Best Mortgage Refinance Companies in Sacramento, CA

John Foderaro is a senior loan officer of Guild Mortgage that serves clients in Sacramento. He offers mortgage refinancing and hundreds of loan products for a variety of borrowers, such as first-time homebuyers, rural residents, and military families. He also provides FHA, USDA, VA, renovation, and conventional loans and tailors a borrowing strategy based on the customer's lifestyle. Guild Mortgage received the Best for Product Selection award from the U.S. News & World Report in its Best Mortgage Lenders rankings of 2021.

Kappel Mortgage Group Incorporated is a residential lending company that provides tailored financial solutions to Sacramento clients. It helps homeowners decrease their monthly payments and pay off their debts faster through refinancing. The procedure entails speaking with mortgage refinance advisors and gathering the necessary documents. Additionally, the agency offers conventional, jumbo, B/C, and VA loans. Sharon McKernan, a broker associate and mortgage specialist, has been in the lending industry for three decades. She holds a bachelor's degree in Finance and Economics.

Green Haven Capital Inc. is a mortgage refinancing company serving Sacramento for more than 13 years. It is also licensed in three more states apart from California such as Colorado, Utah, and Maryland. It comprises a staff of real estate and loan professionals with over 40 years of combined industry experience. Green Haven Capital helps clients looking to buy their first home or refinance their existing loans. The company offers personalized services such as VA, FHA, USDA, Jumbo, Non-QM, and Down Payment Assistance loans.

Golden Bay Mortgage Group serves clients in the Sacramento area. It offers refinancing solutions that help reduce interest rates and monthly payments and change mortgage terms. It also assists with cash-out refinancing. The agency has various loan types available, including jumbo, FHA, VA, USDA, HARP, and conforming options. It provides fixed-rate and adjustable-rate mortgages with terms from five to 30 years. Additionally, it caters to first-time home buyers and repeat buyers. CEO and president Rene Jacques has been serving the real estate industry since 2003.

New Way Mortgage is a company operating in Sacramento. It helps clients who are looking to buy or refinance a property in pre-qualifying for different types of loan programs, such as VA, FHA, USDA, jumbo, fixed-rate, and rehab. Its website tools guide clients in making well-informed decisions based on their home valuation, credit information, or comparative market analysis. The company's CEO, Aaron Clowes, serves as a veteran air traffic controller of the team as he maintains coordination with clients to determine their mortgage needs.

West Coast Mortgage Group Sacramento delivers various loan programs to clients in the metro and its surrounding areas. These options include conventional, jumbo, and FHA arrangements, as well as reverse mortgages. The firm has calculators on its website that enable users to compute for their dues before meeting an adviser. West Coast Mortgage has been serving the metro for over 15 years. Its clientele extends to military service members who qualify for loans with the Department of Veterans Affairs.

Mortgage Masters of California is a local lending company servicing the Sacramento community. It assists clients in purchasing a home and or refinancing a mortgage depending on their needs and preferences. A wide range of loan products is available for different types of home financing solutions. The company's website features the Walton Funding Payment Calculator, which allows clients to acquire a precise rate based on principal, interest, property taxes, and homeowners' insurance. Branch manager Eric Wiegand manages a team with specialization in residential and multi-unit properties.

Hawkins Home Loans, Inc. is a mortgage refinance company that serves residents in Sacramento. The business helps clients in finding the right loan option for their unique needs. Its team of professional specialists tailors its approach based on the demands of the client because it believes that there is no standard style for a mortgage loan. The team is well-versed in handling a wide range of loans including FHA, VA adjustable rate, and fixed rate.

The Chris Kennedy Team is a group of mortgage professionals serving the Sacramento community. Its team assists different kinds of clients, such as first-time homebuyers and veteran real estate investors, with loan approvals, qualifications, and on-time closings. A wide range of loan programs is available including conventional, refinance, FHA, and VA. Senior loan officer Chris Kennedy, a mortgage industry producer since 2000, applies the discipline and hard work he gained while serving in the military.

