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Best Mortgage Refinance Companies in Whittier, CA

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Whittier mortgage refinance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

54Reviewed

36Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Mortgage Refinance Companies Serving Whittier
17220 Newhope Street, # 213, Fountain Valley, CA 92708
Visit WebsiteLicense: 245420

Expertise.com Rating

Review Sources

Google
5.0 (34)
Yelp
4.5 (12)
Facebook
5.0 (11)

Why choose this provider?

The More Group is a full-service mortgage company that serves Whittier customers looking to purchase a new home or refinance a current loan. It handles multiple mortgage programs and offers various home loan options such as FHA, conventional, jumbo, and VA. Its team also conducts credit score analysis and creates strategic repair plans to help borrowers achieve the financial standing needed for their home goals. The More Group is available 24/7 to attend to its client's home loan needs.

  • Reverse Mortgages

Best Mortgage Refinance Companies Serving Whittier
16224 Whittier Blvd, Whittier, CA 90603
Visit WebsiteLicense: 1532263

Expertise.com Rating

Review Sources

Google
5.0 (52)
Yelp
4.0 (5)
Facebook
4.3 (3)

Why choose this provider?

Liberty Bridge Financial is a Whittier-based company that deals with clients across the metro. It advises homeowners seeking to refinance their mortgages. The company takes into consideration the client's financial situation as part of its efforts to help them consolidate debt, decrease interest rates, or switch from an adjustable-rate program to a fixed-rate mortgage. It also deals with aspiring homeowners and provides a variety of mortgage options, ranging from FHA and VA programs to expanded loans.

  • Reverse Mortgages

Best Mortgage Refinance Companies Serving Whittier
15820 Whittier Blvd Ste. G, Whittier, CA 90603
Visit WebsiteLicense: 346138

Expertise.com Rating

Review Sources

Google
4.5 (14)
Facebook
4.8 (12)

Why choose this provider?

Allianze Mortgage provides loan refinancing options for clients in Whittier. This team of mortgage professionals helps refinance properties, including single and multi-family homes, condominiums, townhouses, and manufactured homes. It also guides clients who are wanting to cash out their equity for repairs. Allianze Mortgage has established its name in the lending industry for more than 34 years. It currently has over 30 loan officers and is a direct lender with Fannie Mae & Freddie Mac.

  • New Construction

Best Mortgage Refinance Companies Serving Whittier
18000 Pioneer Blvd #206, Artesia, CA 90701
Visit WebsiteLicense: 307431

Expertise.com Rating

Review Sources

Google
5.0 (10)
Facebook
5.0 (8)

Why choose this provider?

My City Financial serves residents in Whittier who need various refinancing and loan solutions. The team restructures existing debts into less burdensome forms. Its mortgage options include products aimed at buyers of single-family houses and condominium units. The customer base includes buyers of vacation rentals and investment assets. The company has clients who have been with them since 1995. It maintains online resources and tools to inform the public about the most current market conditions.

  • New Construction
  • Reverse Mortgages

Best Mortgage Refinance Companies Serving Whittier
15111 Whittier Blvd Suite 101-B, Whittier, CA 90603
Visit WebsiteLicense: 61382

Expertise.com Rating

Review Sources

Google
4.9 (112)
Yelp
5.0 (4)

Why choose this provider?

Encore Mortgage aims to help individuals consolidate debt and obtain low monthly payments through refinancing options in Whittier. It offers VA, FHA, USDA, jumbo, and conforming loans with terms ranging from five to 30 years. In addition, it has fixed-rate and adjustable-rate mortgages for first-time homebuyers and investors. Daniel Carrillo, the chief executive officer, has over 16 years of industry experience. He personally assists a diverse client base, including self-employed borrowers, firefighters, teachers, and medical workers.

Best Mortgage Refinance Companies Serving Whittier
17700 Castleton Street Suite 383, City of Industry, CA 91748
Visit WebsiteLicense: 856170

Expertise.com Rating

Why choose this provider?

LendiHome is a mortgage brokerage firm serving clients in Whittier. The company provides refinance programs that enable borrowers to change their current loan terms, reduce monthly payments, or pay off their existing mortgage faster. Its mortgage brokers conduct a comprehensive property evaluation to assist clients in choosing the right refinancing loan from over 100 wholesale lenders. Some of its loan options include conventional, fixed-rate, Jumbo, FHA, and cash-out refinance. Jerry Torres, the company's president, brings over two decades of experience in the mortgage business.

