Best Mortgage Refinance Companies in Riverside, CA

Secure Choice Lending is a mortgage lending firm serving Riverside and neighboring communities. It assists first-time homebuyers and existing homeowners through loan plan recommendations that suit a client’s needs and risk level. It also offers VA IRRRL and FHA streamline refinancing. Other loan and mortgage options include conventional, jumbo, fixed-rate, and adjustable-rate loans. It also provides a reverse mortgage option for seniors who want to convert their home equity as cash income that can be used for monthly bills and emergency funds.

JB Mortgage Capital, Inc. provides mortgage refinancing options to homeowners in Riverside and the surrounding areas. Kevin O'Connor, the company's loan officer with over 16 years of experience in the industry, helps homeowners seeking to lower their mortgage interest rates. He offers refinancing services that give clients an option to cash out of the home's equity for improvement projects. Additionally, Kevin helps clients consolidate high interest rates, reduce their number of payments, and convert ARMs to fixed-rate loans.

Locke Your Loan is a mortgage loan and refinance company that has a main office operating in Riverside. It can advise both first-time homebuyers and existing homeowners about loan program options, credit, and refinancing plans. The company allows its customers to schedule 30-minute appointments to address mortgage concerns and issues. It also offers loan programs include conventional loans, refinance loans, and reverse mortgage loans. Furthermore, the company has an online glossary to educate clients on mortgaging terms like interest rates, debt consolidation, and cash-out.

New American Funding, which is located in Riverside, is a family-owned business that assists clients in several areas, including refinancing which involves replacing a current mortgage with a new one that is customized according to clients' preferred term length and interest rate type. In addition, the company helps clients with other mortgage loan options such as FHA loans, conventional loans, and reverse mortgages. Each step of the process, from processing to underwriting, is done by New American Funding's team.

Cherry Creek Mortgage - Riverside-Jesse Lane has been providing mortgage refinancing solutions to clients in Riverside for over 30 years. The full-service mortgage company assists individuals in reducing their mortgage rates, leveraging home equity, getting new mortgage terms, and lowering monthly payments. Some of the loan products it handles are FHA, USDA, VA, conventional, jumbo, and low-downpayment loans. Cherry Creek Mortgage also offers refinancing resources, such as a live rate calculator, to help clients determine their new financing solution.

Serving clients near Riverside, Mortgage Solutions Financial is a family-owned mortgage company that was established in 1995. The company offers a wide range of services to help aspiring homeowners fulfill their dreams and help current homeowners keep theirs through mortgage refinancing. Mortgage Solutions Financial helps homeowners who struggle to pay their monthly due by refinancing existing mortgages through a streamlined process to lower the loan's overall cost, lower its monthly payment, or decrease the interest rate.

Mortgage Express is a mortgage refinancing company serving Riverside. Owner and broker Carole Ryan has been in the industry for 24 years and provides personalized services, including 30-year fixed, FHA, high-balance, VA, jumbo, USDA, and reverse mortgages. She helps customers seeking reduced monthly payments, home equity cashouts, or shorter mortgage lengths. The company's online refinance analysis feature also helps clients identify programs tailored to their situation. Additionally, customers can use the mortgage calculator to gauge how different interest rates and loan types affect monthly payments.