Best Mortgage Refinance Companies in Westminster, CA

Choice Home Mortgage provides refinancing options to Westminster-based residents. These loan programs include rate and term refinancing, as well as cash-outs. Non-QM, jumbo, FHA, VA, and conventional loans are among the other services provided by the company. Choice Home Mortgage also works with Rocket Mortgage, Penny Mac, Longbridge Financial, Change Wholesale, FundLoans, and Angel Oak. It has an extra payment mortgage refinance calculator on its website to assist with new loan estimates. In addition, the online mortgage learning center provides visitors with access to industry-related articles.

Wynn Mortgage Inc. serves locals in Westminster who need loans and refinancing. The team switches out current obligations with fresh alternatives that have less burdensome terms and conditions. It has mortgage products fit for buyers of condominiums and single-family properties. These options include reverse mortgages for the elderly members of the community. Online resources and tools are on hand to advise buyers on matters such as periodic dues and asset appraisals. The company has funded over $150 million in loans.

HomeSmart Advisors serves clients in Westminster who need mortgage and refinancing assistance. It rearranges current debts into less burdensome forms and offers loan options that range from adjustable-rate programs to those with fixed terms of up to 30 years. The company also has reverse mortgages for aging members of the community and government-backed choices for military veterans. HomeSmart Advisors is led by CEO and mortgage loan advisor Alejandro Ramirez, who has been in the lending sector for more than a decade.

24/7 Mortgage helps locals in Westminster realize their dream of homeownership. It provides mortgage refinance assistance for those who want to lower their current interest rate, consolidate debt, or obtain cash from equity. For clients looking to buy a new home or investment property, jumbo, conventional, stated income, non-QM, and bank statement loans are available. It also assists in obtaining government loans like VA, FHA, and USDA. The company was established by Binh Tran, Huong Duong, and Peter Nguyen in 2018 until it grew to a 30-person team.

America Smart Home Loans offers customized services in the Westminster metro and nearby areas. It caters to individuals and families who want to purchase different types of residential properties, such as condominiums, single- and multi-family homes, townhouses, and manufactured homes. The company helps investors and buyers create refinancing strategies to change loan terms, reduce interest rates and monthly payments, and consolidate debts. Its team also processes different mortgage programs, including jumbo, USDA, VA, and FHA loans.

Morningstar Mortgage, established in 1994, caters to people in the Westminster area and the surrounding metros. It helps homeowners convert their adjustable rate mortgages to fixed-rate ones, pay off installment debts and credit cards, and reduce their interest costs by offering refinancing loans. Some of the loan products it provides include FHA, VA, and reverse mortgages. Bill Gaffney, the firm's president, is a Certified Mortgage Planning Specialist who has been working in the industry since 1987.

CNB Mortgage is a lending company supporting the funding needs of homebuyers in Westminster. It has backed more than $150 million in loan transactions since its formation. The mortgage lender customizes loan terms to match homebuyers' current situations and financial goals. Its purchase and refinance programs include FHA, VA, USDA, and jumbo loans. CNB Mortgage has an online platform for encrypted submissions, pre-qualification and loan applications, and individualized digital quotes. Its loan officers troubleshoot discrepancies discovered during loan approval processing.

MakeWay Mortgage is a family-owned lending business serving the refinancing goals of borrowers in Westminster. The company implements a variety of refinancing programs, from VA IRRRL and reverse mortgages to FHA streamline loans and cash-out options. Its loan officers assess borrowers' needs, find products suited for each client, and assist in every step of securing refinancing, from consultation to closing. MakeWay Mortgage is actively involved in community initiatives such as Olive Crest: Be the Miracle Wish Slips.

Advanced Horizon is a Huntington Beach-based brokerage that serves people in Westminster who seek to refinance their mortgages. Its loan originators give financial recommendations after evaluating an applicant's credit score, income situation, and down payment sources for mortgage funding. The company canvasses its refinancing options using information concerning a client's specific goals for debt payments, monthly settlement reductions, and property development projects. It also has jumbo and USDA loans available for those who wish to purchase new properties.

Americoast Realty & Lending caters to homeowners in Westminster and the surrounding areas who need help with refinancing to reduce the interest rate on their mortgage. Committed to providing its clients with guidance that would lead them to making the best choice, its team lays out and discusses the differences between mortgage options, such as FHA, VA, and jumbo loans. The company also extends its services to first-time homebuyers. It offers 15- and 30-year fixed mortgages.

Century Home Lending is an independent mortgage brokerage serving Westminster residents. It works with refinancing homeowners to achieve different goals, from modifying loan terms and lowering monthly payments to consolidating debt. It also offers purchase loans, such as conventional, FHA, and Jumbo. Loans are personally handled by a loan officer throughout the process, so the client has a single point of contact. Century Home Lending is partnered with multiple national investors, which helps reduce lender fees. It strives to close loans within 30 days.

EE is a mortgage broker that facilitates programs and investment tools to meet the refinancing goals of homeowners in Westminster. The company helps individuals and families refinance their current loans to lower monthly payments, stop paying PMI, and cash out equity. Its team of professionals assists in navigating the refinancing process, from application and credit check to appraisal and closing. Additionally, these staff members guide borrowers in switching from an ARM to a fixed-rate mortgage or securing a reverse mortgage.