  • Reverse Mortgages

Best Mortgage Refinance Companies Serving Whittier
9317 Firestone Blvd., Downey, CA 90240
Visit WebsiteLicense: 1283792

Expertise.com Rating

Review Sources

Facebook
5.0 (26)
Google
5.0 (24)
Yelp
5.0 (2)

Why choose this provider?

Julian Lending is a mortgage loan and real estate consultancy catering to Whittier clients. The company handles different areas of mortgage lending, such as investment, purchase, construction borrowing, and refinancing. It offers various tools, including online updated interest rates available and shopping for loan programs, as well as the guidance of its live team of loan specialists. Julian Lending's clients include seasoned and new investors and first-time homebuyers. Chief loan officer Julian Martinez has more than a decade of experience, with an emphasis on residential mortgages.

  • Reverse Mortgages

Best Mortgage Refinance Companies Serving Whittier
7007 Washington Ave. #301, Whittier, CA 90602
Visit WebsiteLicense: 1863965

Expertise.com Rating

Review Sources

Google
5.0 (16)
Yelp
5.0 (8)

Why choose this provider?

Legacy Capital Funding offers its selection of mortgage plans and refinancing programs to people in Whittier. Its application process involves comprehensive consultations that help clients identify their financial objectives in refinancing their loans, such as debt consolidation and monthly payment reduction. Its consultants process documents such as bank statements and assess each refinancer's income capabilities or credit situation as part of their evaluations. Legacy Capital Funding also educates people on local factors like interest rates to help them understand their mortgage options.

  • New Construction

Best Mortgage Refinance Companies Serving Whittier
3327 W. Beverly Blvd, Montebello, CA 90640
Visit WebsiteLicense: 1085482

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

HL Home Loans offers services to clients in Whittier and the surrounding areas. It provides solutions to customers planning to refinance their current home loans. The company helps clients qualify for a VA streamline or FHA streamline refinance products. It also offers FHA 203k programs to customers who want to renovate their current residences. HL Home Loans has several mortgage rate options, including adjustable-rate, fixed-rate, interest-only, and graduated payment mortgages. Jumbo and USDA loan programs are also available.

  • New Construction

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
The More Group
17220 Newhope Street, # 213, Fountain Valley, CA 92708
Liberty Bridge Financial
16224 Whittier Blvd, Whittier, CA 90603
Allianze Mortgage
15820 Whittier Blvd Ste. G, Whittier, CA 90603
My City Financial
18000 Pioneer Blvd #206, Artesia, CA 90701
Encore Mortgage
15111 Whittier Blvd Suite 101-B, Whittier, CA 90603
LendiHome
17700 Castleton Street Suite 383, City of Industry, CA 91748
Julian Lending
9317 Firestone Blvd., Downey, CA 90240
Legacy Capital Funding
7007 Washington Ave. #301, Whittier, CA 90602
HL Home Loans
3327 W. Beverly Blvd, Montebello, CA 90640

Whittier, CA Mortgage Refinance FAQs

  • What are the fees that usually come with mortgage refinancing in Whittier?

    There are various fees that usually come with mortgage refinancing in Whittier, such as application and origination fees. Application expenses range from $250 to $350, while origination costs are around 1% of the borrower’s loan amount. Other possible expenses include lender fees and title insurance and search costs.

  • What is an appropriate time for a borrower to apply for mortgage refinancing in Whittier?

    The appropriate time for a borrower in Whittier to apply for mortgage refinancing is when the potential rates are 2% lower than that of their existing loan. It is also a good time to refinance, even if the difference between the current and potential mortgage rates is only 1%. Furthermore, there should be at least a reduction to the amount of the borrower’s mortgage payments.

  • What are the reasons why borrowers in Whittier refinance their mortgage loans?

    There are various reasons why borrowers in Whittier refinance their mortgage loans, such as debt consolidation, loan term reduction, and change of mortgage program from a fixed rate to adjustable. It is also possible that said homeowners want to ensure their property’s equity or simply want to lower their interest rate.

  • What should be prepared by a borrower in Whittier who intends to refinance their mortgage loan?

    A lender may require a consumer in Whittier who intends to refinance their mortgage loan to prepare the same documentation as their initial closing. The homeowner may also be asked to prepare for another title search, inspection, appraisal, survey, and credit check. Additionally, the imposition of an origination fee may depend on the loan program for which the borrower applies.

  • Is it possible to recover extra money when refinancing a mortgage loan in Whittier?

    Yes, it is possible to recover extra money when refinancing a mortgage loan in Whittier. In a cash-out refinancing program, as long as the borrower has enough home equity, they can get a portion of it in the form of a lump sum after paying off the existing loan at closing.