Best Mortgage Refinance Companies in Santa Maria, CA

PB & Associates caters to clients throughout Santa Maria. The agency has been providing mortgage refinancing options and home loan programs to property seekers, homebuyers, and investors for over two decades. It offers a range of products that covers self-employed and governmental conditions, such as VA, USDA, and FHA loan options. In addition, it can access a wide range of properties available for purchase. PB & Associates works with companies, including Prismo Coast, Equal Housing Lender, and Santa Maria Valley Chamber.

Veterans Lending Group helps Santa Maria homeowners refinance their mortgages to a more favorable term or lower interest rate, allowing them to save significant amounts of money over the life of their loans. Its loan officers also help clients change their financing to free up cash for college tuition, home renovation, or unexpected home repair. Veterans Lending Group is dedicated to serving military families by meeting their VA cash-out refinance needs. Since its inception, the company has assisted more than 5,000 military families.

The Mortgage House delivers digital solutions to the refinancing needs of borrowers in Santa Maria. Through ICE Mortgage Technology, the company deploys decision-making tools that help loan holders calculate the benefits of refinancing. In addition, its loan officers deliver an individualized approach to each refinancing application to aid clients in achieving their goals. The Mortgage House comprises a team of professionals with over 200 years of combined experience. It has funded over $10 billion in loans to date.

Mason Mortgage Services is a locally owned and operated brokerage firm that serves Santa Maria and the surrounding areas. It helps clients refinance existing mortgages in order to lower their interest rates or monthly payments. It also offers refinancing programs for debt consolidation, home improvement, or cash-out purposes. The brokerage also provides home purchase loans such as FHA, VA, USDA, and jumbo loans. Owners Kelly and Erika have more than three decades of combined experience in the mortgage industry.

Gold Standard Mortgage is an agency that provides mortgage refinancing options for homeowners in Santa Maria and the surrounding metros. The team helps clients have lower monthly payments or use refinancing to cash out for education funding, home improvement projects, and starting up a business. Being family-founded, Gold Standard Mortgage aims to help families realize their dreams of homeownership. The loan consultants from this company also guide clients when navigating through their options from the different loan programs available.

Spinnaker Financial provides a variety of home loan options to residents of Santa Maria and the surrounding areas. The company has been in business for over 30 years, assisting clients in understanding their home financing options and matching them with a program that meets their specific needs and preferences. Among its most popular programs are conventional, FHA, and VA loans. Spinnaker Financial's mortgage officers also assist clients with refinancing to lower their current interest rates.

Mickey Hellman is a mortgage broker with Edge Home Finance Corporation. His clients include Santa Maria residents who are considering replacing their outstanding mortgage with a different program that better suits their financial situation. He completes a refinance analysis to determine whether customers qualify for getting a lower interest rate, building home equity, or taking cash out of the mortgage. VA, FHA, jumbo, conforming, fixed-rate, and adjustable-rate loans are among the services provided by Hellman.

Ranch & Coast Mortgage Group serves clients throughout Santa Maria and its neighboring cities. It offers loan programs for mortgage refinancing and home purchasing. It provides various types of loans, such as fixed-rate, fixed-period adjustable-rate, super jumbo, FHA, VA, and Cal PERS and Cal VET loans. Additional loan programs that borrowers can avail themselves through the company include reverse mortgage, home equity, and home equity line of credit loans. Elvin Wesley, company founder, has been in the mortgage industry for more than two decades.

Pacific Trust Mortgage has been handling the refinancing needs of customers in and around Santa Maria since 2002. The firm offers a wide selection of refinancing options for clients, including fixed-rate and adjustable-rate mortgages and FHA and VA home loans. Additionally, its loan consultants assist clients in selecting programs that meet their specific needs and situations. An array of loan options are also available for those seeking to buy their first homes or investment properties.

Santa Fe Mortgage is a local brokerage that serves Santa Maria and the surrounding areas. Its team of experts helps clients finance their homes through various mortgage products. They handle various loan types and, through their refinance programs, help adjust rates, lower payments, and consolidate debt. The company's president, Fred Bittle, has over two decades of industry experience and is fluent in Spanish. He works with the local community as a member of the Lompoc Valley Chamber of Commerce.