Best Mortgage Refinance Companies in Union City, CA

Sergio Szyrko is a mortgage loan officer serving Union City. He assists borrowers looking to shorten current loan terms, reduce interest rates, or consolidate debt through mortgage refinancing. Some of the refinance programs he offers include cash-out, adjustable-rate, and fixed-rate mortgages. He also provides home purchase loans, such as conventional, FHA, VA, USDA, jumbo, and reverse. Szyrko is one of 10,000 mortgage professionals employed by Fairway Independent Mortgage Corporation, which has been helping people achieve their homeownership goals since 1996.

Optimal Loans serves residential and commercial property owners, sellers, and buyers in Union City and the nearby areas. The company provides customers with various loan options, which include home refinance, conventional, FHA, and VA loans. Its team of mortgage processors and specialists also has experience assisting clients with jumbo and 203K loan programs. Karan Singh established Optimal Loans in 2014. He has more than a decade of experience in the mortgage, banking, and real estate industry.

Preferred Mortgage, Inc., serves homeowners and first-time home buyers in Union City and the surrounding cities. The independent broker offers customers different types of loan programs, including home refinance, home purchase, FHA, and commercial loans. It also deals with bad credit and home equity line of credit (HELOC). Its loan process involves applying for a loan and getting pre-approved, providing documentation, comparing loans and rates, and closing loans. Preferred Mortgage has been serving customers since 2012.

Rainbow Funding is a family-run brokerage company with a team of mortgage loan officers serving clients in Union City. It offers refinancing solutions to homeowners, including cash-out, rate and term, and reverse mortgage, that help in getting lower rates and monthly payments and cash out for extra funds. The company also provides hard money loans for private investors. Rainbow Funding has been in business for over four decades, modernizing mortgages through virtual consultations, digital loan document management, and online loan tracking.

With its expertise, investment tools, and a variety of loan options, Lane Mortgage assists the people of Union City in realizing their pursuit of home ownership or applying for a refinance to achieve personal financial plans. The company streamlines the refinancing process by calculating an individual's purchasing power based on standard lender guidelines. It then helps clients select a suitable program, such as fixed rate and adjustable mortgages, based on their specific circumstances and financial goals.

Inizio is a mortgage service provider offering digital solutions to assist with the refinancing goals of people in Union City. Through its website, it guides mortgage borrowers in submitting applications and securing pre-qualifications online. The team helps homeowners evaluate various refinancing options through interactive calculators and self-help tools. In addition, Inizio deploys a variety of mortgage options, from interest-only loans and ARMs to government programs such as FHA, VA, and USDA. Its professionals advise clients throughout the refinancing process.

Pacific Green Funding caters to people in Union City who need various refinancing plans for existing debts and new mortgages for upcoming purchases. It has government-backed options fit for members of the military, as well as conventional products from private entities. The company's advisors counsel clients on lending-related matters, such as transaction taxes and how to break even on real estate investments. Pacific Green Funding is licensed across two states and coordinates with sales agents to facilitate buying processes.

Aiyars Real addresses the real estate needs of individuals and families in and around Union City. For more than a decade, he has been helping borrowers refinance their loans to enable them to acquire their dream residential properties. He collaborates with investors and buyers to develop refinancing strategies that can reduce their monthly payments and interest rates. The professional also caters to customers who want to market their investment spaces. Real is a member of the National Association of Realtors.

Megan Price is a senior loan officer who provides services to clients in Union City and the neighboring areas. She guides individuals in refinancing their existing mortgage loans to obtain lower rates and monthly payments, enabling them to reduce their expenses and achieve their financial goals. Price offers refinancing services to provide cash funds for individuals from their homes' equity. She also serves individuals and families wishing to apply for loan programs to purchase their first homes.

Reliance Financial is a family-owned business that caters to buyers and investors in and around Union City. Its team helps families and individuals achieve their dream residential properties by providing them with refinancing solutions. The privately owned company assists clients in creating strategies on how they can lower interest rates and monthly payments. It processes mortgage loans to enable customers to obtain single-family homes, townhouses, condominiums, and manufactured homes. Reliance Financial has been in operation for over 15 years.

Googain deals with clients across the Union City area. The company guides them through the mortgage refinancing process. It maintains a website that contains a refinance calculator to help homeowners visualize the impact of their financial decisions. The company also provides home valuation services. Shawn Song, its president, has more than a decade of experience in the mortgage industry. He has a background in the IT field and previously worked as a senior software manager under the firm S3 Graphics.

Sean Kameli is the founder and chief loan officer of Supreme Lending, a brokerage firm serving the people of Union City and the surrounding areas. He assists homeowners in reducing the interest rate that they are paying on their homes through mortgage refinancing solutions. Clients looking to take advantage of their homes’ equity may opt to cash out instead. Other financing programs Kameli helps customers with include conventional, jumbo, FHA, and VA loans. Supreme Lending has been in operation for more than two decades.

BayCal Capital Services, Inc., is a local real estate and lending company that serves residential clients in Union City. It offers mortgage refinancing services, analyzing clients' current loans and financial situations to allow for reduced monthly payments and rates. It also provides purchase and home improvement loans. BayCal Capital Services is owned and operated by Isaac Sanchez, who has been in the industry for over 12 years and has experience in real estate buying, selling, and lending.