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Best Mortgage Refinance Companies in Colorado Springs, CO

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Colorado Springs mortgage refinance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

214Reviewed

134Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

118 N Tejon St, Colorado Springs, CO 80903

Expertise.com Rating

Review Sources

Google
5.0 (139)
Facebook
5.0 (54)

Why choose this provider?

Vic Malone is the broker and owner of Peak Seven Mortgage, a Colorado Springs-based company. He provides various mortgage refinancing options, including loans from private financial lenders. He also helps clients refinance through VA, FHA, and USDA programs. In addition, the professional offers loan products for new home purchases, whether a borrower is acquiring their first house, looking to renovate, or buying a manufactured home. Malone is a U.S. Navy veteran who served for 27 years.

  • New Construction

Colorado Springs, CO

Expertise.com Rating

Why choose this provider?

Wayne Lapham is a Colorado Springs-based loan officer at Republic State Mortgage. He provides updated market information and a variety of mortgage programs to help clients purchase a home or refinance an existing mortgage. His refinancing services allow clients to lower their monthly payments, shorten their loan term, cash out for a home improvement project, and consolidate their debts. Other types of mortgage products he offers are FHA, VA, conventional, jumbo, rural development, and investor loans.

3230 East Broadway Road Suite B-220, Phoenix, AZ 85040
WebsiteLicense: 1951574

Expertise.com Rating

Review Sources

Google
5.0 (875)
Facebook
4.9 (151)

Why choose this provider?

Agave Home Loans is an independent mortgage provider that serves clients in Colorado Springs. It provides mortgage refinancing services and works directly with various lenders to help clients choose according to their needs. It assists in managing the loan application process and collaborates with underwriters to process documents. It offers conventional, VA, FHA, and non-qualifying mortgage loans. Marshall Gottlieb, the co-owner of the company, has a finance degree with an emphasis on investments. He has years of experience working at a mortgage lender.

  • Reverse Mortgages

7608 North Union Blvd, Suite G, Colorado Springs, CO 80920

Expertise.com Rating

Review Sources

Google
4.6 (11)
Facebook
4.0 (8)

Why choose this provider?

American Liberty Mortgage Inc. is a locally owned and operated mortgage lending company that serves clients in the Colorado Springs area and its surrounding communities. Its services include home purchase loans and mortgage refinancing of FHA, VA, and conventional loans. Some of the programs it offers include 203(k) streamlines, jumbo loans, debt consolidation, and reverse mortgages.

  • Multi-Family Loans

1283 Kelly Johnson Blvd, Colorado Springs, CO 80920

Expertise.com Rating

Review Sources

Google
5.0 (5)
Yelp
5.0 (5)

Why choose this provider?

Michelle Wood is a Colorado Springs-based loan officer with the Lifetime Lender Team of Fairway Independent Mortgage Corporation. She and her partner Jim Vogt have over 50 years of combined experience in helping clients looking to purchase a home or refinance an existing mortgage. Their refinancing services allow clients to reduce their monthly payments, change their mortgage terms, and take cash out from their homes' equity. They present loan options such as adjustable-rate, fixed-rate, conforming, jumbo, FHA, and VA loans.

  • New Construction

104 S. Cascade St. Ste #201, Colorado Springs, CO 80903

Expertise.com Rating

Review Sources

Google
4.9 (259)
Facebook
5.0 (193)
Yelp
5.0 (4)

Why choose this provider?

719 Lending is a local mortgage broker that provides its services to residents in Colorado Springs and nearby locations. The company helps individuals get prequalification letters and purchase homes, investments, and vacation properties. It offers all-in-one, FHA, jumbo, USDA, and VA mortgage options. Its loan officers also guide clients in choosing suitable mortgages, taking needs, history, and finances into consideration. 719 Lending has an online system where clients can access loans and receive constant updates.

  • Multi-Family Loans

3225 Templeton Gap Road, Colorado Springs, CO 80907
WebsiteLicense: 193010

Expertise.com Rating

Review Sources

Facebook
5.0 (8)

Why choose this provider?

Since 1893, Norm Phillips - Draper & Kramer Mortgage has been developing mortgage refinancing programs for homeowners in Colorado Springs and nearby areas. The firm offers refinancing options for fixed- and adjustable-rate, reverse, and second mortgages. It also refinances jumbo mortgages and non-warrantable condos. The loan officers assist clients in accessing home equity lines of credit for renovation, and they handle FHA, VA, and USDA loans. Additionally, Norm Phillips - Draper & Kramer Mortgage helps homeowners obtain mortgage insurance.

