Best Mortgage Refinance Companies in Sunnyvale, CA

Tina Elias, a mortgage professional at The Loan Story, serves clients in Sunnyvale. She provides individualized support to clients looking for a mortgage program to purchase or refinance homes, assisting them through the entire loan underwriting and closing procedure. During the application process, the loan officer assesses borrowers' income bracket and financial situation to determine the best mortgage options, rates, and repayment terms for them. Elias has been involved in the mortgage industry for 15 years.

O2 Mortgage serves customers in Sunnyvale who need loans and refinancing options. These choices are geared toward a variety of borrowers including those with less than ideal credit scores. Refinancing is available to take advantage of less onerous rates and conditions. The company operates under the American Pacific Mortgage Corporation and is active across nine states across the union. O2 Mortgage supports the Audacity Performing Arts theater company and the Pacific Autism Center for Education.

Mortgage Magic offers its financial options to potential applicants from neighborhoods in the Sunnyvale metro. Its agents have been helping clients refinance their existing loans and secure funding for debt payments, tuition fees, and home improvements. They regularly conduct holistic analyses of the local mortgage market to identify potential changes in interest rates for the adjustment of various programs. For its services and expertise, the firm has received the Community Excellence award from the San Jose Chamber of Commerce.

Manka Mortgages works with Sunnyvale residents who want to refinance their existing home loans. Chacko "Jacob" Varghese, the company's mortgage loan specialist and broker, provides clients with personalized solutions while guiding them through the mortgage process. He also assists them in negotiating a loan that fits their financial situation. A previous client has commended Jacob for constantly communicating throughout the process and responding quickly to questions. Manka Mortgages also assists clients with their jumbo loan requirements.

Veridian Mortgage assists Sunnyvale-based individuals and families in refinancing their home loans for improved financial security. Its team assesses each client's situation and determines their eligibility for various programs based on factors such as job changes, HOA litigations, and bankruptcy. It provides access to a selection of different loans and refinancing options that are canvassed from more than 100 local lenders. It also organizes informative seminars, offers regular progress reports on market changes, and promotes continuing education classes that involve various mortgage-related subjects.

Googain Sunnyvale has been serving clients in the metro since 2004. The agency guides homeowners and first-time homebuyers with various refinancing and purchasing options that match their financial goals. It offers comprehensive loan programs from Fannie Mae, Freddie Mac, CalHFA, and VA. Clients can also utilize mortgage calculators on the company's website to determine the break-even point on their refinanced loans. The company assists in home valuation for customers looking to sell their properties. Googain Sunnyvale received the 2022 Innovation Award from ICE Mortgage Technology.

Low 30 Mortgage has a cash out refinancing option for its clients in the Sunnyvale neighborhood and surrounding areas. It can also employ a saving strategy for debt consolidation. Other loan products available are the 30-year fixed jumbo loan, 30-year fixed investment loan, and DSCR Loans. With a streamlined process, its agents can guide clients as they go through the steps one by one. Low 30 Mortgage's website has pages dedicated to educating its visitors on how mortgages work.

Thuan Nguyen is Loan Factory's CEO. His firm offers mortgage and refinance products to clients in Sunnyvale who want to purchase homes, lower their interest or payments, or receive cash. Since its establishment, Loan Factory has served over 27,000 clients and closed more than $11 billion in loans in 14 branches around the country. It represents 39 lenders, including TJ Financial, Provident Funding, JMAC Lending, Carrington, and Home Point Financial. The agency is an equal housing opportunity brokerage.

For more than 25 years, Snapfi has been providing the mortgage needs of clients in Sunnyvale and the surrounding areas. Its team specializes in helping individuals and families refinance their existing mortgage loans to lower their rates, obtain home improvement funds, pay off debts, and reduce monthly payments. These mortgage refinance programs also helps clients cash out their equity to purchase other real estate or provide for college expenses. Snapfi has refinanced more than 4,000 homes throughout the community.

InterFirst Lending helps residents of Sunnyvale obtain mortgage refinancing loans. It is a Silicon Valley-based independent mortgage agency that assists clients such as first-time home buyers and real estate investors. The company offers various loan programs that include fixed loans with 15-, 20-, 25-, and 30-year terms. It also provides ARM loans with 3-, 5-, 7- and 10-year fixed terms. Its jumbo loans have funds amounting to $3 million. The company has since funded over $1 billion dollars worth of loans.