Best Mortgage Refinance Companies in Santa Monica, CA

Alston and Associates Mortgage Company serves clients throughout Santa Monica. This company provides a vast range of mortgage programs, such as mortgage refinancing loans. It helps homeowners who want to obtain lower monthly payments or cashout equities in selecting a refinancing loan product that meets their needs. Its team also offers loan programs for new homebuyers, including conventional, FHA, USDA, VA, and non-QM loans. Clients can apply for a loan program through the company's website.

Equitable Lending provides home financing solutions to clients in and around Santa Monica. It works with individuals and families who wish to refinance their existing mortgages to adjust loan rates or term lengths. A refinance program also lets borrowers cash out equity, which they can use to pay off debts or renovate homes. The company's professionals advise and assist loan applicants through the borrowing procedures, from asset and income verification to paperwork processing and loan closing.

Since its inception, Westside Mortgage Group has closed mortgages on behalf of over 300 clients in Santa Monica and the surrounding communities. In addition to assisting first time home buyers in purchasing residences and investment properties, the company helps homeowners to refinance their existing mortgages. Its products include FHA loans, interest-only mortgages, jumbo loans, and adjustable-rate mortgages. Owner and mortgage broker Brian Guth has over 20 years of experience in the real estate investing and finance industry.

Riley Home Mortgage is a real estate brokerage company that offers customized solutions, along with quotes and rates. It tailors its products for prospective homeowners' needs in Santa Monica. The team provides refinancing, jumbo loans, 30-year fixed mortgages, and 15-year fixed mortgages as loan options and makes use of calculators, financial tools, and safe internet programs. Riley Home Mortgage also aids its clients who are undergoing the loan application process and advises them on how to navigate the loan choice.

The Mortgage Source, Inc., helps the people of Santa Monica with mortgage refinancing. It is a boutique mortgage broker that has been specializing in single-family homes and two- to four-unit properties since 1992. The president of the firm, Victor Benoun, has over 36 years of lending experience. He strives to make the home buying and refinancing process easier for clients by giving them access to tools and resources that will help them estimate their mortgage payments.

Vaneh Hartouni is a mortgage loan originator who caters to clients in Santa Monica and nearby areas. He helps individuals realize their homeownership dreams by offering mortgage refinancing options. These allow them to consolidate debts from credit cards, convert their ARMs to a fixed-interest rate mortgage, lower their interest rates and monthly payments, make investments from the cash proceeds, and purchase other properties. Hartouni is affiliated with Option One Lending, which has been in business since 2004.

Private Money Solutions serves the locals of Santa Monica and the surrounding areas. It provides mortgage refinancing services in the form of hard money lending based on the equity of the property. Clients whose credit scores are too low for bank programs, whose tax returns do not qualify them for a bank loan, and those who need to close quickly are catered to by its professionals. Private Money Solutions is a family-owned business that has funded over $1 billion in loans since 2001.