  • Reverse Mortgages
  • NMLS #: 39166

3650 Rebecca Lane, Colorado Springs, CO 80917

Expertise.com Rating

Review Sources

Google
5.0 (13)
Facebook
5.0 (5)

Why choose this provider?

United Home Mortgage Network serves clients in Colorado Springs and the neighboring communities. It assists homeowners and homebuyers in obtaining mortgage refinancing programs for various types of properties, such as single-family, multi-family, townhouses, and condominiums. The full-service mortgage company offers conventional, jumbo, USDA, FHA, and VA loans. It also provides a variety of niche programs that include credit repair, down payment assistance, and non-QM loans. Mortgage calculators are also available to help clients project their potential expenses.

  • New Construction

2020 N. Academy Blvd Ste 282, Colorado Springs, CO 80909

Expertise.com Rating

Why choose this provider?

123 Home Loan is a locally owned and operated brokerage operating in Colorado Springs. It helps individuals who are looking to buy or refinance a home in choosing from a wide variety of loan programs based on their finances, needs, and history. The options include FHA, VA, USDA, fixed-rate, rehab, and jumbo. Brandan Hines, the company's president, is also a senior loan officer with nearly 20 years of industry experience. He is the founder of the firm's parent company, called LINQ Mortgage, which focuses on modern brokerage processes.

  • Multi-Family Loans

1755 Telstar Drive, Colorado Springs, CO 80920
WebsiteLicense: 1634635

Expertise.com Rating

Review Sources

Facebook
4.7 (19)
Yelp
1.0 (1)

Why choose this provider?

PenTrust Mortgage Group is a mortgage refinance company that serves residents in Colorado Springs and its nearby areas. It assists clients who are looking to finance their homes through the loan approval processes. The company provides a wide range of loan programs, including conventional, FHA, and veteran assistance. Moreover, also offered are down payment assistance, jumbo, and USDA mortgages. The team at PenTrust Mortgage Group is focused on helping clients make knowledgeable decisions on their mortgages.

  • Reverse Mortgages
  • NMLS #: 39166

5528 Library Lane, Colorado Springs, CO 80918
WebsiteLicense: 189744

Expertise.com Rating

Review Sources

Yelp
4.0 (4)

Why choose this provider?

Integrity Mortgage & Financial Inc. is a mortgage refinancing company that serves Colorado Springs and the surrounding areas. Its mortgage lending specialists help clients find loans that help them achieve their goals. Some of the company's products and services are conventional, FHA, VA, and jumbo loans. Integrity Mortgage & Financial assists both people who are looking to buy their first home or people looking to lower their interest rates or change from an ARM to a fixed-rate mortgage.

  • Reverse Mortgages
  • NMLS #: 39166

5825 Constitution Ave, Colorado Springs, CO 80915

Expertise.com Rating

Why choose this provider?

Veterans United is a full-service mortgage company that serves the needs of Colorado Springs. The company provides VA loan services and assist veterans, select military spouses, and service members in securing mortgages. Its mortgage professionals also help in VA loan refinancing; guide new homebuyers in the mortgage process; and handle the processing of FHA, USDA, and conventional loans. Veterans United is advised by senior enlisted leaders from different Armed Forces branches. These leaders have over 100 years of combined experience.

  • Multi-Family Loans

102 S Tejon St, Colorado Springs, CO 80903

Expertise.com Rating

Review Sources

Google
4.1 (36)
Yelp
4.0 (5)

Why choose this provider?

Front Range Mortgage is a locally owned business serving Colorado Springs and the surrounding areas. Its team of mortgage professionals addresses clients' home loan refinancing needs. They assist homeowners looking to switch to mortgages that are more suitable for their current situations. They also help veterans with conventional and FHA loans refinance to VA loans. Additionally, Front Range Mortgage's home loan specialists help veterans' surviving spouses fund home purchases. The company was featured in Forbes Magazine in 2019.

  • New Construction

1465 Kelly Johnson Boulevard, Colorado Springs, CO 80920
WebsiteLicense: 1058945

Expertise.com Rating

Review Sources

Yelp
5.0 (22)
Facebook
5.0 (1)

Why choose this provider?

Serving the Colorado Springs area, VIP Mortgage - William Michaloski offers mortgage refinancing services. Along with conventional loans, the business offers refinancing for VA, USDA, and jumbo loans. Additionally, for Native Americans, HUD-184 loans are available. Credit history is considered as part of the refinancing or financing application process, but advice is provided on how to improve it. For those struggling to gather enough cash for a down payment on a new house, VIP Mortgage offers its Down Payment Assistance Program.