GFL Capital Mortgage is a firm that serves clients in Sacramento and the surrounding areas. It provides mortgage refinance and loan options, including FHA, fixed-rate mortgage, VA, and cash-out refinance. It assesses current market conditions and develops loan options to more efficiently meet the requirements of individuals and families. GFL Capital Mortgage aims to help existing and potential homeowners with home financing needs, and its mortgage advisors assist clients throughout the application process. The company has been in the mortgage industry since 2007.

CalStateLender, Inc., is a mortgage brokerage firm serving clients in Sacramento. It offers refinancing services that help clients reduce interest rates and monthly payments, change mortgage terms, and take out cash from equity. It has various loan types, including conforming, jumbo, FHA, VA, and USDA, with fixed and adjustable rates as well as five-year to 30-year terms. The company also assists with home purchases of first-time homebuyers and repeat buyers. CalStateLender is headed by Sean Safholm, who has over 16 years of industry experience.

United Wholesale Lending is a mortgage brokerage firm serving Sacramento and nearby areas. It offers refinancing solutions to reduce loan payments, consolidate debts, change terms, and pull out cash. The firm has a wide variety of loans available, including FHA, USDA, CalHFA, VA, and adjustable-rate. It also handles reverse mortgages for seniors looking to purchase single-family homes and FHA-approved condominiums. United Wholesale Lending's owner Shelby Elias holds a program to educate people on the home buying process.

Broker Direct Lending has been serving clients across Sacramento since 2017. The company deals with homeowners refinancing their mortgages and helps them obtain lower interest rates in the process. It provides online tools like refinance calculators to educate clients on the impact of their decisions on their finances. The company also offers specialized loan options for aspiring homeowners, including interest-only mortgages and balloon loans. Its owner, Marcus Johnson, previously held a management role under the firm Guaranteed Rate.

Elevate Mortgage Company caters to Sacramento residents who need home financing options. These choices include fixed and adjustable-rate products across jumbo, conventional, or FHA loans. The terms vary from five to 30 years. Agent Adrian Petersen has been in the mortgage industry for over two decades, and has accommodations in place for teachers, police officers, first responders, and veteran military personnel. He also delivers refinancing options to secure more favorable terms and conditions for existing debts.

Matt Gouge is a loan originator affiliated with UMortgage. He caters to clients in the Sacramento metro and the surrounding communities. Gouge offers mortgage refinancing options, which allow homeowners to change up their term or cash out their home equity. He assists clients throughout the process, including the refinance analysis, interest rate and term comparison, and loan selection. Gouge provides various programs, including adjustable- and fixed-rate, CalPATH and CalPERS, jumbo, FHA, and VA loans.

Jason Mata is a mortgage specialist affiliated with American Pacific Mortgage. Jason and his team of loan officers help clients in Sacramento through the mortgage process, educating them on available options and loan requirements. They can walk clients through refinancing VA loans, adjustable-rate mortgages, and FHA loans. Their refinancing process includes consulting with clients on their financial goals and helping them decide the best option. Jason Mata has been featured in Sactown Magazine and has also made a guest appearance on Money 105.5 Radio.

Ashley Willard Mortgage Loan Officer comprises a team serving clients in the Sacramento area. It offers assistance with cash-out refinances for college tuition, home improvements, and debt consolidation. It also provides rate and term refinance services to lower interest rates and monthly mortgage payments and reduce the number of years of the loan. The agency has FHA, conventional, and VA home loans available. It is headed by Ashley Willard, who has over 13 years of experience in the mortgage industry.

Michael Buccella is a mortgage professional who manages a lending business in Sacramento. He accommodates clients seeking a new home loan and those who wish to refinance their existing loans. Among the mortgage programs available are conventional, FHA, FHA streamline refinance, VA, VA-IIRL, and down payment assistance loans. During consultations, Michael works with the borrowers to determine their loan eligibility. He offers them tailored loan packages with the support of the West Coast Mortgage Group.

Located in Sacramento, Evans Mortgage Co. is a mortgage lender that has been in operation for more than 28 years. It offers home mortgage refinancing options for those looking to obtain financial benefits such as decreased interest rates, reduced loan terms, and the replacement of adjustable-rate loans with fixed-rate loans. It handles FHA loans, VA loans, and home equity loans. Marcia Evans, one of the founders of Evans Mortgage, has been working in the mortgage industry since the mid-80s.