Best Mortgage Refinance Companies in San Ramon, CA

New Vintage Mortgage is a mortgage company in San Ramon that offers mortgage refinancing, reverse mortgages, commercial property financing, and private and bridge loan services. Borrowers can get customized real estate loan solutions for home purchases or refinancing in a variety of investments, such as primary residences, second homes, investment properties, and commercial properties. For more than 16 years, Paul Stella, its senior mortgage consultant, has offered real estate solutions to people in the San Francisco Bay area.

Roy Elahi handles the mortgage needs of homeowners and home buyers across San Ramon and the surrounding cities. He helps clients lower their current loan rates or take cash from their home's equity by offering mortgage refinancing services. He also serves individuals and families wishing to apply for loans to purchase investment, vacation, and primary homes that suit their budget and needs. Roy initially handled commercial real estate brokerage before pursuing the mortgage lending industry in 1987.

American Mortgage Management serves San Ramon home purchasers and residential property owners. For both refinancing and buying, the business covers a selection of property types, including manufactured homes, townhouses, condominiums, and single and multi-family residences. It also offers loan options that include reverse mortgages and home equity. For more than two decades, American Mortgage Management's president Kerry Worden has assisted over 1,000 customers and closed more than 3,000 loans amounting to over a billion dollars.

Freedomstar Financial, Inc. is an independent mortgage brokerage that caters to home buyers, investors, and homeowners in San Ramon. It assists them with various loan programs from more than 50 wholesale lenders. The firm's loan programs include conventional and reverse mortgages. It also handles government loans such as VA, HUD, and FHA, with a focus on veterans. Through the VA loan program, home buyers can get a loan with no down payment and private mortgage insurance.

Sullivan Group provides mortgage refinancing services for homeowners in San Ramon. As part of CrossCountry Mortgage, Sullivan Group helps borrowers refinance their mortgages with new loans that carry more favorable terms, such as reduced interest rates and shorter repayment terms. Clients can choose from several refinance options, including VA interest rate reduction, FHA 203(k), and conventional loans. Casey Sullivan, a mortgage consultant at Sullivan Group, has been helping clients with their financing needs for over two decades.

Rei Maks is a mortgage broker with more than 23 years of experience in the lending industry. Rei helps people across San Ramon achieve their financial goals, like refinancing their current loan programs to utilize their home's equity or lower their monthly payments. He also helps them consolidate debts and reduce interest rates using refinancing solutions. Rei guides individuals in choosing loan options with fixed or adjustable rates. He is a certified veteran loan specialist.

Quality Choice Funding helps homeowners with their finances through various refinancing solutions. With the use of an online analysis tool, it presents clients with different rates and options so they may pick the best program for their goals, whether for debt restructuring or getting money from equity. The company also offers FHA, VA, jumbo, and reverse mortgages, as well as 15- and 30-year fixed-rate loans. Dave, a Quality Choice Funding loan officer, has assisted borrowers for over 20 years.

Iron Oak Home Loans, Inc. caters to the mortgage refinancing needs of clients in San Ramon. It offers residential loans for individuals who plan to purchase single-family homes, multiple units, and apartment buildings. Additionally, it provides options to purchase flip properties with outside subordinate financing or no down payment. Its client base also includes LLCs and corporations. The firm was established in 1999 comprising two principal members with over 60 years of collective management experience in conventional and portfolio mortgage lending and servicing.

CNA Equity Group is a full-service brokerage catering to the refinancing objectives of the San Ramon community. It helps mortgage borrowers evaluate refinancing benefits such as securing lower monthly payments, cashing out equity, or reducing terms. In addition, its team assists borrowers in comparing different residential or commercial options, including FHA, jumbo, conventional, and non-qualitative programs. Michael Mulry established the brokerage in 2008 and was able to increase its sales volume to over $50 million in the last two years.

Clay Selland caters to existing homeowners in San Ramon and the surrounding areas who want to consider mortgage refinancing. He has been the president of Signet Mortgage Company since 2003. He assists clients in structuring their new financing to obtain the best possible deal. He also helps seniors who are looking for reverse mortgages, real estate investors, and first-time homebuyers. Clay started in the corporate world in 1978 as a CPA for Arthur Andersen & Co.

Stonecastle Mortgage is a team of home loan officers serving the San Ramon area and neighboring locations. They are committed to helping customers shorten the terms of their mortgages or lower their monthly mortgage payments and interest rates through mortgage refinancing. They help clients meet their financial needs by working with them one-on-one and offering them information on mortgage refinancing options. Stonecastle Mortgage's loan programs include fixed-rate, FHA, VA, USDA, jumbo, and first-time home loans.