Best Mortgage Refinance Companies in Vista, CA

Pacific Coast Home Mortgage provides loan programs to clients in Vista. It helps homeowners determine if mortgage refinancing suits their financial needs and offers them various refinance solutions. Its mortgage experts work with clients who want to change their adjustable-rate mortgage, save money from their monthly dues, take advantage of current lower mortgage rates, and explore other financial opportunities refinancing might bring. The company recognizes the need to walk its clients carefully through the loan process and helps them make well-informed decisions for their families.

The Willson Team is a CrossCountry Mortgage-affiliated practice that has been serving clients in and around Vista. Its lending officers help clients make informed decisions about their home refinancing or financing loans by providing them with the knowledge and resources they need. They assist eligible borrowers through the entire application process and closing. Among the loan programs offered are VA, FHA, and conventional mortgages. Jeffrey Willson, the branch manager, is a U.S. veteran who has been in the mortgage industry for over 15 years.

Bluefire Mortgage is a boutique residential lender offering various loan options to clients in Vista and the surrounding areas. Its team assists people considering a mortgage refinance through conventional loans and FHA and VA streamline programs. The company also provides financing solutions for new real estate purchases, including jumbo loans to fund higher-end properties. In addition, Bluefire assists active and former military officers, as well as those who have recovering credit, in achieving their homeownership goals.

Nico Romero is a mortgage loan originator with Equity Smart Home Loans, Inc., serving clients in Vista. He helps make the loan process simple for every client when purchasing or refinancing a home, especially when dealing with a ton of paperwork. He offers a standard 30-year fixed-rate mortgage with a consistent interest rate and fixed monthly payments. Nico recommends this loan for clients who intend to live in the house for at least seven years. Other loan options are 15-year mortgage, FHA, and VA loans.

MH Loans is a family business that serves the mobile home loan needs of residents in Vista and nearby areas. Its team works with owners and first-time homebuyers looking into various manufactured home financial services, such as new mobile home mortgages and refinancing. It helps structure appropriate mortgage alternatives for mobile homes since there are numerous possibilities and price points. The company's management team has 50 years of combined experience matching buyers and owners of prefabricated homes with financing choices.

Stone Bridge Mortgage is a brokerage firm that caters to Vista residents. Since 2011, it has been providing a variety of refinancing solutions to help individuals and families acquire their dream residential properties. The company guides investors and buyers in creating strategies to lower monthly payments and comparing rates from different lenders and banks. It also offers mortgage programs, such as investment property, USDA, VA, FHA, jumbo, and fixed-rate loans. The team's experts have over 45 years of combined industry experience.

Aramco is a firm that serves customers in Vista and nearby areas who want to obtain mortgage refinancing. It aims to streamline the mortgage refinance process by providing clients with all the information they need and giving them a variety of loan options. It offers VA loans and reverse mortgages. Borrowers have the option to process their applications online. The family-owned and family-operated firm has been helping people with home purchase and refinance needs since 1998.

RealMortgage is a company that provides refinancing solutions to residents of Vista. Its team of finance officers helps homeowners who want to reduce monthly payments, shorten terms, or build more equity and avail of refinance loans. It also offers FHA, VA, jumbo, FHA 203K, USDA, and HARP loans. It has 15- and 30-year fixed rates and adjustable-rate mortgages. The company believes in providing compassionate and transparent service and provides clients with free online tools to streamline the application process.

America One Mortgage Group caters to homeowners and prospective buyers in Vista and surrounding areas. It helps clients find home financing programs that meet their purchase, refinance, or investment goals. The company collaborates with multiple national lenders and banks to provide a wide array of products, such as fixed-rate, adjustable rate, FHA, and VA loans. Owner Mark Luciani has been in the industry since 1990 and has received several awards for his work as a mortgage broker.

Secured Lending Group is a boutique mortgage company that caters to first-time homebuyers and long-time owners in Vista and its neighboring areas. It provides an array of refinancing options to help clients lower their interest rates, consolidate debts, and pay off their mortgages faster. These include fixed-rate and adjustable-rate mortgages as well as FHA and VA loans. Jumbo, rehab, and USDA loans are also available. Its team members carry more than 35 years of collective experience in the industry. They are a DBA of E Mortgage Home Loans Inc.