-year fixed to a 15-year fixed loan.

  • Can mortgage lenders provide funds for commercial properties in Westminster?

    Yes. Mortgage lenders can provide funds for commercial properties in Westminster through refinancing. Oftentimes, lenders provide loans that are structured with a three-year initial term or one-year extension options, depending on certain conditions. The funds can be used for leasing commissions and capital expenditures and to pay off tenant improvement expenses.

  • How can property owners determine if they are qualified for a cash-out refinance in Westminster?

    Property owners are qualified for a cash-out refinance loan in Westminster if they have the ability to pay the loan, a good credit score, and 20% or higher of existing home equity. They are also qualified for the loan if their lenders accept their new debt-to-income ratio. Borrowers can inquire with various lenders to determine whether they qualify and compare rates and fees.