  • Reverse Mortgages
  • NMLS #: 39166

1490 Garden of the Gods Road, Colorado Springs, CO 80907
WebsiteLicense: 392386

Expertise.com Rating

Review Sources

Facebook
4.8 (10)

Why choose this provider?

Colorado Mortgage Group, Inc., is a company that offers mortgage refinancing services to residents of Colorado Springs and the surrounding cities in El Paso County. It has a wide range of refinancing options designed to meet the needs of local borrowers who are looking to cash out or get a better rate and term. Its goal is to provide the lowest interest rates possible and help clients overcome roadblocks that arise when securing a loan.

  • Reverse Mortgages
  • NMLS #: 39166

2950 Professional Place, Suite 209, Colorado Springs, CO 80904

Expertise.com Rating

Review Sources

Google
4.6 (10)

Why choose this provider?

Abundant Mortgage Lending Inc. caters to clients in Colorado Springs and the surrounding areas, helping individuals and families acquire their own homes. Its team is led by mortgage loan originator and broker Heidi Gravert. The company assists clients in getting qualified and approved for credit for mortgages and refinancing existing loans. It also works with first-time homebuyers and guides them in the different aspects of the mortgage process, including loan selection, paperwork, and closing.

  • Reverse Mortgages

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Vic Malone
118 N Tejon St, Colorado Springs, CO 80903
Wayne Lapham
Colorado Springs, CO
Agave Home Loans
3230 East Broadway Road Suite B-220, Phoenix, AZ 85040
American Liberty Mortgage Inc.
7608 North Union Blvd, Suite G, Colorado Springs, CO 80920
Michelle Wood
1283 Kelly Johnson Blvd, Colorado Springs, CO 80920
719 Lending
104 S. Cascade St. Ste #201, Colorado Springs, CO 80903
Norm Phillips
3225 Templeton Gap Road, Colorado Springs, CO 80907
United Home Mortgage Network
3650 Rebecca Lane, Colorado Springs, CO 80917
123 Home Loan
2020 N. Academy Blvd Ste 282, Colorado Springs, CO 80909
PenTrust Mortgage Group
1755 Telstar Drive, Colorado Springs, CO 80920
Integrity Mortgage & Financial Inc.
5528 Library Lane, Colorado Springs, CO 80918
Veterans United
5825 Constitution Ave, Colorado Springs, CO 80915
Front Range Mortgage
102 S Tejon St, Colorado Springs, CO 80903
Will Michaloski
1465 Kelly Johnson Boulevard, Colorado Springs, CO 80920
Colorado Mortgage Group, Inc.
1490 Garden of the Gods Road, Colorado Springs, CO 80907
Abundant Mortgage Lending Inc.
2950 Professional Place, Suite 209, Colorado Springs, CO 80904

Colorado Springs, CO Mortgage Refinance FAQs

  • How do you refinance a mortgage in Colorado Springs?

    To refinance a mortgage in Colorado Springs, you should determine whether the interest offered to you is lower than what you currently have. You have to find a new mortgage lender or contact your existing lender that provides refinancing services. You must complete an appraisal and application form. You should remember that the average cost of an appraisal could be $300 to $500.

  • What are the benefits of refinancing a home loan in Colorado Springs?

    Refinancing a home loan in Colorado Springs helps families and individuals increase their financial stability, pay off their mortgage later or earlier, and reduce the amount of their interest. Through refinancing, borrowers are also allowed to improve the terms governing the mortgage and use their home equity to provide cash for their personal needs.

  • What should you consider when applying for a rate-and-term refinance in Colorado Springs?

    When applying for rate-and-term refinance in Colorado Springs, you must consider the interest rates. You should determine whether it is worth it to pay higher interest. You must also evaluate housing market trends. You may have more equity in your home if the price of your property is up when you first purchased it.

  • Does a cash-out refinance in Colorado Springs impact credit scores?

    Yes. In Colorado Springs, a cash-out refinance can have a minor impact on your credit scores. However, you should not worry too much because it will only have a temporary drop. You may also want to boost your credit score before applying for a cash-out refinance. Keeping updated with your bills and paying high-interest debts can help you have lower interest rates.

  • What are the costs of refinancing a home in Colorado Springs?

    Individuals and families who want to refinance their homes in Colorado Springs need to prepare themselves regarding the costs of loans. Most of the time, borrowers may need to prepare an average of $1,500 to $5,000 for home refinancing. They might need to pay for closing, origination, title, appraisal, and attorney fees.