Best Mortgage Refinance Companies in Roseville, CA

Loan City Home Loans assists Roseville residents in finding an appropriate mortgage solution for their needs. It helps clients refinance an existing home mortgage to replace high-interest loans with plans such as fixed-rate and adjustable-rate mortgages. It also has FHA streamline programs for homeowners in an FHA loan, jumbo programs for larger loans, and VA programs for military families. To realize its goal of building lasting relationships, the company maintains contact with clients even after the loan has been closed.

The JJ Mack Team is a locally owned and operated company in Roseville that provides mortgage services to property owners and buyers. It assists clients through the process of purchasing or refinancing their homes to lower interest rates and payments, shorten loan year length, or remove mortgage insurance. It handles various options, including jumbo, interest-only, FHA, VA, fixed-rate, and adjustable-rate loan types. The team is under American Pacific Mortgage and is led by branch manager JJ Mack, who has been in the field since 2005.

Catalyst Mortgage serves the locals of Roseville and the surrounding communities. It provides guided refinancing solutions that help clients make informed decisions about which option works best for them. Some of these include fixed-rate and adjustable-rate mortgages, first-time homebuyer programs, FHA streamline refinancing, no upfront cost mortgage, and VA loans for purchasing and refinancing. Its team also offers home equity conversion mortgages. Catalyst Mortgage serves Northern California and is licensed to operate as a mortgage lender in seven states.

Amy DeBusk is a mortgage advisor that serves clients in Roseville and its surrounding areas. She assists clients in processing loans to purchase a property or refinance an existing mortgage. She offers mortgage refinancing to remodel or renovate an existing home, reduce the rate or term of the loan, cash out, or accelerate loan payment. She matches the mortgage options with the client's preferences and capability to pay. DeBusk has been in the lending industry for more than 20 years.

Josh Merrill is the owner and principal broker of Merrill Home Loans Corporation in Roseville. He assists clients in the metro who seek mortgage refinancing options and home purchase loans. Merrill's team underwrites fixed-rate, adjustable-rate, conforming, jumbo, and super jumbo loans. His office also helps borrowers secure loans from government programs like VA, FHA, and USDA. Josh has more than 15 years of experience in the mortgage industry, having helped over 1,900 families achieve their dream of homeownership.

The Ruppel Team is a mortgage refinance company serving Roseville. Its offerings include refinancing and home loan programs. The latter cover FHA and VA home loans, fixed rate and adjustable rate mortgages, hybrid ARMS, and bank statement loans. Clients intending to pursue homeownership through purchase or refinance can commence a loan application at their website. The company also has an explanatory blog to inform clients' decisions. Char Ruppel, the company's branch manager, entered the mortgage industry in 2005.

Point Equity is a company that offers refinancing solutions to homeowners in Roseville and neighboring areas. It helps homeowners get new terms, interest rates, and lower monthly payments through refinancing. It also assists individuals who want cash for education, investments, or home improvements and those who wish to consolidate their loans. The company also offers home, conventional, FHA, VA, USDA, and alternative loans. Point Equity, which has 13 mortgage advisors, believes in making families empowered through smart financial decisions.

Unified Home Loans is a mortgage brokerage serving homeowners and investors in Roseville and the surrounding areas. With decades of experience in the industry, its loan officers help clients get refinancing options that suit their needs. Loan options include fixed-rate mortgages, FHA, and USDA. The brokerage also offers rehab financing options to help clients cover the cost of their home renovation needs in a single mortgage. Mortgage loan programs for vacation and investment properties are also available.

Nation Wholesale Lending is a Roseville-based company that has helped over 7,000 homeowners acquire or refinance over $2,500,000,000 in various lending options. These options range from FHA, USDA, and VA loans to reverse mortgages for residential properties like manufactured homes and condominiums. It also assists first-time homebuyers in applying for and getting CAL HFA loans for vacant homes throughout California. In addition to offering insurance options, its staff helps clients refinance their loans, providing them with financial analyses of available refinancing options with benefits like cash-outs or debt consolidation.

The MVB Team serves the mortgage needs of families, professionals, and militaries in Roseville. It provides a variety of refinancing solutions to help buyers and investors improve their homes, lower interest rates and monthly payments, consolidate debts, and change loan rates and terms. For clients seeking to acquire primary residences or vacation homes, the agency processes fixed- and adjustable-rate, FHA, VA, and ARM loans. Principal agent Matt Von Bergen is a loan officer who brings over 15 years of industry experience.

Allison Hoffman is a senior loan officer with Movement Mortgage, which serves clients in Roseville. She offers loan options to home buyers, investors, and individuals seeking refinancing. Hoffman gives personalized mortgage solutions to clients by discussing with each of them the details of various loan options like FHA, VA, jumbo, reverse and fixed mortgages, and HARP loans. User-friendly tools are available on her website for payment calculation, refinance analysis, home valuation, insurance quotes, and pre-approval to speed up the process.

Attorneys Funding Group caters to Roseville borrowers aiming to restructure existing loans. The brokerage firm offers rate-and-term, cash-out or cash-in, and consolidation mortgage refinancing to adjust term length and monthly payments. Its loan officers assess clients' finances and unique needs and formulate strategies to secure funding. They also accommodate borrowers whose previous loan applications were declined. For over 35 years, the veteran-owned and lawyer-led company has served more than 2,000 homebuyers. Its loan programs also include government-insured, conventional, reverse, construction, and fix-and-flip mortgages.

Cali Mortgage caters to Roseville locals. It provides refinancing options to owners of single-family, multi-family, townhouses, and condominiums so that they can get lower monthly rates, shorten their loan terms, or get cash from equity. Its team of loan officers guides its clients through every option, pointing out the advantages and disadvantages to help them make an informed choice based on their financial situation. The company also offers fixed-rate, adjustable rate, FHA, jumbo, 203K, and USDA loans.